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Tax on PPI Interest after probate
I reclaimed PPI paid by my late mother.. I received a refund well after the end of the period of administration i.e after the estate has been shared with the beneficiaries ( there was no inheritance tax to pay) . The interest element of the payout has been taxed at 20%. is this correct?
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Barclays current account
Hi , last month I contacted Barclays regarding my current account and through conversation I requested that a fee of £12 a month be looked into as I wasn’t exactly sure what it covered. After a short while the advisor said it’s an insurance payment that I’ve been paying every month since 1998. In 1998 I was studying at…
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PPI Tax refund help
Hi, I have paid tax on a PPI refund in August 2015, however I have chaged employer since then and also banked with a different bank to now, I am not sure I can get access to the info to reclaim the tax paid. Does HMRC hod these records please?
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PPI claims after Bankruptcy
hi, I know there is a sticky on this subject but thought I would ask for your help/advice on this matter. Will try to make this short. was discharged from bankruptcy 2007 and have now decided to claim PPI, all of these PPI claims go back to before I went bankrupt so all my PPI funds have gone to OR. The PPI refunds are now…
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Received canada square letter 6 years later
Can't find anything about this in the forums so posting here. I Decided I should really double check if I had PPI before the time ran out so asked my mum to look out any old paper work of mine (I haven't lived with them at all since 2012). As well as an old file of paper work (mostly irrelevant stuff I kept at the time)…
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Trying to find details of an old lender from the early 1990s
New user to MSE and these forums. Putting out a general question to all, hoping to find some ideas and guidance, reference claiming back PPI before the August deadline. I had a loan many, many, many years ago in the early 1990s. But time has flown by, and I have no ideas about who were the loan company, the amounts…
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Can i claim old bank charges 2003-2009?
Hi i previosly claimed with Natwest in 2009 for my bank charges from 2003-2009 but they rejected to the ruling coming out. i have seen since that you can possibly still claim. Does anyone know if i can still claim for 2003-2009? At the time i was in financial hardship and these charges did not help.
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Ppi fee cap
Hi all, If a claims company had a letter of authority signed in October 2018. Would this mean the fee cap is 25% we aren't sure the exact date they rang her initially. Also is a single page stating the name of the bank and my gran has written her adreess and signed it. The letter states she gives authorisation for this…
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Income Protection Insurance exclusions...
Hi there, new to this forum, but long-time fan of MSE and saving money in general. Does anyone have any experience with challenging exclusions on a similar policy? Whole sordid tale below for context / laughs... I recently took out some Income Protection Insurance (IPI) with Legal and General. I disclosed that my father…
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Northern Rock PPi - last chance saloon
Folks Northern Rock have claimed they cannot find my details for a PPi claim (twice). I paid off a mortgage with them 3 months before they floated in 1997 and missed out on a £1400 bonus. I don't have any paperwork relating to Mortgage/PPi agreement, the bank can't go back that far and neither can the solicitor I used for…
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Mortgage PPI claim
Myself and my husband put a PPI claim in for any old mortgage, credit cards, loans etc we could remember or had paperwork for to see if we ever did have PPI on them and whether it was mis-sold. We both had a letter back from Nationwide for a mortgage we took out around 6/7 years ago. It was a joint mortgage, we had joint…
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Confused, can anyone help please ?
Hi, I would really appreciate if someone could help me understand , please . Obviously I've left it last minute and have now started making claims ....... I've claimed against a mortgage I've claimed against MPPwith critical illness benefit cos I found the paperwork. Is anyone able to tell me whether critical illness cover…
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PPIclaimcompany: ANY recommendations?
I know, I know, everyone shouts at me that I should do it myself - but - these go back 15 to 25 years, I haven't got the paperwork any more. Some of the cards I had are for stores which are defunct or credit card companies who were absorbed/taken over by others. I found a website which lists…
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Can anyone help/advise?
I am baffled as to why BOS trading as Halifax have refused both my claims and are supported by the Financial Ombudsman.For over 2 years I have tried to claim a PPI from 1990(I have the paper work) which I did not need or want on a secured loan.I was also sold an inappropriate endowment mortgage for a small mortgage of…
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Council Tax Account closed in error
Hi there, living in Hounslow I've been paying my council tax for quite a while here. A few months ago new neighbors moved in. This - back in the last tax - year had led the council to believe I've moved out. When I noticed a few weeks back I phoned them up - asking to set the account back up. Obviously I'm looking at a…
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When did PPI stop?
Can anyone advise me when PPI stopped being sold (sold or mis-sold) and also what the youngest age is that banks could have been mis-selling PPI to? (I have done my best to check to see whether these questions have already been answered elsewhere, so apologies if they have and I've missed them)
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PPI Claim - Lots of Evidence but apparently not enough
Hello, Please can you help me. I would very much appreciate it. I have been trying to make a PPI claim for some time against a very unhelpful bank. The claim is old (June 2002-October 2005). They are saying as this is over 6 years the records may have been destroyed. But I have read I should still be able to make my claim…
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Yorkshire BS
Hi, I wonder if anyone can help. I made a claim years ago on Yorkshire which failed. I took out a mortgage away back in 1996 and redeemed it in 2000. The product had unemployment cover and I was a postman at that time so did not require it but told I did need to take it. Do I have a case under all the new FCA guidelines…
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Recommended PPI organisations.
Would any one care to recommend a PPI organisation?
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PPI claim for deceased stepmother advice needed
I have made an PPI enquiry to bank of Scotland was for my late stepmother. They have requested a death certificate in addition to documents regarding probate if available. I have the death certificate in addition to a copy of the will which confirms I am the sole beneficiary of the estate. I am not stated as the informant…
