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Unnotifiable savings interest rate changes
I just received a change of conditions note for my M&S money ISA. One conditions states they only have to tell you they have changed the interest rate 30 days after the fact. I thought this unreasonable, and queried it - to be told that actually this was always the case, but people had complained, so they were changing the…
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Ftse 100
Anyone have any ideas on what they reckon the ftse 100 level will be at the end of 2009?
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Inheritance, Investments - Advice Needed
Sorry if this is the wrong place to be posting this thread. I would welcome advice from the wise ..! My mum who is 86 has just sold her house to move in with my sister. Her health is good but she didn't want the worry of upkeep of the house and she is happy for her to be there (she's single with no family) and has room,…
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Bid/Ask spread
Hi everybody, This is my first post, so be kind with me :beer: I have recently opened an investment Isa with Hargreaves Lansdown and I am considering which fund to buy. Looking at the fund "Aberdeen Far East Emerging Economies" I see that last closing bid is 228.56 and last closing offer is 240.95. This is more than 5%…
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Lump Sum in A&L Online Saver Issue 1 - Do I Transfer It to Issue 2?
Could someone please help me out with a query re savings in A&L Issue 1/Issue 2. I have over £25k in Issue 1 currently, I opened a Issue 2 at the beginning of March so qualify for the better rate. Is it worth my while transferring the maximum amount to the Issue 2 account, given that I'll lose interest whilst the money…
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Phoenix Escalator Plan
I have been paying into this plan for almost 25 years now. The monthly premiums are £18. It is an open-ended policy which provides life insurance, the nominal sum insured being just under £5000. The insured person is almost 63. Bonus shares are allocated annually and the current surrender value, net of CGT, is over £14000,…
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Where can I put my money
Hi all can anyone help I have £300,000 and I need regular monthly income as I have started a new business and I need to live and pay bills etc. I need to be sure that the money is safe and that I can get at it if I need to in a reasonable time frame. Any suggestions? Many thanks
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ShareSave
When I first took out a sharesve in 1985 the limit was £250 as an apprentice at the time I could not afford to do the whole lot and that was a lot of money then. Here we are in 2006, 21 years later and I just got an invite through the post to participate in this years one and the limit is still £250, why does the…
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Ive Got £82,000 To Save, Any Ideas?
hi, just sold my house and moving into my parents house just made £82,000 and need to save (ie, earn lots of interest) DO NOT WANT STOCKS ETC AS WANT more than 100% OF MONEY BACK any ideas? i need 2 weeks notice as minimum. was going to stick it into barclays giving 3.4% i can do better than that cant i? help please!
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Transfer from A+L online saver to current acc?
I have been caught out by this before by doing transfers on same day. It says on A+L site that transfers from saver to current take 24 hours. Does this include weekends? EG. Want to tranfer money to reg saver at start of May (or any other month that ends on weekend) so would I: Set money to go from online saver to current…
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any help gratful
hi all just need some important help my mum and dads split up about two years ago and we think theres some insurance and bonds policys floating about somewhere in my mums name. (and shes signed for!!) the problem is we dont know who shes insured and investments are with for any policy details or anything . my dad wont tell…
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Advice on investment advice
I would be grateful on some advice on where I could get some good investments advice please. :confused: I have started with Martin very helpful article :T on the subject: http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1103213261,45760, but I would like to find out more about the other options available out…
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Mini ISA £4000 stock + shares LloydsTSB
Hi All, I have already invested £3000 into this years cash isa and have plans to invest another £3000 into next finical year. I have now been advised (by lloydsTSB) to invest money into the other half of the mini isa, ie stocks + shares. To do this investment I would pay a fee but at the moment lloydsTSB have a halfprice…
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Advice needed - best account for group saving
we (as in 4 friends) want to start saving for our city break holiday. we will all pay in (ideally by direct debit)£30 per month and will only make 1 withdrawl per year. any advice on the best account to open? thanks lisle
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Money makes money
How true this is. Save a bit at a time and before you know it you`ll see visble amounts being added to your money pot. It won`t make money as coins in a bottle but bank it somewhere simple like ING and compounding quickly comes into play. Don`t mess around looking for another 1/4 % interest until you have a solid money…
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A&L Online saver issue2 bonus query
A&L Online saver issue2 bonus query I have had this account since november. It had a bonus of 0.9% making the rate 5.15%. Which is pretty good The rate current rate on the website only mentions 4.25%!!! If I look at 'previous rates' I see On the current rates this is not mentioned. Am I right in thinking that I now take…
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Norwich Union With Profit Bond Advice
I am looking for advice on behalf of a relative. They have invested 10K with N/U and are not sure if it is for a fixed term or not, their yearly statement arrived last week informing them of there fund. It says that they invested 10k in Jan 2001, and states the bond values @ 18 Jan 2006 Total unit value £ 11,760.46 Value…
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Where would be best to stash Dads cash?
Have just sold Dads house and need to put the cash somewhere "safe". He doesn't need the money (£180000) and would like to get as much interest as possible without risking the money. Any suggestions?
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Investment query???
Hi :j I'm afraid am out of my depth on this side of the boards.........i live on the debt free ones......... :o My brother on the other hand is much more sensible, and has asked me to post a query. Please feel free to move this if i have posted on the wrong board. He has filled his ISA's (the current year, and will fill…
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Are stocks set for a big move up?
I think so, but could be wrong. What does every one else think? The U.S. stock market has been steadily climbing, and I wonder if there is still much more room for growth here. Thanks for your comments.....
