Claim or not?

Dekiany

Hello guys,

Not sure if I'm in the right section but here it goes.

I bought a TV from AO 3 months ago for £750 and they managed to haggle me a 30 day rolling insurance plan for £7.50 a month with Domestic & General Services Limited. I said yes as it wasnt a contract and could opt out whenever I wanted.

Roll back two days ago, my partner decided to light up a candle underneath the TV (floating shelf.) She melted some of the plastic on the tv and i thought it would be alright as it's only cosmetic. But come today I noticed some defect in the viewing on the TV, where it was burnt. You can only notice it when the screen is black, even then it isn't that bad it's just like a white mark

Sorry if I sound stupid, but my question is will it be worth claiming on the insurance? It says it will affect my insurance premiums, what exactly does this mean and what insurance does it affect? I don't have any other type of insurance except for this plan, but i am looking to get a car and car insurance in the near future?

I can live with the TV's defect as it is not that bad at all. But if I can get it fixed without affecting me I would rather do that.

Thanks guys

Dekiany

Ops, just realised it is in the wrong section

[Deleted User]

Dekiany wrote: »

my partner decided to light up a candle underneath the TV (floating shelf.) She melted some of the plastic on the tv


my question is will it be worth claiming on the insurance?

You can try, but I doubt your insurance covers such an unwise action.

I think you should just be pleased your partner didn't set the whole house alight!:eek: