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one for the IFAs
Interested in anyone's opinion on threadneedle ISA ( multi fund) and Investment account -for excess lump sum and monthly savings ( assume this is a unit linked oiec savings plan) especially its competitiveness on charges ( are charges higher than other similiar vehicles - looks a bit front loaded to me / if so justified…
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couple of basic share questions
first contract has finished with a sharesave scheme at work and i get 1031 shares worth approx £14.77 at todays price. I opted to have them sent through in form of a certificate, thinking this was easiest and most sensible. To sell them will i need to register somewhere and whats the cheapest place to use to sell them all?…
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A+L Charge £50 for their error
Recieved a letter today saying I was being charged £25 by A+L for a paid transaction charge due to insufficient funds. After speaking to one woman on the phone and being given the blow off and told a manager would call me back (didn't after 3 hours) I spoke to another who refunded the charge but said another £25 was going…
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Best monthy income
I have £160.000 to invest for a monthly income. Instant access but not on the net. Which account would be best.
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Fnding a trust worthy IFA
Hi there, Could anyone tell me how I go about finding a trustworthy IFA?
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Best rate on untouchable savings??
Hi I'm looking for a savings plan that allows me to set up a regular direct debit of around £100 a month, something with a fairly decent rate of interest and something that I can't get my sticky paws on for about 5 years (and maybe something for 20 years?)! Oh yeah, and something that doesn't get gobbled up by tax would be…
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Investing £500
A friend of mine has been given a £500 gift and wants to know the best way to invest it.
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Help Me To Save For A House Please
Hi All, I'm looking for some advice. My girlfriend and I are looking to save up for a deposit on a house. We're basically allowing 18-24 months to get a hefty deposit as we are both living with our parents (and by that I mean our respective parents - we're not incestuous siblings). Anyway we’ve got just over £1000 each in…
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02 Takeover Help???
O2 have offered me £2 per share to sell my shares to Telefonica for the takeover, should I or hold out for another offer from Telefonica?
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*Wanna move my £7,000 from egg to.....?*
Egg are OK, but I've realised their interest rate is not the best place for my money. First direct are higher, but I don't like the fact that if you withdraw in any month, they don't pay interest on ANY of the money. Does anyone have any recommendations at all?
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Closing Joint Account on Death
Does anyone know what the procedure is for closing a Halifax joint bank account upon the death of one of the account holders? Are they likely to mess me around and should I just lift all the money before going back to close the account?
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firstdirect £25
i registered as a new customer ages ago but never got round to sending in my £100 opening balance to get my free £25. does anyone know if its too late to qualify?
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Fixed Rate Bond (5.05% Aer) From Derbyshire B S
A fixed rate bond from the Derbyshire fixed at 5.05% until 31/01 07 (14 months) launched today. For deposits of £100. and over There are other bonds, 2 & 3 years.
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investment for nursing home fees
Hi My Grandmother has had to go into full time residential care and the costs are aprox £1200 pcm She is in the process of selling her house to pay for this!! (dont get me started on the government!!) What would be the best option for investing aprox £220k for monthly income to get as much back to help pay the costs, (her…
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Zopa borrowing/lending exhange?
Any thoughts on this people? http://www.zopa.com/ZopaWeb/ I'm sceptical as a lender. It looks like as a lender you receive about 1.5% to 2% gross higher interest than if you just plonk your money in an instant access "e savings" deposit account or a 1 year fixed rate bond. When you lend on Zopa you are lending small equal…
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Where should i put my money?
I am currently at Sixth form centre. I am making a great deal of money lately by working at a hotel ( loads of hours near christmas time) and selling on ebay. Im with HSBC at the moment. A normal current account. I was considering putting some of my profits and wages etc into a savings account. I was wondering if anybody…
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which monthly interest account is best?
hi there, i was just wondering if anyone could give me some advice or point me in the right direction with monthly interests accounts or another account if that sounds best. basically i have £12,500 that i want to save but possibly after 3 months will take about £1500. because i want to take this money out would it be…
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AllIPO.com–Initial Public Offerings for personal online investors – comments?
http://www.allipo.com Found this website and wondered if anyone has any experience with this or similar companies? Are they low hassle and worthwhile? I have a particular “rumoured” public offering in mind. I thought it might be worth using this type of scheme to get the shares at a similar time as the institutions. Thanks…
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Fixed term savings
I have £20,000-00p that I can put aside for a period of twelves months. I DO NOT NEED ACCESS to it until the end of the 12mths. Any suggestions as to where I should invest it . Interest to be paid gross as I am a non tax payer . Many thanks in anticipation
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Halifax Online Nightmare
I have just tried to add my Guaranteed Reserve Account and my Home Insurance policy to my online accounts with Halifax and my request was refused. On checking with the Online Help desk( on the geographical number!), I was told that I would have to go to a Halifax branch with ID and they would do it for me. What a farce. My…
