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Halifax ISA Saver Direct transfer
Hi I wonder if any of you good people can make sense of this for me. My husband is trying to transfer an existing cash ISA with IF to the Halifax Saver Direct. We were told by them that he had to open the Saver Direct first with an opening deposit, then fill in the transfer forms. He had a letter of 23rd January to say the…
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Silly Q but can you pay PayPal funds into a savings account?
Title says it all really, my sister wants to know as she is thinking of opening a saving a/c with Natwest can she transfer funds from PayPal and other account. Have looked on NW website but it doesn't say. Thanks! :money:
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I am self employed and owed money
Hello I am now regestered self employed. I am keeping a record of all my earnings which are paid straight into my account. I am also owed some money from a friend which I will be getting soon. It is a large amount and I dont want it to be counted as earnings is it was already my money which is now just coming back to me.…
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Advice on investing childrens savings please.
Hi newbie here and needing some advice please. :confused: My children were left some money just over 5 yrs ago and it has been in childrens national savings bonds for that amount of time. Reading the new certificate has shown that over the next 5 years they don't seem to make as much money as they have over the last 5…
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Rates of return UK vs Spain
I am about to sell my house in Spain,should I leave the money in Euros in Spain or bring it back to the UK,interest rates are not as high in Spain,unless some-one out there is aware of a good rate of return
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Where to put money
Hello everyone, I have a quick question regarding a short term savings plan... My wife and I are selling our house and about to embark on a year of travelling. We stand to make around £30,000 from the sale after mortgage and expenses are paid off. We plan to take £10,000 with us to fund our trip and would like to invest…
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Share Dealing Newbie
Hi, I have never dealt in shares before, but feel like I would like to. I don't have vast sums to invest, but am in a position where the 'expendable' part of my income will be increasing over the coming year, so I need to know if this is a cost effective way to invest money on a regular basis. Could anyone explain to me in…
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ICICI HiSAVE - How Safe?
I have started a ICICI HiSAVE account without problem and am using it for a temporary location for money while I sell my house and buy another one. I would anticipate have having over £100,000. How safe is my money at ICICI? T&Cs of the web site say that the FSA will effectively insure money up to £33,000 (well 90% at…
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Skandia Multifund Good Option?
Here I am being dumb about financial matters again - blind spot unfortunately. I have been advised by an IFA to go for an Skandia Multifund Mini ISA. With a 4.5% initial charge, etc, my gut feel was this seemed a bit expensive but what do I know? Rest assured, tomorrow I intend to get some info from IFA on why this is a…
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Growth investment or GEB?
hi everyone, My husband and I have sold our flat and have £20,000 sitting in a current account with no idea what to do with it. We are not in a financial position to buy another property at the moment but really have to do something with this money before it gets frittered away. We had a thought of putting £5000 in a mini…
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Bradford and Bingley offer 10% interest on your savings.
Bradford and Bingley offer 10% interest on your savings. Bradford and Bingley have launched a new account with a high headline rate of 10%. It’s available in branches only, and is withdrawn on Saturday – apparently due to high demand. It’s a Regular Savings account, meaning you have to make a deposit each month. The money…
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Online savings "pots"
I remember reading on here about an online savings account provider who allowed you to have several online savings accounts under the same name. Does anyone know who provides that service?
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FYI: Telefonica cheque for O2 shares @£2 arrived today
You'll recall that Telefonica SA from Spain have bought out O2 plc. I was one of the shareholders that accepted the offer and sent off my share certificate within the timetable last Dec. Had been wondering when it was coming. There were references in the media 2 weekends back that imminent. Anywayz got my 'IMPORTANT'…
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Savings advice
Please could anyone help me, I have about £30 a month I would like to put away for a good few years, I do not want to be able to access it quickly and possibly like to have some life insurance but this is not essential. Regards. Jsandeze.
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Advice/feedback welcome
Been thinking about what I have in savings etc and wonderd if anyone could possibly advise or give their own experiences also... To sum it up I have got some of the old Peps/tessa account with a few grand in them,and had got paid off a while back there and got a nice sum of cash.And was fortunate enough to get a new job…
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Where can I save my kids money ?
I have two kids aged 8 and 5 they currently have a first save account with the Alliance & Lec. They each have around £1100.00 and do not require any withdrawals. Can anyone advise if I should move to some other account or any other ideas where to invest. Thanks
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Fixed Rate Bonds
Hi, I'm looking at putting approx £20K -£30K into a fixed rate bond in my wifes name as she is a low rate tax payer, can you advise the highest % fixed rate bonds. Thanks...
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savings? isa? or pay off mortgage?
I recently remortgaged,(using the MSE booklet for advice) and greatly reduced my monthly payments, because of this I borrowed an extra £4000 to pay off a car loan, my mortgage is interest only and will finally be paid off in four years time, I have endownment policies to cover the initial loan but not the £4000, having…
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On the scrap heap!
I have just received my redundancy cheque! Not being very 'financially aware' I will need, I think, to consult an IFA at some point, as I have also applied for early retirement. My immediate point is, however, where would forum members suggest putting my £25000 so as it can start working for me straight away until I sort…
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Bradford and Bingley 10% Regular Saver
Just spotted this in the high street, max monthly investment £150. 10% fixed until 1 December 2006.
