-
New saver
Hi Hope someone with a lot more knowledge than me can help :D I am about to buy a new house and have a fair bit of equity in my old house. My goal is to pay off my mortgage a lot earlier than the standard 25 years. My salary varies each month, based upon bonus. At present I have no savings and no debts. I want to pay off…
-
Understanding monetary Growth?
Hello, not sure if the title is right but ,what I want to know is ,what does the Bid price and Offer price mean ? If something is shown as 104.25 does that mean each unit is worth £104.25 or what ? I'm a bit dumb when it comes to monetary values . Thankyou in advance
-
Pensioner Saving Advice
Hi I wondered if anyone could offer me any advice for financial help for my mother. My father passed away on Christmas Day, and left everything to her. Most of the estate was in the house, but she'll have around £5000 to invest come April. She wants to put this £5000 into the best instant access account possible as well as…
-
Mother downsizing property ? where to put £30,000
Mumsy is downsizing her gaffe & will be left with between £30,000 & £35,000 once all is said & done. Where should she (safely) put this cash?? Would any "allowances" I have be of any use (i.e. opening an ISA in my name to keep some of the cash?) or being does her being over 60 mean that she has other options. Thanks for…
-
bozzer
this looks like a popular topic............ anyway, the good wife and myself have just taken delivery of a bouncing baby boy and were wondering what to do with the £250 CTF government voucher. would it be advisable to invest that in the stock market (risky, could make a handsome profit or lose £250 max) and start a second…
-
single savings account, then what if the account holder dies?
My partner has 3 savings accounts .regular saver with halifax .isa with halifax .fixed term with natiowide I don't know where the law stands, if he dies, can I have the money in total? how can I proof Iam is wife, I merried in Portugal and the law is very diferent,there are 3 types of merriage, to give you a clear say what…
-
short term saving for £30.000
Could someone please tell me what is the best way of earning interest on £30.000 for the duration of 3-4 months.Thankyou :confused:
-
Is there a CTF account offering income tax relief (like a pension)?
Hi, First post - be gentle! I'm looking to start a trust fund for my 5yo (nothing to do with the government CTF scheme, which we're ineligible for). However the trust fund products I've seen so far aren't all that thrilling. I'd be interested in knowing if there's an account that works like a matched-contribution pension…
-
What to do with daughters accounts now
We opened a halifax regular childrens saver account for our daughter which has a fixed interest rate of 10.000% PA.it will reach its anniversary soon and the money will be transfered into her orninary save 4 it account which pays a lot less. Which is the best account yo put this money in now?and is the save 4 it account…
-
Best no risk return
Hello, My wife and I have around £50,000 which has recently been freed from a five year investment bond, we do not want to commit to another similar investment because I am in my sixties and simply want the best return with no risk. The interest can be paid yearly and we are willing to accept some constraints provided that…
-
savings account paying monthly (£55000 to invest)
My partner has just sold his house and will get £55,000 from the sale. we are waiting to buy a new property which will be ready in november. Can anyone recommend a good savings acoount which will give interest monthly so that in november he has the interest available to use. If i go for most savings account we wont get the…
-
where do I put a windfall?
I have a large sum of money coming [250k+] and I would like to know the best place to put it while I decide what to do with it, possably a small B&B.
-
Investing over £100,000
We will shortly have over £100,000 to invest in a savings account from a house sale. Where is the best option to put this money for 2 years? Cheers
-
Life Assurance ISA
Hi, I started Life Assurance ISA with the Pearl about five years ago as a savings fund for my son. I pay in £50 a month, but looking at the statements it looks like it has only made about £50 in all the time it has been running. It is predicting that I may get back £11,700 after 15 years, which would be a profit of £2,700.…
-
Buying One of Every Share on the FTSE.
I am thinking of buying ONE of every share listed in the FTSE 100, would the price be as of today, £5,764.10 to own one of every share in the FTSE 100?! I have never understood these indices and share prices in general, in that they'll list a number, i.e. Tesco at 318.00 right now, does that mean £3.18? Say I was to…
-
Forex trading - sorry if offtopic
Hello All, I am just wondering, are there people on forum who tried to do Forex trading or seen someone try? I watch GBP/EUR rate for nearly 3 years, it goes up and down approximately in the framework of 0.67-0.69 which means about 3% variation. I am trying now demo account of FXCM, it looks as though one can make a…
-
Most efficient way for Currency Exchange.
I am wondering what is the most efficient to change Pounds into Dollars or Euros?
-
Premium bonds
Has anyone here actually won anything? Care to share your story?
-
agggr what do i do?
ok i have £7800 on my 0% interest till mid november credit card i have the £7800 in the bank. is it better to open an isa for £3000 and top up another £3000 in april and use the rest for the payments each month for up to november and then cash the isa to pay off the credit card? i cant put the lot into savings as the…
-
15yr AXA Savings Plan I need to cash it in?
Hi Have a 15 yr policy currently paying £80 a month also have another at £70 a month. Was going to use to pay off mortgage and help the kids out when older. Need to raise cash for central heating sorting out and a car that works! so was going to cash in the policy that I pay £80 which has been running for 6 years. Current…
