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Cahoot savings rate reduction
Cahoot are dropping their savings account rate from 4.85% aer to 4.55% aer from 28th April. Looks like they're all going to have similar rates soon? Apologies if this has been posted elsewhere.
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Another Competitive Account Bites The Dust ....
The 4.85% cahoot savings account will fall to 4.55% AER on 28 April 2006. Just notified by e-mail, tried to post it here but the formatting was so bad as to render it unreadable. EDIT: Just as well I have the 5.00% version, recently reduced from 5.30%!!
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Child Bonds.
Hi all, I'm not very up on these things but my SIL has asked me what is the best investment that he can put the £250 Child Bonds that his littleun has received from the Government, in to? Are any better than others? He might also be able to add to it Monthly but I'm not sure Your advice is appreciated.
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Low Risk Capital Gains Investment?
Hi All, I've used up my ISA allowance for the year but have more money sitting in the bank. I'm wondering I can use the CGT allowance to obtain a better return than the 5% AER (gross) the money is getting in a First Direct account. I'm a bit confused about which investments are taxed as income tax and which are treated as…
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60k from house sale
Mini ISA full for this year APR06 - Looking to leave money for at least 1 year. Any suggestions ??? - so far ICICI 5.15% looks good!!!!!! Cheers.
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Discount Broker
Can anyone explain what a discount broker actually does as I have read about them on various threads now. It appears that some are better than others - how do you determine this? As I have previously posted I am looking for the next stage in investing after doing all the normal savings options. I guess that a discont…
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some newbie savings advice please
hi posting on behalf of my girlfriend. she has 4000 pounds in savings that need reinvesting for a year, having looked around i seem to think the halifax regular saver(7% one) and the hisave savings combination on this site is the right one for her. halfiax have said it's possible to have 2 regular saver accounts at 7% each…
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Halifax 7% regular saver
Hi, Anyone any views on this account. Was just about to open Yorkshire Building Society Regular Saver @ 5.50 but could Halifax be better @7%.Regards - Sallysaver
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ICICI Hi Save
:confused: Please could I have feedback on the HiSave account that pays over 5% interest. I am nervous about investing with a company I know very little about.
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Investing in trees
I read some articles about investing in teak trees. However the articles where all on websites from farm trees so better take them with a pinch of salt. How good can such an investment be? Anybody experience with it?
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need help in inheritance exchange rates!
Hello. I am not too sure if this is the correct place to post this, but i really could do with some of your help please!! My mum's family live in Austriallia, and unfortunally, her father has died leaving his property and money evenly split to her and her brother. Her brother lives over there aswell, so he has managed to…
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what would you do with £3,000?????
hi, i have 3k to do with what i please! lucky old thing you are thinking! i can be as risky as i like, however lets not go down the road of 3000 lottery tickets! i was thinking shares but i have never done that before so would not no where to start! anyway any suggestions? what would you do if you were me? many thanks!
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Best way to save fo a particular sum over 3 years.
Hi all, I'm looking to buy a car on a PCP and as well as paying the monthly rate I'd like to pay into a savings vehicle to raise the GFV too. The payments would be monthly with an additional payment every April (pre-fiscal end). Any tips on the best/most productive vehicles? Kind regards Darren
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Investment strategy for novice investor
I'd appreciate any views as to whether I am on the right track regarding investments. (I am a novice but doing my best to learn fast). I am 45 and aiming to invest for a comfortable retirement. As my user name says, I am saving for Australia, and the financial requirements for retirees mean that I either need a high…
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what to do with my money?.........
hi, i want to start saving some money each month! (hopefully around £200 a month) i currently have £700 in my ordinary bank account that i have saved up but dont know what to do with it. i have been told about ISA's but i havent got a clue which one is best or anything like that. so i have £700 to start with and will be…
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ALL CLICK HERE(PLEASE). In dire need of help!!
Hello everyone, I'm 17 years old and have very little capital; furthermore, I'm an idealist with an incredibly naive disposition. To be honest, I don't even have a savings account. I have nothing, pretty much--except, of couse, what's in my pocket. I'm most likely starting college next year and 75% of the tuition wil be…
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Investment Sector Spreading
Hi - advice/suggestions please. I currently have a small(ish) ISA based portfolio of funds that is fairly heavily biased towards equities (about 80%) split between UK (most) US (some) Europe (little). The other 20% is in property and natural resources. I'm looking towards using this years ISA allowance and off setting some…
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How safe is my money in the bank?
This is behalf of a friend of mine. She is a lone parent. Amongst other things her ex has greed for money. When he found out their son has a large amount of money in his bank account he has since been pestering him for money so he can invest etc. Their son is wise enough to know that once his father gets the money he can…
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BS pay. Vote against?
Mail on Sunday This obscene pay scandal "....as the Rioja flowed, the conversation became more interesting as this delightful gentleman [a Building Society executive] gave me his take on the industry he has served with distinction for more than 30 years, always putting members first. In short, he believes many of his…
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Where do I put 20k but still gain easy access?!
Hi All! This is my first post so appologies if it's not in the right place! I am looking for advice on where to put 20k that we are due to borrow from relatives to use towards an extension on our house. Obviously as it is going to be spent over the next 6 to 12 months this is not a permanent investment, but I figured if I…