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Claim or not?
Hello guys, Not sure if I'm in the right section but here it goes. I bought a TV from AO 3 months ago for £750 and they managed to haggle me a 30 day rolling insurance plan for £7.50 a month with Domestic & General Services Limited. I said yes as it wasnt a contract and could opt out whenever I wanted. Roll back two days…
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Capital One and PPI?
Hi, I have applied to have my PPI refunded by Capital One and it has been rejected. Sent it through to Financial Ombudsman Service-they are siding with Capital One so I have asked it to be escalated to the Ombudsman itself. I feel that PPI was not necessary as I work in the public sector and get six months full pay etc. I…
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Egg credit card
Hi, I had an Egg card in 2001 for a number of years. Is it too late to look into whether I paid PPI? I have no paperwork as it is such a long time ago, but I keep hearing that you can go much further back now and I'm wondering if it's worth checking my old bank accounts. How far can you go back exactly? Thanks in advance!
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Have I got a chance of claiming?
Hi, I answered what I thought was a local call earlier but it was actually Harrington Advisory. The saleswoman said you can claim back mis sold PPI for 37 years and they'll put me on a special fast track service if I sign & return the paperwork in 7 days. After hanging up & doing a bit of research on them & seeing how…
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Whether to claim?
Forgive me I am a little late to this as I made the assumption that I would not be affected by any of the PPI claims. However a friend says I should still check. In a nutshell, I have never had a mortgage, bank accounts with a monthly fee and the only loans or cards I have had have been interest free and paid back each…
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Tracking down a lost unit trust
Help! A unit trust was taken out 32 years ago by my father in law for for husband who has since passed away. The actual certificate came to light about 8 years ago and we tried to track it down but the company (now Invensco) had changed hands 8 times and they no longer had any records (old paperwork went to a bank who have…
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Freemans ppi
Just had an email from Freemans confirming that I had PPI with them from June 1995. I am still awaiting paperwork through from them with more info, but they want to ring and discuss my reasons for complaint. I was a non-working student in June 1995, is that grounds for miss-selling in itself?
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Bank says out of time on ppi
Looking for some advice please. My wife received a letter from Barclays stating she might have some ppi two look into and two send the forum back and wait 8 weeks for a response. Fast forward 8 week and she gets a reply that there was at least 6-7 refinanced loans that where missold,the 1st 3 loans she received a refund…
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Will PPI claim drag up unwanted history?
Hello all, About 10 years ago I got myself into a ton of debt. I paid most of it off, and what remains is now statute barred. Needless to say, my credit rating was trashed but I have now enjoyed 4 years of excellent credit, close to maximum in fact. There are no blemishes on my file whatsoever, and I have been very careful…
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No Win no Fee
I had a fall in 2014 in a pothole in the footpath. I went to a local solicitor where i started a "no Win no fee claim. I was told i wouldn't be liable for any costs. At the end of Nov i received a document called a Conditional Fee Agreement. This document seemed to imply that I would be responsible for some cost should my…
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Old Abbey mortgage
Hi, My first mortgage was with Abbey national but I cant find any records as I closed this many years ago, the only reason for looking is that I'm sure I had PPI and wanted to look into reclaiming this back. I 've seen the many threads on here regarding lost accounts and Santander not helping if they are over 6 years old…
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Mis-sold a PPI Claim by Harringtons Advisory
Hi, Normally, it is people being mis-sold PPI. In my case, I have been mis-sold a PPI investigation to submit a claim. Harringtons Advisory cold-called me offering to do a PPI research and submit a claim for me and I was taken in by this phone call - I normally manage to ignore them and hang up. On the call, I told the…
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Dyslexia and mis sold ppi
Just a thought but..... When trying to prove PPI was mis sold do we have any grounds on the fact that the person who took out the loan and was told sign here, here and here actually has mild learning needs? (Although no paperwork to say it's dyslexia that is what he's been told it is) Trying to fight a loan from Yorkshire…