-
abbey offering 6% fixed rate saver
http://www.abbey.com/index/future/savings_index/reward_index/reward_fixed_rate_monthly_saver_index.htm
-
F.T.S.E. 100 on the slide?
Since the start of trading yesterday to 15 minutes ago over 120 points has been knocked off the F.T.S.E. 100 Prior to this the FTSE had been performing very well and within the last week it reached it's highest level for a few years. Can any budding market experts out there tell me whether they think this is a short-term…
-
16yr old tax allowances on interest earned
Hi Have seen that Leeds BS have a regular savings account at 7%, am i right in thinking that if my sister opens one - shes 16 and still in education - she could get the 7% rate? I think i read some time ago somewhere that non taxpayers could only earn £100 in interest before it starts being taxed, is that correct? You can…
-
Loyalty?
Does loyalty to a particular bank get rewarded any more these days? (That's assuming it ever did in the first place...) I have had savings accounts with Halifax since I was part of the Little Xtra Club many moons ago but they're not paying me fantastic interest so have moved some of the money to B&B (after all they sponsor…
-
Halifax Kids Saver question?
Thinking about opening the Halifax 10% kids regular saving account. What I want to know is can I pay into the account say £50 a month, then after 12 months the money moves into the save4it account could I then withdraw the money out of the save4it account and pay it into my sons Child Trust Fund which is going to be with…
-
Bit of a windfall month for me
My purse strings are about to snap at the moment. 1. Got £2,040.00 compensation last week for an accident I was involved in 2. I called Abbey today to see when my fixed rate saver matures... it already has (sneaky, been moved onto 4.75% i think she said (but i knew about that anyway)) so theres another £1,373.26. What do…
-
Advice for substantial inheritance
I shall soon (hopefully!) inherit a substantial amount of money and really need to know that is the best thing to do with it. Hopefully I shall be able to give up work (I am 60 and have state pension plus a tiny private pension). What is the best thing to go for? I don't understand shares and stuff so would rather go for…
-
paying a euro bill
I need to pay €125 to ABN in Amsterdam. My bank Nationwide wants to charge me £20 Is there any cheaper method? Thanks for any info
-
High Interest Savings Accounts..
I'll keep it short and sweet, I want the best returns on the money I currently have in various savings accounts: C&G Cash ISA Account - £9,000~ @ 4.35% C&G Tracker Account - £5,000~ @ 3.00% Lloyds Online Saver - £7,000~ @ 2.99% The only one offering a semi decent rate of interest is the Cash ISA but even that seems low to…
-
Regular Saver - when to pay in
I've just received my passbook an details for the Cheshire Regular Saver. I opened it with a £500 cheque, and their welcome letter was dated 30th September. The letter said to set up a standing order no later than 20th of each month so that the credit is received to the RS account by the end of each month. Now I assume…
-
ISA Investment Advice Sought
I currently have a M & S High Income Bond Isa which I set up two years ago. I have not invested my isa allowance into it for this year because I would like to diversify this years Isa amount into stocks and shares, would anyone out there beable to recommend a few for me to take a look at. Also out of interest is the M & S…
-
Best Portfolio Split suggstions
Hi All. I'm about to start an investment portfolio and would like suggestions on the best split between cash deposit/stock and shares (both individual and funds)/bonds/etc... What are peoples suggestions and why? Thanks Andrew.
-
Advice needed please
Firstly, I am not sure if this is posted in the right place, or if what I am asking is entirely legal, so if my question is mis-guided please accept my appologies. My Mother recently passed away and we are in the throws of sorting the practicalities out. It is just me and my brother left who will split 50-50 anything from…
-
best place for my money
I am wondering if I am doing the best where my savings are concerned. I have a Halifax currant account. I try not to keep much in there as my husband has to pay 40 % tax on our savings. I moved money into a savings account, this is in my name as I'm a non tax payer ( housewife ) I have a savings account with the Halifax.…
-
B&B eSavings 2 interest error
Bradford & Bingley paid me interest on my "eSavings 2" account for only 29 instead of 30 days in September. I'm guesing they paid zero interest the day they changed the interest rate. They replied quite quickly to my email and have corrected it in the form of an extra line of "Bonus Interest" on my statment. Just in case…
-
ICICI Rate Reduction 1st November
Can't see it mentioned anywhere yet. ICICI appear to be gearing up for a rate reduction to 5.15% with effect from 1st November. Was Googled about it this morning. This 5.40% for the foreseeable future that they mentioned might suggest a little short sightedness don't you think?!?!?! Anybody else heard anything yet?
-
Child Trust Fund
I am due the £250 Child Trust voucher soon. I am was wondering where everyone else on the site has invested there money so far and why? Also have you added any more money into the Child Trust fund since you got the £250 voucher.
-
Potential pitfalls with HSBC Online Saver
Hi all I have a tad over £2500 to stick into and online account and was about to stick it into a HSBC Online Saver account. But before i do so, i want to know if there are any potential pitfalls/problems with the HSBC Online Saver compared to other online accounts out there. What sould i be wary of (if any) Ultimatly -…
-
Filled up ISA allowance - what next?
Hi everyone, Having recently reached the yearly £3000 limit on my Abbey Postal ISA, I was hoping someone could offer me some suggestions as to which regular savings account I should open in order to maximise my interest on future savings. I was considering premium bonds but Ive had £1000 worth for close to a year now and…
-
Hsbc Online Saver
I put in £3000 in this account which pays 4.75% gross and about 3.74ish% net, now it says at the end of the month we will pay your interest if you haven't made a withdrawal, OK, I don't withdraw...the gross is subject to 20% tax and I am on fairly low wages (I am a student!!!), how much interest should I get at the end of…
