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Savings & investments

Archives for March 2006

Monthly or annual interest
Just about to open a cash isa. However the form asks for the interest to paid monthly or annualy. Which is best?
formula for calculating interest?
does anyone know an exact formula for calculating interest, taking into account all the different variables (balance, interest rate, days in month etc). my calcualtions have been getting quite close, but aren't as accurate as i would like, and i dont want to have to allow too big a margin for error. thanks, a maths-phobe…
Share dealing - Newbie
I am interested in investing between £50-100 per month in shares and have been looking around for an online dealer which is cheap.... Best I have found so far is 'The Share Centre'.... does anyone use these and are they one of the best about. Also is £50-100 worth investing or should dealing in Shares be for people with…
Inherited halifax ftse 100 tracker
My mum invested £1,500 in this tracker in October 2001. When she died 2 years ago, it was worth a whopping £488. I decided to just leave it, and have since forgotten about it. It is now worth £662. I do not know whether to cash it in or leave it. I do not need the money, but thought it might be better invested elsewhere.…
what to do with spare cash
hi could do with some advice really on where is the best place to put our spare cash a month. Myself and my husband own a house that we rent out each month for £650 our current mortagae is £450 interest only £100,000. We live in my husbands place of work (a hotel) and have no living expenses ie rent,gas,elec bills. We have…
Assett Investment
Does anyone know anything about this company? They keep sending me emails telling me how much money I could have made if I had invested in their program - last one was today, saying I could have made £5,000 in the past 16 days!!! I think it is something to do with betting on golf championships, but don't really understand.…
AL Premier Direct and (Alternating?) Current Accounts
Prominent on AL site "You can open a Premier Regular Saver as part of your Premier Direct Current Account or :confused: Premier Current Account application." Decisions decisions! If I'm going to get a new account, which to get? I've visited their site 2 or 3 times and gone in circles trying to find the difference between…
Savings - for children born before Sept 2002
My child missed the governement Child Trust Fund by 3 months (only eligible for children born after 9/02). Thing is I'd like to do something similar for my son but I'm not financially savvy and would love some advice. He does have 'current account' which we put xmas/b.day money in but we'd like to start saving for when…
Barclays regular saver vs ISA
Hi, I'm sorry if this has been discussed before ( I have looked, I promise!) but in this forthcoming tax year I will have approx £300 per month to save. I have applied for an ISA and also the Barclay's 10% regular saver. Am I best putting £250 per month (the maximum) in the regular saver and £50 in the ISA (which is 5%) or…
Tesco Shares, When to sell?
Dear all, I have a number of Tesco shares and wish to sell them, The company will announce there year end profits on April the 25th, And the chances are they will go up in value! My question is will they be at there height/peak on that day (25th April) and then go down thereafter, Or do they reach there height 2/3/4/ days…
ICICI no good for Savings over £40k
Don’t use ICICI for large deposits which you may want to access quickly. I have sold my house and am in the process of buying a new one. In the meantime, I have deposited close to £300k with ICICI. To be on the safe side, I enquired how to access my money with them when I need to pay for my new house: “I am looking to…
Savings protection
What is the maximum amount that you can invest in a bank or building society and still get 100% of your savings back if that institution goes into liquidation etc. Regards David
Irish Permanet
I have found an old passbook for the above building society. Unfortunately the branch where I opened it is no longer open. Does anybody know who I need to contact to change my name to my married name and new address. I also have a feeling that it needs to be changed from Pounds Sterling to Euro. Any help / advice would be…
Child Trust Fund
Where is best to put this money. Am looking for a medium risk investment, so possibly shares...... Shares.....where,What & How though? Cheers Pete
What sites do I use to do my own research?
I am going to put my £4k into a stocks and shares mini ISA before the end of the tax year (hopefully). As the title states I intend doing my own research, however could anyone tell me what site I can use that tells me the risk rating of each fund (a bit like the rating that I see dunstonh quote). I have looked at…
Companies going EX DIV on LSE
Does anybody know of any free website which gives details of LSE listed companies going EX DIVIDEND in the near future please?????
Sell shares now or later?
Hi people, I don't have much clue about the stock market so apologies if this is a really daft question! I hope it is on the right board. I have some shares in a company that I want to sell to help bring forward my debt free date, the shares are only worth about £290 but every little helps. ;) The thing is that I have been…
Investing £200K for an income?? Please help
Firstly this is my first post so hello to everyone :wave: This is my situation at the moment 18 months ago I suffered an illness that has left me unable to do my previous job. I had an income protection policy that paid me 50% of my salary. However the restrictions on retraining + voluntary work were horrendous :mad: So…
Barclays Reg Saver - 10%! Or perhaps 3.4%...!
I am an existing Barclays current account holder, so thought I would make the most of their new 10% Regular Saving Account. I rang up and went through the normal setup process and thought all was ok. However, when I received the Terms and Conditions for the "Regular Savers" account in the post and carefully read them…
Share questions (selling & tax/passing on implications)
I have 1042 shares each of GKN & BIL which I bought through a company sharesave scheme. I had the funds deducted from my wages each week at a rate of £42.50. Of this amount £32.50 was from me & £10 was from my best friend. He gave me the £10 cash per week (in lumps every now & then up to the full amount). I (we) would like…

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MSE News

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