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Joint Mortgage but Single PPI
I am in the middle of a claim for PPI for a mortgage with Danske Bank. They have offered me Plevin but I don't plan to accept it as I feel strongly I was missold on the basis that I was told I had to have it. I have been offered two amounts for two protection policies but for one of them the mortgage was in joint names but…
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Can PPI possibly apply to non borrowing situations like savings policies?
I'm working through accounts I had in the past and using the Resolver tool to ask various banks etc. to check if I ever had PPI. But does this only apply to accounts where I had borrowings i.e. mortgages, credit cards, HP etc? What about other savings policies that I paid into over the years? Endowment in the 90s, unit…
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Post Office Lifestyle Protection Insurance life insurance no longer covered
Hi, Took out a Post Office Lifestyle Protection Insuarance in February 2009. The policy covers £500 per month for 12 months in the event of accident, sickness and unemployment and £6000 lump sum payment in the event of death, Upto the age of 65years as long as in employment. Just received letter today to advise that the…
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Deceased parents - no probate
Hi, looking advice please - would be very grateful. So the history is my mum passed away approx 20 years ago, my dad remarried, and then he passed away 15 years ago. My dad did not have a will so all estate went to my step mum who unfortunately took everything and left me and my two brothers - we were all young, 18 yrs old…
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Due an offer for PPI claim- how can i find out how much ppi was on loan?
Hi After three years of battling, I am due to receive an offer from the bank on a loan I had between 1997-1999 which I paid off early. The claim was initially unsuccessful as bank had no record of ppi but, have now conceded that I did have it after all. All I have is monthly loan payment figure from some statements and a…
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Unsure if I can claim?
I took out a loan in 2012, and distinctly remember being taken straight to a meeting with an insurance broker after the loan was sealed to discuss insurance for me incase I become ill. Does this count as PPI? I only ask as I tried to use the Resolver tool on MSE but couldn't select the year my PPI may have been missals as…
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"Card Protection" appearing on debit card
Hello, I noticed that a transaction on my Barclays debit card appeared last week and just showed "Card Protection" as the reference. Looking at the various thread on the site, is this likely to be CPP mis-selling? When searching back, I noticed that they also took money out in the middle of 2016. I've never heard of CPP…
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Lloyds PPI Query
Hi all, I took out a car loan from Lloyds Bank in 2010 (duration 5 years). I was strongly advised by the bank to take out PPI (to cover the ongoing financial crisis / possible redundancy etc) which I agreed to & understood it was optional. But I was not advised that I could take out PPI with another insurance provider. I…
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Reclaiming PPI for deceased Mum
My Mum died in 2006 and I have all the data from her various bank accounts and credit cards She died owing money to many creditors and consequently it was a differcult and lengthy probate and closure of accounts. Nat west did accept they sold her a loan for £16,000 with PPi when she was 79 years old! I still have the…
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Foreign death certificate translation
Hi - I’ve been in touch with the Claims Guys to see if I can reclaim any PPI money for myself and my deceased husband. My husband died abroad and I only have a Spanish death certificate. Several of the banks, Santander, Abbey National and Black Horse are asking for an English translation. If I can’t provide one they will…
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RBS PPI offers
Hi Everyone I asked RBS to check my accounts for PPI's on everything like loans etc. they sent me a list with all the relevant accounts with No or £ under Has PPI on this list & one of them has a figure of £1200 under insurance premium ( which i am assuming is what i have paid in PPI on this Acc/Loan) & when the offer has…
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PPI Complaint at data gathering stage
What does it mean if a PPI complaint is at the data gathering stage? Complaint has been going on for over 10 weeks now and this is what I’ve been told where it currently stands. Apparently 2 out of the 3 loans are at this stage and PPI was found.m What should be the next step after this? Thanks in advance
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PPI Questionnaire - what now?
Morning all, Last week I did a PPI Check with various banks and credit card companies that I've used over the years. I've always knowingly rejected any extras I've ever been offered, but despite this it looks like at least 3 companies have confirmed I've had PPI; Lloyds, Halifax and Natwest, with possibly more to come. Out…
