agggr what do i do?

brummybloke

ok i have £7800 on my 0% interest till mid november credit card

i have the £7800 in the bank.

is it better to open an isa for £3000 and top up another £3000 in april and use the rest for the payments each month for up to november and then cash the isa to pay off the credit card?

i cant put the lot into savings as the minimum payments each month will leave me short unless i leave some money in my current account to pay it off.

i wouldnt really like to keep trying to get 0% credit cards as i have 5 already that i took advantage of the 0 % with ( i know it may seem the best option to get extra months worth of interest but i dont want anymore credit scoring type things at the moment or in november).

and what sort of return would i get by mid november if i were to 'do the ISA' thing.?

any help would be welcome as i am umming and arring about just paying it all off now to get it over and done with.

grumbler

Not exactly the same, but very similar situation was discussed today in this thread: Newbie Stoozer .

HTH