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A+L premier direct account Just Joined
Just joined allinace and leicester premier direct account,I have switched over from ulster bank any one else join this account and wot is your views on it it seams really good i also joined the primer saver that is part of the account where 10% interest is paid after 1 year...Seams very good
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Nat. Savings Equity Bond
I bought a five-year NSIB equity bond June 2003 - £10,000. I've since learnt that they're probably not the most exciting investment known to man, but hey-ho. It was bond no. 8 and promised 165% based on the FTSE index (then 4155). How do I work out what it's worth at the current rate - I know I can't get it out - but I'd…
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legal protection
If a bank or building society goes into liquidation etc what is the maximum you can have saved with the institution for you to be able to get 100% of your savings returned to you ?. Regards david
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Fidelity - Global Property
I fancy taking the plunge and putting some money into "bricks and mortar".The fund hasn't been established long enough to check performance.Does this seem like a good opporunity or should I play "safe" and stick to a mini cash ISA :confused:
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Investment Newbie Advice required for Saving £300-400 P/M
I am looking to Save/Invest £300/400 per month for a year, what is the best option of doing this?
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Financial crisis of the 18-40s (as in people aged 18 to 40)
Interesting article (it's the main front page article I think) in todays Guardo Financial crisis of the 18-40s · Official government study reveals a generation unable to cope with debts and soaring house prices · 42% of adults have no pension · 70% have no savings…
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Index trackers v EFTs...any thoughts?
Hi, Ive decided thst it was about time I start to invest for the futur, and I am looking to save £150 mer month into some sort of ISA wrapper. Originally I thought about using an index tracker, wither with F&C ISA All Share tracker or Fidelity Monybuilder UK Index, both of which have extremly low charges. I have been…
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Euros savings advice
Hi would like some advice please. I am due to receive a gift of approx 55000 euros from a relative abroad. I dont know whether to just bring into my building society and change into sterling, and take the pain of a hefty commission charge, or to open an offshore account, and leave it in euros. And f i do change it to…
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stocks and shares ISA advice please...
Hi My wife and I have a stocks and shares ISA each: She invested £150 per month from 1998 to 2000 then a lump of £2k in 2000 when we had children and her salary stopped. Total investment is £5600 and is with Newton Income Fund (presently valued at around £7300). I invested £150 per month from 1998 to 2000 then £50 per…
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Investment for small business
Can anyone please advise on where a small business can invest some capital at a good return? We have been looking at instant access accounts, including ICICI HiSave and Cahoot as recommended on this website, but they all seem geared towards personal savers. There does not seem to be anything similar where the account…
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Savings Account for empty credit rating?
Hi all? Just a quicky. Firstly do you need to have a good credit rating to open a savings account? Secondly, if a credit report shows no activity (nothing on it), will I still be able to apply for a savings account? Any advice greatly appreciated.
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derbyshire dropped their rate
Derbyshire B S have reduced their rate on the regular saver according to a letter I received this morning. From 5.4% Gross to 5.00%. I opened this account a few months ago on this sites recomendation as their was no limit on the amount you could have in there. Does anyone know of an account that pays around the 5.4%…
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how should i save a small monthly amount until i retire?
hello! i'm actually getting ahead of myself a bit here as i havent really started saving yet as i am paying off debt, which should, fingers crossed be gone by the end of the year. i turn 30 next year and although i am in my company pension (only joined in 2005) i thought that it might be good to tuck a little bit away each…
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Best way to invest 40 grand
Hi,Just would like to hear some feedback on how me and my best mate could invest 40 grand,we both bought houses 2 years ago and as planned we have made over 20 grand each on the houses...Myne i have rented out which the rent just covers the mortgage,but me and my mate are thinking off selling soon maybe go into buying a…
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Best way to invest £30K
:wave: I am currently saving for the deposit on my first house, single, living with my parents and am in no hurry to move out. When the time seems right I will be buying my own place, I see no point in buying at todays top prices. Meanwhile I have £25K invested in Premium Bonds, currently growing at about £1000 a month, so…
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Advice please - teenage saver
I really hope someone can help me. I have been saving for my eldest child in a Halifax childrens account but now that he is 16 I have to close it - and i just can't figure out where to put the money. It's not a huge amount (£1600) but I've really struggled (single parent) to save it for him towards going to university at…
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Premium Bonds
Hi I have recently sold a property and have £26,000 to invest. It's currently in the Newcastle Building Society earning 5.02% (gross), but I wondered whether I'd be better off investing some/all in Premium Bonds? It would be a relatively short term investment as planning to buy again soon and am guessing I'd need to get at…
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Exclusive Offer for Barclays Shareholders!!
Hi - I was wondering if anybody can help me. Do not understand how a share ISA works, although I have some idea of a cash ISA. I have received a leaflet today from Barclays, with whom I have shares, saying that if I put my shares into an ISA I will get 100% capital protection, 10% MINIMUM return, 55% of any FTSE 100 Index…
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Contracts for Difference ?
Can anyone throw somelight on dealing with Blue Index? They say they specialise in CFD's. They are advisory brokers.
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Premium bonds
Got an elderly uncle who's savings are close to the limit regarding Council tax benefit is concerned. Just wondering, if he bought some premium bonds to bring his savings down would he need to declare these?
