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Old Abbey mortgage

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Hi, My first mortgage was with Abbey national but I cant find any records as I closed this many years ago, the only reason for looking is that I'm sure I had PPI and wanted to look into reclaiming this back. I 've seen the many threads on here regarding lost accounts and Santander not helping if they are over 6 years old and wasn't sure where to start,
Thanks

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  • Silvertabby
    Silvertabby Posts: 10,153 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    edited 2 December 2016 at 8:09PM
    As this was some time ago, could it have been a MIG (mortgage indemnity guarantee) rather than PPI?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi, My first mortgage was with Abbey national but I cant find any records as I closed this many years ago, the only reason for looking is that I'm sure I had PPI and wanted to look into reclaiming this back. I 've seen the many threads on here regarding lost accounts and Santander not helping if they are over 6 years old and wasn't sure where to start,
    Thanks

    What is your mis sale reason?
  • dunstonh
    dunstonh Posts: 119,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Most MPPI complaints fail. You seem confident yours was mis-sold. However, you are looking at a period when it was less likely to have been mis-sold. Are you sure it was even MPPI? Could it be life assurance or MIG?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Nasqueron
    Nasqueron Posts: 10,756 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Having MPPI, a product that could save you from be thrown out into the street, is not a bad thing

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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