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New A&L 10% Regular Saver
As noted elsewhere on this board A&L are launching a 10% paying regular saver at the end of the month. I will be changing the regular saver article but thought I would get forumites the raw data first. As a brief summary yes this is a good account, the big problem is you only get it if you're also opening an A&L current…
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Fixed Rate Bonds (1 Year)
I've been checking around and Birmingham Midshires seem to be about the best at 5.05%. Want to put in 20k for one year, is that the best deal around?
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Savings a/c with standing order facility?
Can anyone recommend a high-interest-paying savings account on which I can set up a monthly standing order, to trickle money into a regular saver account (eg Halifax Regular Saver paying 6%)? I have savings accounts with Egg and ING Direct but neither offer this facility. However, there must be an account out there paying…
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Living Abroad
Although my wife and I are UK citizens we live in SA. My wife has recently come in to some money (£50,000 approx). Can we legally put it into a high interest savings account\or invest whilst living abroad??? :beer:
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Do you think I got a good maturity value?
This month, my Royal National Pension Fund for Nurses With Profits policy matured at £7600. I have paid £50 per month for 10 years making £6000 paid in. The return is disappointing but when I took out the policy in 1995, the blurb suggested perhaps £10k or £11k could be the return - although the guarantee was only a…
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Dearest CHAPS transaction ??
Can anybody beat the CHAPS charge that Universal building society levy? £35. for Chaps, (telegraphic transfer) absolutely daylight robbery, they will only move YOUR money by Chaps or cheque, do not do BACS, why not, surely if they do Chaps they can do Bacs, but they say they can't. Why on earth does it cost so much more to…
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Alliance & Leicester 10% Regular Saver
I've been to A&L this morning for a re-mortgage meeting as we are looking to move home. I already have a Premier Direct a/c but my girlfriend doesn't. The adviser also has a premier direct a/c. I can't see any info around but she was talking to us about new premier direct customers will be offered a 10% paying regular…
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get access to someones account
friend's son has been arrested and is held in prison awaiting trial in december. He needs money to settle bills etc. can my friend withdraw money from his halifax account. she has his bank book. if there was a debit card present then it would have not been a problem. she had a chat with halifax but they said no. can…
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axa cashbuilder plus
hi i started one of these with profit plans 4 years ago. I keep reading so many negative things about these. what should i do? Should i cancel my plan now? or stick with it for another 11 years or so?
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Halifax Childs Account
Hi, I have been looking at Martins advise for a childrens account and am very interested in the Halifax account Halifax allows variable deposits of £10-£100 each month, meaning the most you can pay in is £1200 a year; but as it only lasts a year, the average balance you can have in is £600. Not such a huge sum, but it…
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HSBC savings account at 8%
I read this morning that they offer savings account for a year at 8% so thinking of looking this. however they say you need to have other accounts with them. questions: 1) has anyone any experience of this savings account? i have a credit card with Abbey cannot remember if run by HSBC or MBNA. if run by HSBC would this…
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Assets
Ack...my first post on this forum and im already asking for advice and nuggets of information. But please go easy/get tough on me as i wrote out a really long post only for it to be swallowed in the depths of cyberspace. This is a dishevelled 2nd attempt. Okay...i am a student who has managed to stay out of debt by living…
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Childrens Savings Account HELP ASAP!!!
I have a son who is 16. I have got £2000 savings account for him to have when he is older, but i think that he may have seen the statement stating that he is a trustee. Is there anything he can do to touch the money!! I value all help But i need it ASAP. Arc
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Non-taxpayer query
I wonder if anyone can tell me what happens when a non-taxpayer's annual income from savings interest starts to exceed their personal allowance. I might be in this position soon, as my taxpaying husband is becoming redundant and we want to use his pay-off to the maximum advantage by putting an appropriate sum into my name.…
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Becomming an IFA
Hi Everyone Any helpful tips for someone wanting to join a company as a trainee IFA? I don't really want to join a BIG company - would prefer to join a small one and take things from there. Thank you in advance! Sarah
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Best place to save for a property deposit?
I have a stash of 4600 which I am going to use as the basis for a deposit on a home. Thing is I have no firm plans just yet on when I am going to buy - probably not for another 6 months but you never know what might crop up before then. So I want to put this cash somewhere safe that will earn a bit of money (well, as much…
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FAO Hargreaves Lansdown customers
Something odd has come to my attention about Hargreaves Lansdown funds and I wanted to mention it here for HL customers, particularly anyone who might explain it. As you know, HL are discount brokers and they offer some of the best discounts around, usually managing to bring the initial charge down from 5% to 0% for most…
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Cash funds
One or two people have said here recently that they have opened dozens of savings accounts in the last year, chasing the best interest rate. I don't have whatever it takes to do that but it reminded me that about 10 or 15 years ago some investment firms started unit trusts called cash funds. The idea was that they would…
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£25,000 To Invest
I became a Widower in July 2005 and wish to invest £25,000. Let me tell you a few things about myself. I am 54 years old with two children who are both in their second year at UNI.My oldest is living at home and my girl is living away.I am unemployed at the time of writing with no intention of looking for a job yet. I do…
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Help Required Re Savings Account
I want to open the one year Halifax Regular Saver and i would like to drip feed this using my savings account to maximize my interest. I currently have an ING Direct savings account. Please could you tell me if i will be able to use the ING to make my monthly payments or if not could you tell me the next best savings…
