-
Post if banked with halifax you can get refund ?
Hi can any explain if the above is true and how i go round to find out how i get something if it is true
-
PPI Plevin
Sorry for yet another PPI question but looking for some clarification. I have come across two letters addressed to my wife regarding a car she bought on finance in 2009 from Perry’s Motor Sales. The first letter is from MAPFRE/ABRAXAS RE: Credit Protection Insurance purchased from PERRYS MOTOR SALES LIMITED on 22 April…
-
Mis sold PPI from 30 yrs ago
Hi I’ve recently tried to claim back PPI from approx 30 years ago..I had loans with Alliance and Leicester and every time my loan would be coming to the end I topped it up and I know i was mid sold PPI for numerous loans over quite a few years...however after writing off for information to Santander they tell me their…
-
PPI & Independent Financial Adviser
We were sold a PPI Policy back in 2003 and still have the paperwork. However, we were sold it by an Independent Financial Adviser that we can no longer trace. Is there anything we can do about this?
-
LAMP Insolvency
Hi everyone I have had house insurance through now4cover who are a broker for LAMP. LAMP have filed for insolvency and have made it clear they cannot payout any claims. Currently I am unable to cancel my insurance (on direct debit) with site showing “technical difficulties” I got this email this morning: I’m going to try…
-
Was it mis-sold?
Good Morning! I had PPI on a Credit Card around 18 Years ago. I had the card for 2-6 years. The initial credit limit was £600. I can't remember if it was ever increased. I have proof that I had PPI from a data request. I was in good health and 18 years old at the time of taking out the card. I cant find my employment…
-
Mysterious letters from a CMC
Husband has received two letters from reclaimppi.co.uk Both say his LOA he sent for the free PPI check for [xxxxx financial company] are invalid as they need the LOA signed and dated. They then say once they get this, they will check if he is eligible for PPI on any account held in his name. Attached is a form to sign,…
-
ppi IVA query
If i have recently started an IVA, would i be able to pursue PPI against companies that are not included on my list of creditors For example, i had a mortgage with Northern Rock 20 years or so ago with my ex wife. When we split up i signed it over to her. Would my current situation mean that any PPI i could succesfully…
-
PPI Claim for Deceased Father?
I have sadly just lost my Father and am helping sort through his estate. As with all these things he did promise to sort things, but myself and my Mum are gradually getting through pensions, accounts in order to settle and get transferred. The one thing he did want to try was for PPI. Can you tell us if we can claim for a…
-
PPI help - packed bank accounts.
hello, i had a packed bank account through lloyds and had mobile phone insurance and travel insurance as part of the packaged bank account which i paid for, would there be PPI against the insurances i had under the packaged bank account. any help would be appreciated. thank you.
-
Claim company demanding fees 1 year later
I asked a claims company to reclaim my PPI basically with all accounts I’d had in the past. 1 year ago I received a cheque from a catalogue company stating that they reviewed my case and I was owed money. There was no mention of the claims company that I had instructed to look in my PPI and never heard from them regarding…
-
Companies asking for £10 to perform checks
Hello! I have contacted several companies to inform me as to whether I have unknowingly paid PPI and several companies have replied that it would cost me £10 to perform these checks. Is that correct? Also, does anyone have a list of direct email addresses for all companies at all? Many thanks for your help! Moneyquestions
-
Lending Stream Refund plus 8%
Hi - I have had a letter from an Adjudicator at the FOB stating they believe loans 2-25 should not have been issued to me. These are parts of what was sent to the company LS. Having thought about everything, I’ve not seen enough to say it was unfair for you to provide loan 1 Mr xxxx. However I don’t think loans 2 to 25…
-
PPI advice/help please :)
Hello Money Savers I have a claims company looking into whether I had PPI on my mortgage or many credit cards. Lloyds have recently contacted me and indicated that I am due some sort of refund but the amount seems to depend on whether I was employed or self employed at the time I took the credit card out in 1996. They…
-
Ppi tax refund
Looking for advice before I drop myself in it, got a 4K ppi refund, was looking to get a refund on the tax, but panicked as I work part time and just under personal allowance limit. If I put in the refund form will they add the 4K to my yearly earnings and tax me in my salary. I don’t have any savings in my name. Confused…
-
Independent Financial Advisor
Why are Paymentshield not accepting responsibility for PPI sold through an advisor ? It is thier company who benefits from these sales and agree to advisors being used. Totally disgraceful behaviour.
-
Time scale on when to chase
Hi I submitted a PPI claim to BOS, who were quite prompt in acknowledging and giving time scales. They advised that I should have a response by 22nd April, as that was Easter weekend, I didn't realistically expect anything. On 27th March, received a text that they had almost completed the review and I would hear something…
-
Successful PPI Claim but what debt to pay first?
I am currently on a Pro rota payment plan for all my debts. I went through the Citizen's Advice Bureau to set up all my pro Rota arrangements and I have been paying religiously on time ever since. interest and additional charges have been frozen on all debts while pro rota payments are in place. I am currently in £10k…
-
Can applying for PPI affect my historical partial debit payment with them?
I realised today after a talk that PPT is applicable to credit cards so now looking to apply. But then here is my question. 8 years ago I had stage 4 cancer. I had credit cards and loans. I was so ill and i was not able to pay limited payment. Phoned my banks, they defired for 6 months but one bank Lloydstsb would not…
-
Redundancy and sickness insurance
Hi In the early 2000s I had one of these policies. Do the same rules apply as to PPI? Does the Plevin ruling apply to this sort of policy? Many thanks for any advice Andy
