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How safe are nominee accounts ?
I've tried to find this out for myself but there seems to be 2 schools of thought, viz:- 1 - shares are ring fenced so no danger if broker goes bust. 2 - for FSA regulated brokers there is 100% compensation up to £30k then on a sliding scale beyond that up to a max of £50k. Can anyone tell me the definitive answer. I have…
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Getting £190k from property sale, need to keep it somewhere for 4-8 weeks
I'm going to be getting about £190k from a property sale. In the long term it's money already spoken for, but I need to keep it somewhere for about a month between the time of the sale and from when it will be used. At the moment, I'm looking to put it into my Nationwide account where it'll earn me about 5%. The A&L…
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13000£ , want to put in for a year in a safe, high Interest rate investment.
Hi there I have 13000£ maturing out of halifax guaranteed reserve and I want to seek greener pastures now. I already have bank accounts with HSBC, Natwest , HAlifax and Lloyds, and the thought of opening another account makes me ill. I am crap at remebering pin numbers and would really hate to open another account. I would…
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Selling house, will have £60k to invest,, where??
As the title says, we will be selling our house and should have £60k profit, what should we do with it? Where is the best place to put it to make money on it? Any advice would be greatly appreciated.. Thanks
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Should I send out cash lump or set up Nationwide account in UK for Caribbean
I have to transfer some money to my parents but the exchange rate is 4.2 east carribean dollars to the pound despite seeing online that it is 4.6 at the moment. Does this mean that the bank rate takes away .4% plus the transfer fee. Also there is no way that that figure can be guaranteed by the time it gets there. (7…
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Cheeky ING Trick!
I've recently been sent mailshots at both my house and my parents', advertising ING's internet savings account with a great rate. However - READ THE SMALL PRINT! It states "rate correct at 1/1/06". It certainly was then - but dropped the day after by 0.5%. I opened an account with them in November so I was emailed, but I…
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Anglo Irish Identification
Has anyone got one of their accounts? I've just sent for an application form, since they're currently top of the interest rate pile, and was rather surprised to see that they want a utility bill for identification every time you make a deposit!!!
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Barclays 10% Regular Saver account
As mentioned in the Bradford & Bingley thread, Barclays launch their 10% Regular Saver account on Thursday: http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=406985&in_page_id=7&ct=5 Unfortunately, they have slightly complicated the offer by making us have a linked Barclays current account, into…
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Sell Baa Without Account
I want to sell 220 (110 + 100 +10) BAA Ordinary without having to set up a share account ie sell, then send off share certificates to broker . Can I still do this? Cheapest site?
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Investment management
I have set up an appointment with someone who may or may not get the job of managing my investments. My question is, what is a reasonable fee for the company to charge and what sort of improved return should I expect if I decide to take them up on their offer rather than just buying assorted unit trusts etc and leaving…
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live abroad,money @ home wheres best interest?
have had to close my a&l & ing direct higher interest rate accounts and my isa`s because i am moving abroad for 5 yrs. i still intend to leave some moneys in a u.k. bank/financial institution while im away. so where can i get the best interest rate yet still have access to that money (as there will be restrictions on me…
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Which Monthly Investment?
I am looking to invest about £400-500 per month into an investment scheme. I currently have investments in: Invesco Perpetual High Income Fund F & C Smaller Companies Investment Trust Graphite Enterprise Investment Trust and a few individual share holdings (mainly privatisations/flotations). I appreciate that there is no…
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£15000 and not sure what to do with it
Hi guys I've got £15k in an under performing savings account that I would like to invest in something more profitable. I've used up my current £3000 per year allocation into my ISA and I've also got £3000 set aside for the next financial year. I currently have got a smile current account BUT would [prefer not to have to…
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can i have a thumbs up?
will be in the position of having 15k to invest come the end of march. my idea for where to put this is A&L Direct ISA Issue 2 at 5.2%. if i get 3k in before april 6th and then another 3k in after april 6th, and the missus does the same thats 12k taken care of. the remaining 3k could go into A&L online saver issue 2 at…
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I Need Help for an Elderly Friend re Savings
A tale of woe courtesy of Halifax (grrr). My friend in her 70's arranged herself an equity release from her property and armed with her cheque for £25k went and deposited it with Halifax into her current account. They asked no questions and sat on it for over a year - giving her a couple of quid interest over the year. I…
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TSB online saver - interest calculation?
The minimum opening balance is £250. The account attracts 4.25% during the onus period and 4.00% thereafter. Terms & Conditions* we calculate interest on a daily basis on cleared credit balances. * if your account has a balance below the Minimum Opening Balance, other than a balance of less than £1, it will earn interest…
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£10,000 easiest way to make money?
I have £10,000 and would like to put it into a high street account. I am really clueless on this but would like the following: Instant access to the money no risk no tax any advice?
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Closing a regular saver
My partner has some savings in a regular online saver with Alliance and Leicester. Due to their appaulling customer service and no end of problems we have had I am considering closing both our accounts and moving elsewhere again. The saver that he has cannot be accessed unless the account is closed or after one year, the…
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saving for a car
hi people i am currently saving for a car. i have been saving for bout 8 mnths but from christmas have recently stopped and cant get bck into the swing of it again. i serously hope to get back into the swing of it nxt thursday when i get paid. i still hve some money saved but just cant build up more any one got any tips. i…
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Selling with-profits bond AXA
I have a with profits bond with Axa sunlife that i have had for 21 years plus. It has now come to the time that i need to sell it, i just wondered how it would best be to go about selling this, is it best to sell it to AXA or is there another way that i will get any better return. I have been paying £10 per month for the…
