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80K to invest short term - advise please
Ive sold my house and moving into rented accomodation (hopefully temporary) After paying off my mortgage of £97000 I am going to be left with about £80000. Where is the best place to put this,lol? I intened to buy again in the near future so this will be used as a deposit. Can anyone suggest a suitable bank or building…
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{help} best savings account & isa .
hi, i have just recieved a decent amount of money and would be grateful if anyone could give advice on the best savings account and best isa {online or not}. I am currently with lloydstsb, there rates on savings and isa which i already have is not very competative, so am looking at different options. thanks in advance. dev…
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Get £25 when you 'save' £500 with A&L
Well it's not exactly that. If you have an A&L Premier or Premier Direct current account you are eligible for their 'plus benefits' products. http://www.alliance-leicester.co.uk/plus-section/index.asp?page=investments The one that caught my eye was: "Up to £50 cashback when you invest in a Stocks & Shares ISA, Unit Trust…
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L&C 'Access Extra' paying 5.15% for six months
London & County [L&C] are offering an 'Access Extra' account on behalf of Chelsea Building Society paying a fixed 5.15% for the first six months and 4.75% [variable] thereafter. Minimum deposit £1000, max £1 million. Interest credited on 1st December 2006 and annually thereafter. [I got a mail shot about it this morning]
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Halifax Guaranteed Growth Bond 3.68%
I know very little aboout such bonds, so would welcome suggestions. Am I right in understanding that if you apply before 30th October, they will give you an additional 3.68%????? This would appear to be a new release today.
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INGdirect a/c opening offers?
Does anyone know if ing direct have any special offers for new accounts opening? I know that they did an offer for existing customers recommending newbies and gave 10 pounds to both parties. Can anyone help?
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Compounding over 40 years
Hi, im relatively new to all this investment talk but it has my attention so bare with me. Im 21 and plan to invest up to my 60-61st birthday. I have a plan to take a percentage of my income, invest 50% in some things low risk (savings accounts etc) as to give me some security and invest the other 50% on schemes in which I…
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UK savings for an Italian resident with Euros ?
Have a friend who is resident in Italy and soon to come into around a hundred thousand pounds - albeit in euros. In Italy he can obtain only around 2.4% gross on his euros ie around a half of UK rates on sterling here. So he´s considering moving some Euros here to deposit as Sterling... BUT looked at a few leading % of the…
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First Direct E Savings Interest
Although this account pays 5% gross interest, I am not sure if the account is worth having. Apparently, you do not receive any intersest in the month you make a withdrawal or close ther account. This could be a loss of at least £80.00 in interest on an investment of 20K. This is a far greater loss than an account paying a…
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SelfTrade -> Hargreaves Lansdown (fees/firefox)
I currently have an ISA dealing account with SelfTrade. I am thinking of moving it elsewhere because: 1. They charge an "inactive" account free every quarter if I don't trade. 2. Their website doesn't work with my browser of choice, Mozilla Firefox. A number of people have posted good comments on Hargreaves Lansdown, so I…
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best savings account allowing standing orders
Hi Just wondering if anyone knows that the best savings account is, which allows you to set up a standing order/direct debit. I have an ICICI savings account and ING account, but neither appear to have the facility to set up a standing order/direct debit (i could be wrong on this-if so, how do i set up up a so/dd from…
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Foreign Savings Accounts - Turkey
Hi rumours are going around that the interest rates that can be gotton from Turkish banks is far in advance of anything we get offered over here. Person I spoke to made mention of 20%. I can't for one minute beleive this is true, otherwise surely we would be all salting our money over to the Turkish banks. What is on offer…
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Investing £15000
I am 60, I do not have a mortgage, and have bought my offices wich are also paid for, which should bring me in about £1200 a month when I retire. I have about £1500 a month to save, and have a lump sum of £15000 at the moment to invest. Unfortunately, I have been diagonosed with an eye condition which means I have had to…
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ABSOLUTE RETURN FUNDS- Comments?
OK so apologies for long thread but thought would post the full article so those who didn't see it in yesterday's Daily Mail would be able to follow what I'm talking about: FLEXIBLE BREED CHAES HIGH RETURNS A new species of investment fund claims to make money both in rising and falling markets. Absolute or Total Return…
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A&L Online Saver 5.15% Issue 2
Online Saver Issue 2 - 5.15% p.a. gross (variable) 4.70% AER includes bonus of 0.90% until 30.06.06 Q. As an Online Saver Issue 2 customer, am I eligible for the bonus rate? A. All Online Saver Issue 2 customers will automatically receive the bonus rate with effect from 14 October 2005. The bonus rate will be paid on…
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Where is Nicola Horlicks?
I have followed Ms Horlicks for sometime but have lost sight of her just recently. Today (14/10/05) I saw her on TV with a caption under her of "Bramdean" I think, but I could be wrong. Does anybody know where she is working? Many thanks Ian Andrew
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Save or Invest? What to do.
Hi, According to my current payments, I should be debt free by February 2006. With the cash that has been freed up, im hoping to start putting some money aside for a mortgage, marriage etc. To build my cash up faster, which route do I go down? Do I start saving according to Martins 'Fountain' or do I seek an IFA and start…
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Abbey Regular Savings Closure Farce
I went to close my maturing account today and took along my pass book and passport. After presenting myself to the teller and listening to a sales pitch for another product I had to wait twenty minutes until I was handed my cheque. I had anticipated that I may be asked for ID and hence that I took my passport, however I…
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First Direct e-Savings quick question
I just opened e-Saving account, All info recieved, managed to login first time but can't find the way to deposit savings :confused: I only got options to order "Paying In Book" & "Envelops", Is there any other way to pay in I mean EFT, direct debit etc???
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Opening a new (my first!) Savings account..advice please
hi, my partner and i would like to open a savings account as we are trying to get finances sorted and would like to see some money grow, we would only be saving maybe £10-20 per week , but i am a student, and pennies make pounds eventually! just wandered which bank to go for? any good rates? offers? freebies? we currently…