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Switching RSA's - who's best
Elf1407
Posts: 5 Forumite
Morning all, been a regular snooper on this site, but dont really feel competent enough to post/advice. This time though Im looking for some info.
My husband and I both have savings accounts set up with First Direct - amounts in both under 5K. Just received notification from FD that rates are dropping
and want to put this money into somewhere sensible (low risk).
We do drip feed into these accounts on a monthly basis. I generally put in 200 a month and he puts in 100, but we also need access to the money for occassional "unexpected spends". This could drop though as Im due to go on maternity leave next week.
Anyone got any advice - I think Ive seen an advert for a savings account offering 10% for a limited period, but can't remember who was offering such a spectacular amount - could have just been wishful thinking though - lol!
Your help is much appreciated
My husband and I both have savings accounts set up with First Direct - amounts in both under 5K. Just received notification from FD that rates are dropping
and want to put this money into somewhere sensible (low risk).We do drip feed into these accounts on a monthly basis. I generally put in 200 a month and he puts in 100, but we also need access to the money for occassional "unexpected spends". This could drop though as Im due to go on maternity leave next week.
Anyone got any advice - I think Ive seen an advert for a savings account offering 10% for a limited period, but can't remember who was offering such a spectacular amount - could have just been wishful thinking though - lol!
Your help is much appreciated
[FONT=Comic Sans MS]No matter how long the road
Or how dark the tunnel
Always remember
A llama is bigger than a frog![/FONT]
Or how dark the tunnel
Always remember
A llama is bigger than a frog![/FONT]
0
Comments
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A&L Online Saver 5.15% gross p.a./AER (variable) includes bonus of 0.90% until 31.03.07 . Maximum balance: £25,000 per account.
Regularly Beat the Best Savings Accounts Martin's article. Also:
Alliance & Leicester offers 10% savings on top of current account!,
Best Child Savings (and use your child for a sneaky tax free allowance) : Halifax Children's Regular Saver : 10% AER/gross p.a. fixed for 1 year ... save between £10 and £100 a month.
P.S. And don't forget about cash ISAs.0 -
Thanks Grumbler, given me some food for thought!
The TV advert def doesnt let you know about all the tie ins, but hey, it still might be worth taking on the account for a limited period, whilst I know for sure we are not going to touch the money. Will also mean I def cant be tempted to borrow - which I occassionally do from FD even though I really dont need to!
Once again, many thanks - I will ponder onwards![FONT=Comic Sans MS]No matter how long the road
Or how dark the tunnel
Always remember
A llama is bigger than a frog![/FONT]0 -
Been mentioned on Working Lunch today that Bradford and Bingley BS have a new savings scheme from tomorrow paying 10%. No details as yet, although they were talking as if it was a scheme to pay for next Christmas, so perhaps no access till December??
HTH0
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