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inheritance dilemma
Within the next two weeks I will receive a £40k inheritance. I am 45 years old and will have a piddly pension due to being a mum rather than working. My attitude to financial risk on a scale of 1 - 10 is probably only a 3, as I've never had much money and have learned to be careful with what I do have. In 10 years' time,…
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Saving advice needed!
Hi, I've saved up £3000 and currently it’s sat in my bog standard high street saving account (waiting for a rainy day) I was going to put £1000 into a mini cash ISA before April, probably Halifax or B&B. However, do you think it’s worth placing the £3000 in now before April? Then if I do need any of it over the year (might…
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2000 a month to invest
I will have around £2000.00 per month to invest over the next 5-7 years. What would be the best place to invest. I was thinking of spreading £500 each in 4 offshore managed funds. I am willing to go for medium to high risk investments. I am a non UK tax payer Ta George
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what to do with £9000?
I have £9000 to play with :eek:. How can I maximise my earnings on it? and where I don't lose money on it? I have looked at ISA's and high interest accounts but has anyone got any other ideas. All suggestions are appreciated. :beer: Thanks guys!
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Decision for Ipswich BS CTF investors - Martin?
Martin, with his usual lucrative short term approach, rightly guided MSErs towards Ipswich's juicy 6% Child Trust Fund account. But it is no longer top of the tree. It has slipped in the ratings [to 5.25% [a 0.75% slide in spite of only 0.25% Bank of England rate cuts] so that Yorkshire BS [5.3% + 0.7% bonus] is now well…
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Inverted yield curve (again)
Interesting article in today's Times money (which is getting thicker as more ad money pours in on what is a better ISA selling season) http://business.timesonline.co.uk/article/0,,8214-2055667,00.html
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Large sum, short term, easy access?
Hi, Can any one help? My mother (over 60) has just sold her house for cash. The house she was buying has fallen through. It is possible she may be looking for some months before she finds a new home. What is the best thing to do with £140,000 whilst she is looking? Bearing in mind that she may need access to it reasonably…
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Financial Advisors
I need to find an IFA to set up and manage a portfolio of investments. I'm undecided whether to approach an IFA or just walk into a bank. The value of the fund represents my life savings and are crucial to my retirement, so it's pretty important to me to find someone experienced who can provide good value advice. How do I…
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Compound Interest Calculation
I was wondering if someone could show me how to calculate compound interest in this scenario. This is a hypothetical calculation and simply a curiosity of mine. Say you had an initial sum of £1000 in a bank and you added £1 a day for a year with an interest rate of 4% p.a. How would you calculate the overall amount after a…
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what would you do?
My Grandfather died, what would you do with £725,000? Invest in property or put it in the bank or something else?
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£4500 to invest- help newbie!!
Hi Have read through a couple of posts and can see that lots of you know what you're talking about when it comes to saving/investing unlike myself so I was wondering if anyone would be so kind as to give me some advice. I have about 4500 to start up either an ISA or invest in the stockmarket, not a lot I know but have read…
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check out the latest scam to hit my inbox
Just to let everyone know on a dodgy email circulating, you can usually spot these things a mile off bceause of the guaranteed return of 50% after 4 weeks Make Money! We are a recently established group formed from Mathematicians, Economic graduates, and PhDs and Computer technicians. Via intensive academic research upon…
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1,000 Nectar points when you open an Internet Saver account
Got an e-mailshot from Nectar, you get a 1,000 points when you sign up for their internet saver account.. the link takes you to http://www.sainsburysbank.co.uk/savings/sav_internetsaver_is_skip.shtml but doesnt mention the 1,000 free nectar points! However from the email, Important Information *1,000 Nectar points…
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Shares released early from company scheme
Hi, I have just received shares from my company scheme. They were released early due to sale of the company. I have no income tax, cap gains or NI liability. My question is - Is it worth me transferring some of these into an ISA ? From what I have read I think I can transfer them straight into an ISA without having to sell…
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£100 tax free interest limit on Child Savings
Hi All I have been lurking for a while but thought it was about time to post. We have some savings for my 20month old son. My wife and i are adding £25 a month for him as is my step father so he is building up quite a nice little nest egg. My concern is that in a couple of years time he will have enough that he is earning…
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Calculating the return on a tracker fund
Anybody know a website / calculator where I can find out roughly how much I would have made over the past 20 years if I'd invested £100 monthly in a fund that simply tracked, say, the FTS All Share index? Thanks.
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Love France - What to do ??
Fed up with the UK rat race and losing the market we held for 15years we decided to 'wrap up' the business : Bought a super house in France left approx £140K in UK building society : Mortgage free & debt free we moved. Been here 1 year - stress gone - but worried that money will not see me through. There are NO JOBS here !…
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Monthly Income for a Pensioner
Hi all My father is 74 and has a lump sum of £20000 to invest in a rock solid investment (it's all he's got besides a small pension) that will provide a monthly income. He has no other savings. Any advice or help will be much appreciated. Regards Steve
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Advice please!!!
I have just finished my 1st year being self employed and have paid my Tax bill (by 31st Jan!!) and have a nice lump sum saved over. Unfortunaley this lump sum is going to be needed by the lovely tax man later on in the Year (Boo Hiss :mad:) so in fact is not mine to do what i want with. I therefore want to invest this…
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Safe Investment
I now have my pension tax free lump sum of £26K to hand. I've already invested £3K in a cash Isa and will do so again in April which leaves £20K still to invest. I am looking for a low risk investment. No pioneer me. The more possibilities I look at, the more confused I get. :confused: Most savings accounts with good…