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PPI & Car insurance
I have searched and seem to get mixed messages on other threads / google results. I am hoping someone far more knowledgeable than me knows the answer here. I had, what i believe to be PPI with my car insurance via the Elephant group of companies. I know it was PPI esq because i used it when i lost my job to cover payments.…
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Lloyd’s mis-calculation?
I have recently had a ppi claim upheld on a loan I had with Lloyd’s between February 2010 & March 2013. The loan was for £16k and my monthly repayments were £411.95. Lloyd’s have upheld the complaint but in their calculations have stated that I only made 4 repayments. So their redress offer is £441.34 If I paid £411.95…
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PPI- Under payments
Hi there, I applied for PPI refunds back in 2012 via a PPI claims company and did receive payouts from certain companies such as Lloyds TSB, Barclays and Virgin bank. However I’ve received other calls from different PPI companies recently (as has everyone) and have been told that even though I’ve received payouts in 2012…
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Submitted through resolver - Barclaycard want me to complete a duplicate form on their website.
Hi. Advice please. I opened a claim with Barclaycard via resolver and in a letter requesting more information (fair enough) they have asked me to complete their PPI claim form (almost identical to resolver) online or phone for a paper copy. They also asked I phone to confirm information they have. Is asking me to complete…
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Canary Claims - advice needed
To cut a long story short - I used Canary Claims to reclaim PPI on 4 accounts. 2 have came back as upheld which I agree, I should pay the 15% fee for them sorting. The other 2 have came back as not reviewed but stating an "unfair relationship" was created and they have still paid out but Canary Claims are still stating I…
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Nest pension reclaim
Hello, sorry if i posted it in the wrong thread, i am very new on forum and i still learn things. I have a problem, i started working in december 2017 for evolve hospitality in london, which is an hospotality agency. They registered me for nest pension and started taking money out of my payments without any of my…
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Should I make a claim?
What ho one and all, Like everyone, I am inundated with PPI claim information (phone calls, text messages, e-mail and post). My problem is, I don't know if I every had any PPI or want these 'strangers' to have all the information about my cards and myself. I have only ever had one mortgage which was a plain vanilla…
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HSBC credit card PPI
Hi- I had an HSBC credit card from 1998 to 2011. I read in other posts that people who opened a credit card the same period had PPI on it I was able to find some statements from as far back as 2004 but I can't see any reference to PPI on them. Would that be included in the interest charge ? Should there be a separate…
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PPI claim help please.
Hello, I have always put off applying for PPI as I have a statute barred debt from 20 years ago. However, everyone around me is reaping in the benefits of receiving ppi and I was wondering if I had a chance. With one bank, I had a few loans. All were paid off, but I had a credit card with them that became statute barred…
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* Consumer Refund Service* What to do next.
This morning a letter popped through the door (addressed only to 'The Houseowner') from Consumer Refund Service Ltd. I've been around the block too many times ever to fall for a fancy name, no matter how impressive it might sound, so am aware that this is just another PPI claims firm chasing new business. My reason for…
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Mortgage protection polocy
We were sold a mortgage protection policy in 1980s by the Abbey National BS which we never needed to use. Is this the same as PPI?
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PPI Claim against Lombard Direct using Resolver
Hi, My husband took out a loan through Lombard Direct about 15 years ago for some home improvements. We used the Resolver site to submit a PPI claim against Lombard Direct. So far so good. Yesterday received 2 letters from Santander which were basically acknowledgement letters stating that they had received our claim and…
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Do new PPI complaints also get looked at for Plevin?
Hi, A friend of mine has just started making enquiries regarding PPI she may have had years ago with RBS. She has filled in their online "Have I Got PPI" form and is also looking through old copies of paperwork she has filed away. If she does discover she is eligible to make a PPI complaint, will RBS also look at the…
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PPI claim - what are you entitled to?
Received a lovely e-mail today telling me my complaint had been upheld. However the breakdown was Monthly payment 36x16.45 Total value 592.20 Statutory interest @8% 487.85 Total value refund 1 080.05 Should there be extra interest paid and also tax applied? Any advice gratefully received Thank you
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Claims Guys - not received payment
Hi Advice for a friend - went via the Claims Guys to claim PPI compensation - letter received 4m later asking for their cut of payment as the claim was successful. Happy to pay but we haven't received any money! Rang Claims Guys who say it's our issue and we need to chase the bank. Of we are paying a third of money, why…
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Deceased Spouse PPI Claim
Hi I'm new to this Forum. I'm trying to claim PPI on a Joint Mortgage I had with my husband who died in 1999. Can I still make a claim and if so, what will I need to proceed with the claim as my husband is dead ? Thanks in advance for any help/advice. :)
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HSBC - Marbles - BOS - HFC PPI
Hi, I complained about PPI on my Marbles card that was closed in 2010. I received my decision letter from BOS saying that the time PPI was charged it was HSBC's decision. HSBC have defended the mis-sold complaint saying they can see PPI payments were made but in 1999 the application online had a tick-box and the banks…
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welcome finance ppi
just a query i had a car loan from welcome finance sometime between 1999 - 2003 but not sure if i was mis-sold ppi or that as i do not have the relevant paperwork after all this time as i sold the car on afterwards, just wondered if anyone else back from this time did, and has succesfully claimed ppi back? or give me any…
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What happens when the Banks lie?
I've had experience before with HSBC lying and making false declarations to authorities and the Financial Ombudsman. Now I am re-claiming PPI, they're doing it again. First, they claimed to the Ombudsman I never had any sort of bank account with them, despite banking with them for over 10 years. Then when I spent hours…
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Reclaiming tax paid to joint bank account
This may help others to reclaim tax on ppi interest I have just successfully reclaimed tax on ppi interest for my wife. PPI payment against joint loans was made by my bank into our joint account. The bank advised that tax st 20% was passed to HMRC. My wife does not pay tax and therfore the tax on her half of interest…
