-
Guaranteed Investment Plan Charges
Recently widowed mother-in-law has been to her bank (Halifax) for investment advise. She's come away with various bit of advice which I've checked through and most look okay. One of them is a 5 year Guaranteed Investment Plan What I'm interested to know is, that within the illustration given to her, it mentions: Now to me,…
-
How do I get hold of my Egg shares?
Many moons ago I purchased Egg shares when they originally floated. The share certificate etc was sent via email. Stupidly I never printed any of it out and when we changed broadband suppliers I lost my email with the details on. Does anyone know who I write to or contact to get a new copy of my share certificate? It also…
-
isa
Hi :) I set up an isa just under a year ago and transfered mony usuing my online banking into it. Then i purchased a high value item in august and the account has been stood empty since then. I today tried to deposit a high value lump sum into the account and it says i will be over my yearly limit. When set up i was told…
-
Need to Lock away some money??
Right - I may not make myself clear here! My step-daughter is due some compensation - about £15-20k. She's currently 14 and we need to lock this away for a few years - like 5-10 (!) This must also be in her name - with possibly us or someone else as a trustee (or equivilant). We cannot really do anything else as there is a…
-
Some right shoddy savings plans out there (AKA I DONT WANT ADVICE)
I'm not writing this to ask for advice. Just thought I'd express my surprise at how bad some savings plans are. ****** ******* recently sent me details of a 10year plan which had an annual growth rate of 3.6%. That's less than most flexible savings accounts. Obviously I'd never use such a product myself (no advice needed…
-
Liverpool Victoria Flexible "savings" plan.
I received some junk mail for LV today. The good news is that they wanted to give me £25. Which is nice. However, they wanted me to start a "LV Flexible Savings Plan" in order to receive the voucher. I thought I'd read the terms and conditions of this wonderful saving vehicle that they wanted to provide me with..... From…
-
HBoS Secret High Interest Savings Account?
I've got my current account and all my savings with the HBoS. I put £3,000 into my Halifax ISA Saver at the start of each year and I pay £250/month into a 7% interest Halifax Regular Saver account. I received a phone call from someone from a nearby HBoS branch the other night. I haven't opened any accounts at the branch in…
-
short term savings 220k to invest for 3 months
Help ! I have 220k (after clearing my ccards ;-) to put somewhere for about 3 months, anyone got any good ideas ? (cahoot is as good as I have found).. i have an isa, the cash is from selling my flat, not buying for 3 months... what i'd like is some account that pays interest monthly ? don't want anything risky, just don't…
-
Sainsbury's Share save
Only open to employees this just wanted some views on the value of it. The basic deal is save every month taken off your wages and get a guarenteed return in 3 or 5 years, depending on how long you chose at the outset. Lets assume its £50 per month in 3 years that's £1800 invested and the return will ne £1870 (or £70 in…
-
Whatever Happened to Egg Telephone Savings?
Hello Everyone! I'm just wondering if anybody knows where Egg Telephone savings - in fact all the other savings accounts Egg used to offer - has gone. Given my intermittent access to the internet I was just curious to know what happened, as they only have internet savings available. Is it one of these accounts that just…
-
Where to save?????????
My mother in law is looking to start saving a monthly amount for our one year old. She wants to invest the money in something which will give a good return over 5 years or so. She is not very money minded and is not the type to move money around chasing the best rates. Any help would be much appreciated. :confused:
-
Offsetting loss against Capital Gains Tax
Unfortunately I have lost a considerable amount of money on certain shares over the last five years or so. I am looking at ways of using these losses to my best advantage and the only idea I have come up with is to offset them against Capital Gains on another investment of some kind. I have money to invest and was looking…
