Best Portfolio Split suggstions

da644

Hi All.

I'm about to start an investment portfolio and would like suggestions on the best split between cash deposit/stock and shares (both individual and funds)/bonds/etc...

What are peoples suggestions and why?

Thanks

Andrew.

dunstonh

The split should be based on your personal risk profile and not anyone elses.

Many providers offer a portfolio builder and base that on risk questions which you are asked.

ard123en

Hi

I'm also moving out of savings and looking at investments if you have already maxed out cash isa this year you can still wrap upto 4 k in a mini stocks isa

Also look at the fee charged think im been ripped off by rbs at 4.5% charge at the mo

dunstonh

Also look at the fee charged think im been ripped off by rbs at 4.5% charge at the mo

An initial charge is not uncommon when you purchase your products via an advice process. However, paying a fee and getting value for money is more important. In addtion, picking quality is important.

You seem concerned over the 4.5%, which in itself isnt that bad. However, I would be more concerned that you picked a bank to buy the product. A product I wouldnt even consider if it had no initial charge let alone a 4.5% one.