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lots of problems please help
Hi where do i start?.. My mum recently wanted to buy a house overseas. the money for this was to be sent to an icici account. we sent a few thousand from each savings accounts (isa accounts). the cheques were sent to her icici account and took 3 days to clear, they were paid to icici today. right... unfortunately there…
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Sainsburys Kids Savings Account
Don't know if this might be of any interet to anyone, but the Sainsburys Instant Access Saver Account (which has a pretty poor starting interest rate of 3.35%) can be used as a Childrens Savings Account with a 5% interest rate. Can be accessed/managed on-line, phone, post and in-store, plus you get a SaveBack card, so you…
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What else can i do with my spare cash?
i earn £1100 a month i have £3000 in mini ISA i saving £250 a month in a 10% interest barclays regular savings acc and i have about £600 a month spare to go into savings what can i do? can i open 2 more ISAs?
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Student investments - ISAs, mutual funds, etc.
I am currently 24 years old, a student in my final year at uni, and I just want to optimize my assets before I wonder what's happened to all my money in a few years time. I will start work in a few months and be getting paid consistently around £2500 a month. I'm a bit of an entrepeneur so I probably want to save a chunk…
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What to do with my monthly savings
I've just graduated and have began my first professional career as a Junior Developer. I'm really enjoying my new career and the monthly income which i'm not used to what with just graduating. I am fairly strict with what I do with my money as I want it to work for me and potentially get the maximum out of it. Since I…
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Large deposit into savings acc
Hi - Just wondering if it is possible to trnasfer a lump sum of 25k into a savings account ie first direct. Is there a legal aspect to this with regards the bank can i make such big transfers is there a maximum amonut per day - Confused - Any help appreciated - Thanks all great site by the way
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Current account with interest free overdraft?
Hi guys Does anyone know of any current accounts that offer interest free overdraft facility? Currently with Nationwide, have been for about 7 years, never needed overdraft but as my family has increased so has the spending! Just would like a little cushion of cash should it ever be needed. Rang Nationwide who said they…
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Interest rate calculation
Can someone please explain me: Say for e.g if you have £5000 in saving with 4.76% added to your account twice a year. How this is calcualted? Thankyou
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Halifax Regular Saver requirements query
Considering the Halifax 7% regular saver but don't bank with Halifax. Is that a problem? I was intending setting up SO from a different bank. At the end of the year, money turns into a websaver. How would I then be able to send money out of this websaver account if I don't have a linked Halifax current account. Would I…
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Form R85 Registering for Gross Interest
I become a non-taxpayer (hooray) on Thursday. I have been trying to download the forms but they are still 2005 forms. Am I right in assuming that the 2006 forms will be available online from Thursday?
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child's account with a cashpoint card?
hi, does anyone know of a bank account for a 9 year old which comes with a cashpoint card? this is for my daughter to pay birthday/xmas money etc into, and so she can draw it out herself (hopefully not too often as i am trying to teach her to save so she doesn't get into the same mess i am in!) pref one i can open online,…
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What to do with 10k
Hi, people i've just been left 10k, just wondering whats the best way to invest it for a minimum of 12 months. I thought about putting it in the ICIC bank.
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how do i escape without paying tax from UT's
how do i escape without paying tax from UT's greetings all i have some unit trusts and i have made some gains about 5% but there not in an ISA so i was just wondering if i would liable to any tax. i thought you only paid capital gains tax on gains of £8200 or more ?? but what about income tax and also i havent used my maxi…
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where shall i put my £3000 wedding fund?
hi im getting married next year, hopefully in moneysaving style! mum and dad have given us £3000, but suggested we ask on here where to put it to gain the most interest, it will be sat in an account for approx a year till i start touching it. wedding not till june 2007 and im pregnant so ive got that to think about first!…
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Yahoo Quotes question
If you pull up a detailed quote from uk.finance.yahoo e.g. LINK , what does the 'x nnnn' mean on the bid and ask fields ? I'm sure they never used to be there before and they're sending my spreadsheet that links to these cells haywire.
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Fund of Funds- can I get them cheap?
Any one know of a broker which provides a decent discount for Fund of Funds and which will also allow minimum DD investments of £150 per month into an ISA wrapper? I liked the look of HSBC emerging growth fund but 5% inital fee seems expensive, although I guess fund of funds tend to be a bit dearer. As I only have a small…
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Aer
Hello, Could anyone please explain what is A.E.R ..sorry to post this basic question..but much appreciate your help. kind regards MS :confused:
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bestinvest commissions/charges
i'm thinking about buying funds from bestinvest... mainly cos they have highly discounted charges. however, i have noticed that each fund carries a 0.5% "Bestinvest ongoing commission". What is the meaning of this? Also if any of u use bestinvest, would you recommend them? Thanks
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When should you consider funds?
I have posted an entry on why use funds. Comments are welcomed.
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BoE rate meeting
DAK the date of the April BoE rate meeting?
