-
Savings/Investment account for a child?
My father has recently decided to give £25 a month for our two youngest children to put towards savings/investments. I've done a family assurance policy for our eldest child and am happy with the growth Is there any other savings/investment plan I should look into? They are 5 and 6 and would be getting the money as long as…
-
Where to invest?
My two sons, ages 17 and 20, have been left £5000 each. Any suggestions where they should invest it. They are both students but seem to manage on what they have at the moment. Also they are not bothered if it has to be invested for 5 years or so. Hope someone can give some advice. Thanks
-
Bradford and Bingley 10% Regular Savings Account
Just been mentioned on Working Lunch. Can't see anything on the B&B website yet.
-
Barclays.........BAH!!
I received a letter from Barclays today saying my request to open an account with them had been refused. I had applied for the online deal that Martin was promoting a couple of weeks back. Apparently it was to do with "my credit rating". What credit rating??? The only thing I owe is my mortgage! :mad: I do have to live…
-
Cahoot question:
Hello all, I want to set-up an instant access account and cahoots intrest seem to be good. What are the minimum payments needed to be going into the account for the intrest rate to remain the same? Is it best to set up a current account aswell - what would be the benifits? Thanks Rich
-
Switching RSA's - who's best
Morning all, been a regular snooper on this site, but dont really feel competent enough to post/advice. This time though Im looking for some info. My husband and I both have savings accounts set up with First Direct - amounts in both under 5K. Just received notification from FD that rates are dropping :naughty: and want to…
-
Cahoot savings account not accepting new applications.
As a past member, I logged onto Cahoot and followed the application process for a new savings account. That was a few days ago and I've heard nothing from them since. I tried to apply again tonight and got "Unfortunately, there are currently no products available at this time, but we will be launching new accounts soon.".…
-
Childs Savings Account
Can anybody tell me what the best savings account is for a child where they can withdraw the cash at the post office? We don't have a bank near us but we do have a post office. Many thanks Forgot to say that the children are 5 and 10.... It might not actually be the kids the do the withdrawing due to age, but we would…
-
ING regular saver (how do I cancel it?)
How do you cancel an ING regular saver? I can change the amount, but it won't let me change it to 0, it has to be atleast £1. I'm sure I'm missing something obvious... Thanks in advance :j
-
Tesco Clubcard Plus
Tried to apply by phone today but cancelled when I was told that they do a credit search. Why would they do this for a savings account? :confused:
-
BRIC/BRIE- Help?
Please dont laugh. Have come into a minute windfall and have decided to put it away long term into a Stock and Share ISA ideally, else not to bothered if cant go into ISA wrapper, but I wanted to invest in the new funds and cant recall if its BRIC (Brazil,Russia,India,China) or is it BRIE or what as doing a search on…
-
Where's the best place to save money for quick withdrawal?
Looking for house to buy for the adults children. Can somebody advise me on the best way to keep the amount for a quick withdrawal. At the moment,both hubby and myself savings are locked in Bonus 60, invesdirect, isas and tessas. We mostly bank with Nationwide. It's the same for the chidren. Thanks
-
Property ISA, degree of risk
Can anyone offer any advice on Property ISA's. I am thinkikg of putting £5000 into a property ISA to diverse my portfolio(wife and I currently have Perpetual High Income,Jupiter Income and Perpetual European Growth- don't laugh it diod reasonably well last year). Compared to the above, what is the level of risk with…
-
Interest on childrens savings
It is correct that only the first £100 of interest on a childrens savings account is tax free. I was told by a B.S. today that they have a childrens account that you can put a maximum of £20K into at 4.5% gross and the interest is tax free. I was then told by their financial advisor that only the first £100 (ish) is tax…
-
AA Internet Savings A/C (Issue 2)
Just noticed today....this rate has dropped. I received a letter in November to tell me that the rate had increased from 4.80% Gross/AER to 4.87% Gross/AER. I discovered the rate has dropped to 4.62% Gross/AER - no letter sent about this drop! Just incase others have used this account and aren't aware of the change in…
-
Guaranteed Capital Bond III
I'm considering investing either £15k or £20k in Nat West's Guaranteed Capital Bond 3 for 3 and half-years.I was told by their financial advisor that the sum of money invested is safe but depending how well the FTSE 100 index does will determine how much growth/return I will receive at the end of the period.I would like to…
-
Investment Bond Dilemma
Hello there, I have a dilemma. I have a small Personal Investment Bond with Scottish Mutual. In January 2005 it was worth £8900 but in March 2005 I withdrew £3000 leaving £5900. I have just got my annual statement today and see that it is now worth £6500 (I'm talking round figures here) which seems like a good year to me…
