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What investment next?
Hi All, I have a ten year endowment policy with Scottish Widows that matures in December this year and I was wondering what the best investments are that I can pay into monthly after my endowment finishes. I’m quite risk averse and I would like to protect my capital but hopefully make a bit more on top. Does anyone have…
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£3000 burning a whole in my pocket.
Cleared my debts and have this left. I may need to get hold of it and I want to manage it online. Is First Direct ISA my best option?
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Shares query
I have 250 Bradford & Bingley Shares and have recently had a letter saying I can sell them back to B&B at a special offer for one month. Is it best to hang on to them or sell them and put the money elsewhere. Treen
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Best Way to Cut Costs/Taxes in Various Savings/Investments
A question for all: I am about to invest in another stocks/shares ISA (different tax year) for my partner and possibly an ETF along with a SIPP. This is what I would like to do: 1. Invest in individual stocks in the NYSE. 2. Invest in international ETFs (China/Japan/Brazil not sure). 3. Invest in individual stocks in the…
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Problems accessing Halifax websaver
Hi there, just signed up for a Halifax websaver and recieved the link to their online demo. Now I'll admit I haven't tried logging into their actual website yet, but when I try logging in via Firefox it tells me my browser is not supported. Okay, fair enough. Not ideal but it's no problem to use Internet Explorer for this…
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Official Beat Stockmarket Returns at No Risk / MoneySavingExpert.com discussion area
This discussion relates to the Beat Stockmarket Returns at No Risk article, now updated to include the new Post Office GEB. Click Reply to discuss
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Savings account with instant access for 16yr old
I would like to encourage my 16 year old daughter to save - as opposed to instantly spending - her money. I thought a good idea would be a savings account with instant access - perhaps with a card, that we would direct debit her pocket money into each week, plus xmas and b'day moneys - and hopefully a saturday job salary…
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Quickest/easiest basic online savings account
hi - I was wondering if anyone knew which was the quickest and easiest online very basic savings account was to set up. I want one I can transfer a small amount each month (only £25 or so) but one I can open and deposit straight away - are there any? Doesn't have to be anything special, just a basic savings account.…
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FTSE 100 newbie!
I currently have 10k US$, and possibly more coming in the next few months. (20-30k total) I am willing not to touch the money for up to 3 years. The plan is to exchange it into GBPs and invest it in my HSBC regular at 8%. But with those poor foreign exchange rates, I'm afraid I might lose in the end! :eek: Right now, I…
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Couple corporate finance questions.
I'm a finance major at penn state, and have a midterm coming up soon. I was wondering if anyone could help me out with a couple questions that have me boggled. 1) What is the difference between maximizing firm value and maximizing stockholder wealth? 2) Why do financial instruments differ? How is risk taken into account…
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Portfolio Monitoring
I've been using Trustnet to monitor prices and valuations for my unit trusts and investment funds, but have great difficulty in printing the screens out (sometimes nothing but blank pages). I have no problem with any other sites so was wondering if there is another similar site I could use to monitor prices. Thanks
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Alliance & Leicester £50 introducer gift
Am I the only person in the country who has not been paid out for introducing a friend -we both have not been paid out although I have sent in the required form.Telephone calls and e mails to no avail!!!
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Gross Interest and non taxpayers
As from 6 April 2006, I will become a non-taxpayer and can get my interest gross. If I apply for a one year fixed rate bond now and put in a lump sum, can I register the R85 form now bearing in mind that the interest will not be paid until maturity i.e. October 2006 and therefore receive my interesty gross or will I have…
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2 options for £20k - advice needed!
Hello, I am selling my house, and renting a room for a bit til I get my head straight, and need some advice on how best to invest about £20k according to the following two scenarios: 1) Invest cash, carry on working - maximum growth, no need for access. 2) Invest cash, give up job - high interest but regular access to…
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Non UK-Tax payer investment advise
I have a full tax-free ISA, but I don't really know where to put the rest of my savings. What are the best options for investing £4k+? Should I look at an off-shore account? Failing that, who should I talk to for advise? Thanks in advance, Nj
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Guaranteed Equity Bonds
I would like to re-invest 2 x GEB which I invested in 2001. One of them has a maturity date of July 2008 and the other July 2010. The Building SOciety is Bristol & West which has now been taken over by Britannia. I have been told that I will face a penalty charge which they can't disclose until I write to head office and i…
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A minefield of investment options
Hello, Long time 'troll' first time poster. I have been reading a lot within this forum regarding many aspects of savings and investments over the last month or so and I'm finding it hard to make a decision on what product will best suit me and I would appreciate your guidance. I currently have about £3,500 in an ISA…
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Locate bank branch number?
I hope someone can help here as this is the most relevant forum I can find for this question.... Is there any way of finding out the telephone for a Barclays bank branch instead of ringing the call centre number that is generally advertised and listed everywhere? thanks in advance
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How to pay Derbyshire BS regular saver
Did you know that the Derbyshire pays interest from the day a cheque is received? If the cheque is drawn on an interest bearing current account, there will be a few days' overlap during which you'll be getting double interrest! Not many banks or building societies pay money on cheques from day one.
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credit unions
My area has just opened up a credit union and I was thinking of starting a small scheme with them , for Rainy days I appreciate that they are pretty limited in their returns but they suit my purposes for the moment Just curious as to whether anyone has any experience ( good or bad ) with these things
