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Living off interest
Does anybody here live off the interest that there money earns? if so how much do you have in the bank and what amount of interest do you get?
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EGG Guarenteed FTSE Bond
Can any1 tell me how much i would stand to get if the the bond were to be cashed in now? (i know it cant, 5 year bond) £1000 invested Ftse 4750 at start of investment
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Child Trust Funds
Please excuse me if there is already a threat dedicated to this subject, I had a look but couldn't see it. A few months ago Martin's MSE featured research into the best CTF's around. Since that feature my hard drive died and I lost the email. I want to invest my child's entitlement in a Stakeholder scheme but would like…
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So how is interest worked out then????
:question: :think: So how do the banks work out interest then?? and whats the formula?? If I wanted to save £100 per month in an ISA at 6%, how would I work out how much interest I would recieve after the first year? And does it really make any difference if the interest is monthly or yearly?? So - its a dumb question -…
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Cashing in Premium Bonds - how long
Well, I've seen sense and decided to cash in my premium bonds (The money would be better sitting in my flexible mortgage account. OK, I did leave a tenner in PB just in case fate wants me to win a million :p ) I sent the bonds off in the special envelope provided with the form at the beginning of June. To date, NOTHING.…
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Smile Invest Funds
Has to be a catch here: "smile invest funds supermarket are offering twenty five big ones to anyone that re-registers their eligible funds (PEPs, ISAs and UT/OIECs) by 26th August 2005. But twenty five quid for free isn't the only good thing. Your funds will all be in one place, making your life easier. But don't worry…
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Regular Savings Account from Scarborough BS
I've been doing some research, and it seems that this account, paying 6%AER, seemingly until the 'Investment Limit' of £15k is reached, with monthly payment of £10-250, beats Derbyshire's offering in everything EXCEPT maximum payments. Is there any catch?
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£14k to save whats best?
got 14,000 left from the sale of my house and want to save it, but with immediate access as it'll be needed for improvements. Wheres best to save it and what rate can i expect? and will it pay monthly interest or yearly? will probably of spent haf of it within a year cheers glen
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ING drops rate 4.75% - 1st August
ING Direct is to cut the rate it pays to savers from 1 August. The annual equivalent rate is being clipped by 0.25% from its current 5% before tax to 4.75%. http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=402292&in_page_id=7
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20k spoilt for choice
hi ppl!!! I got 20k lying in my ING account. I was planning using currencies direct to transfer it to my canadian account but with exchange rates so low at the moment its not in my interest i think. So what should i do with it?? I already got my maxi isa for 2005. I dont mind putting the money in for the long haul and i…
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Parental investment limit problem
We've just withdrawn our children's National Savings Bonus Bonds to invest elsewhere as the issue they were in was returning <4%. The original bonds were presents from their grandparents and we still have the paperwork that shows this. I've read on this site that interest on money we invest on their behalf would be taxed…
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Abbey Fixed Rate Monthly Saver maturity
Just to warn that the first batch of Abbey Fixed Rate Regular Monthly Savers paying 7.00% will mature soon. It will mature on the "1st of the month of the anniversary of opening" Therefore, if it was opened on the 16th of September 2004, it should mature on the 1st of September 2005. On maturity, Abbey will automatically…
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Bradford & Bingley e-savings rate drop
Just had this from Bradford & Bingley... From 18th July 2005, B&B will be lowering the interest rate paid on your eSavings account to 5.10% gross p.a. / 5.10% AER* (4.98% gross / 5.10% AER* for monthly interest). Guess it's all change again....
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Halifax reg. saver v Investments??
I went into Halifax to open their 7% regular saver (best buy as recommended by Martin) and the guy I spoke to said that he can't be much of a money expert if he recommended doing that... I was a bit taken aback as I've a lot of faith in Martin's advice but he said to me he would happily open me one if that's what I wanted…
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Opening an acc for a Portuguese grandchild
My friend wants to open an acc for her Portuguese grandson(not yet born - due end Sep!) Is this possible in the UK
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Divorced father - saving in Childrens names
Hello from a long time lurker, first time poster! I'm unfortunate enough to have gone through a very tough divorce over the last few years and have been left with ludicrously limited contact with my children (thanks to our wonderful family justice system). It's my daughters birthday soon, and as I've so far only been able…
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Formula for regular monthly savings
Hi everyone. I'm trying to set up an Excel formula that will calculate the return on £M invested monthly for N months in an account with X% interest (compounded). Can anyone help? Thanks very much and good luck to all! Cheers gako
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Share Trading Software Star Trader
I have been looking for Share Trading software. Come accross one called Star Trader. The company flogging this product is called MCI Technologies Limited , 5th Floor , 388 Oxford Street, London WICIJT VAT 771 30 77 33 CMP REG 3729934 .They are owned by an Australian outfit The product is very expensive £6800.00 +vat they…
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strategic corporate services
Anybody ever heard of these guys? www.strategiccorporateservices.com Apparently they are based in Switzerland, is there any way of checking the authenticity of a financial firm in Switzerland? One of their employees called me up the other day, went on about investing in the USA, minimum 1500 pounds for 12 - 18 months, and…
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Ethical Investments
Whilst trying not to sound too corny, I would like my life to have a positive effect on the world. I try to be enviromentally friendly and give to charity etc, but one thing I haven't done yet is ensured that my investments are ethical. I enjoy chasing the best rates (cahoot 5.65, first direct 6.25...) and I don't like the…
