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Best monthly return for life on house sale capital
In pursuit of Equity release but without giving most of it away on a life mortgage I aim to invest/annuitise (50/50?) the realisation of my house sale. This will, hopefully, give sufficient monthly/annual income to provide rented accomodation and leave a reasonable amount to supplement our pension. Probable amount - £200k,…
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ICICI savings account - double charging tax?
Hi I know this might be preposterous, but if it's true, they surely need to be taken to task. September was the first month I had a sizeable sum in my ICICI HiSave account, so I took the trouble of calculating the interest I'd earn, and compared it with what was actually credited - to my shock, what was credited to my…
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First Direct
Are they really that naff? I sent an email last week saying that I was considering opening an ISA with them and could they tell me if they charge if I were to transfer. I have now received a standard C&P'd replyas follows: Thank you for your message dated 29-Sep-2005. > >Unfortunately we are unable to accept this…
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AA Savings Account
Just came across this account today - sounds promising. The AA Internet Savings Account offering 4.81% AER* gross (variable). Figures include a first-year bonus of 0.5% gross (issue 2). Interest calculated on anniversary. However, if I've missed something I'm sure I'll be corrected!
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MoneySaving Hits India Blog Discussion
Click reply to discuss Martin's blog here.
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Where to put redundancy money
Hi, My husband was made redundant a couple of weeks ago and received a financial pay-off equivalent to about 11 months net salary. I have transferred some of the money into PB's in the childrens names and therefore have about £13,000 to invest. He is a 40% tax-payer and I am 25%. I want to put the money somewhere to earn…
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middle east investing
middle east investing does anyone know any good ways to invest in the middle east preferably egypt and saudi arabia !! im primarily looking for some kinda unit or ivestment trust just wondered of anyone had any good recommendations thanks
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What can i do with my inheritance??
I have recently been given my inheritance from my grandmother. I have £15k to invest/save, currently its in a First Reserve savings account with Natwest but I was thinking about opening an ING Direct account which has an interest rate of 4.75%, but am not sure this is the best thing. Can anyone give me any ideas about what…
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Cahoot and Alliance & Leicester
I have a Cahoot Acc (opened between June 04 and Sept 04) which is paying 5.30% on balances up to 50K and 4.80% on balances above 50K and up to 250K. Have given some thought to the the new Bonus Account offereing 5.25% on the first 6 months. I have now opened this account with Cahoot as it appears that not only can I do…
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Why buy Premium Bonds when the Lottery is the same?
Why buy premium bonds when it seem's it just as silly as playing the lottery?!
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Halifax ISA Saver Direct
I am just in the process of completing an application and transfer form to transfer my ISA from IF to Halifax. I can't see anywhere on the form about giving them my current account details from where I will fund my ISA after the initial transfer. The only thing I can see is bank account details if you want them to credit…
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Help needed re house sale investment
Hi Hope you can help. I have recently sold my house and will have approx £74000 profit. I will be moving in with my parents and so will be looking to buy in the next few months. I am wondering where to put my money as i will need to be able to get at it asap and would like monthly interest paid on it. I would also be…
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premium bonds (merged)
which forum is the premium bonds marion
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Watch out for the TER
If you're planning to invest in funds - unit or investment trusts - from tomorrow, the fund managers must include a new figure in the Key Features Document. This is the Total Expense Ratio (TER) and it tells you the total amount of charges you are paying. At the moment you only tend to hear about the Annual Managment…
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What to do with 180k
Just sold the house, cannot find anythine we like so thinking of renting. We are left with £180k equity and want to invest it but keep it flexible (1 month). Any suggestions? I was thinking about a shed load of Premium bonds (60K) Cheers JMS :confused:
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Calculating daily interest
I'm trying to check the interest paid on my wife's ICICI HiSave account. The interest is calculated daily and paid monthly, except in the first month when the interest due is carried over to the second month (and therefore not compounded). The account is not subject to tax. My calculation: AER 5.40% =…
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Finding A Good Financial Adviser and Tax Adviser
Hello all, My partner had to sell his company shares due to it being taken over earlier this year. As a result the money he got back is now classed as income as opposed to capital gains which means he now has to file a tax return. I could have done this for him on-line but as I also need to take out life insurance on my…
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I need any advice re UK banking please
Hello ! I'm just wondering if it's possible to open a savings or current account for somebody who is not a UK resident. Thank you all in advance.
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Standing Order Querie
How long does it take a standing order take to arrive at its destination, for the intent of this discussion between different banks? With the ammount of internet banking available today it seems scandolous that it can take up to four days for a money transfer to happen? Is this correct as it rather negates the interest one…
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Investing an inheritance for Step-son
I'm new to this malarky so apologies if I make a pigs ear of it. My 13 year old step son has inherited just over £20k from his Grandfather. Can anyone suggest a place to start looking for the best place to invest this? Ideally we'd like to tie most of this up until he's 21, but also like to keep some available to him if he…
