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Calculating refund Confusing, Please help !!! (update)
Hi there, today i received a letter from the financial ombudsman saying Lloyds had aggreed to make an offer of settlement based on the ombudsmand "general approach",which i have a copy of attatched to the letter. I need to sign an acceptance form and send back to the ombudsman, who will then forward it to Lloyds. However i…
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Can anyone confirm that most Welcome loans all had ppi
Hi Can anyone advise if all welcome loans had PPI's, I had three loans with them and I am sure they all had insurance. However, Aviva insurance are saying that they don't. Unfortunately, I do not have paperwork as this was some time ago. Where can I get a copy of the agreements, does Welcome have to provide these?
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How do you know if the PPI premium refund was fair or not?
Hi there, I am new to this site and I am looking for someone to help me or point me in the right direction. I cancelled the PPI on a loan I took out in January 2006 and was told I had to start a new loan in order for the PPI to be removed. The figures from the original loan agreement are as follows: Principal Loan Amount…
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MBNA PPI reclaim and the FOS
Hi Not sure what happens next, made a start on the PPI reclaim back in January since MBNA told me to goto the FOS. Its taken a while but now the FOS want me to send them a copy of the credit agreement, which I do not have (had the card for 10 years or so) The FOS say that they need this to consider the complaint further, I…
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loans.co.uk
I am a new member but have been reading this forum for a long time. I sent off my 1st ppi claim to A & L 10 days ago and am still waiting to hear from them. Whilst looking for my loan documentation i came across my loan documents for another loan arranged by loans .co.uk. To cut a long story short here are the details.…
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First Thread and in need of advice!
Hi there I'm new to here but have heard a lot of good things about this forum and i'm hoping someone can help me with some advice. I had two loans with Welcome finance- one was for a personal loan and the other was hire purchase for a car. Both loans have been paid off but I felt that I was mis-sold ppi on both as I wasn't…
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Planohead financial claims specialists
Just had a cold call from the above company saying that the ministry of justice has passed information to them about a mis sold PPI. She said she didnt have the details due to security but I do have PPI with a first plus secured loan which I have previously tried to claim back as I was sure it was mis sold. She said this…
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Where do I go from here?
I took a personal loan out with Sainsburys Bank in Aug 2002 for £6000. It was repaid over a 3 year period, the final payment made in Oct 2005. PPI was included as part of the "deal" though not needed or wanted. I thought I was out of time in trying to claim for mis-sold PPI but I received a phone call from an agency who…
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robbedofmymoney can you look at BH success PPI please
Hi robbedofmymoney Can you please look at the post BH success PPI and assist me with some calculations. I do not understand fully all this. Any help is appreciated. Thank you.
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robbedofmymoney can you look at BH success PPI please
Hi Robbedofmymoney can you please look at the figures for BH success for me and advise how calculated as I do not understand the whole thing please. Any advice would be appreciated. Thank you.
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Never mind being missold...
...how about blatantly ignored A few weeks ago, I printed off the Credit Card repayment letter and requested all the charges that had been made to my account in a bid to try and get a bit of money back. However, also in the documentation I received from Capital One was a copy of my application which specifically asked if I…
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Robbedofmymoney Can u help
Ive had an offer from Loans.co.uk, they are offering £2656.29 They say: This is equivalent to a full refund of PPI (£4200) plus interest paid on the premium to date £376.09, less the rebate recieved when policy cancelled (£2100) We have also included interest of 8% on the payments made towards the PPI (£180.20). Is the 8%…
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Lloyds TSB PPI (Or LPI) advice - RESOLVED!
All, back in May 2006 I took out a loan with Lloyds TSB which included what is called in my statement, 'Loan Protection Insurance'. Am I right in thinking this is the same as PPI? And what are the chances of being able to claim this back? On the documents I have from when I took the loan out, there is a 'Personal Summary…
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Possibly a stupid question but...
I declared myself bankrupt back in Feb 2005, I've been discharged now for approaching 5 years (will be 5 in October). A large chunk of what I owed and what tipped me over the edge was the PPI I was paying at the time... Would I be eligible for any kind of compensation? I suspect not but I feel it's worth asking... Thanks,
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Barclays PPI offer - advice
I am wondering if Robbedformoney or anyone can give me some advice for a friend. He has a Barclays loan that he took out in 2006 for £12100 over 60 months(the application included PPI cover with a premium of £3489 which was added to loan and contracted monthly instalments of £58.15) he was miss sold PPI and wrote to…
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will YB close my account if i claim back PPI?
Hi, I'm pondering whether to claim back the PPI on a bank loan I had just short of 6 years ago. I cant remember if the loan was for £4000 or £5000 (i've since disposed of the paperwork). What's stopping me from going ahead with the claim is that I'm a student, I still bank with YB, and I have an overdraft with them for…
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CitiFinancial
I had a loan with them i have bank statements and creditexpert details showing the loan but they say they cannot find any record and that they cannot progress the case further. What should i do?
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Template letter to send omnibus questionnaire
Hi I am not entirely sure what I am doing so if anyone can help it would be greatly appreciated. I am about to send off 2 questionaires to Black Horse regarding PPI on loans. Has anyone done this and been successful, if so, do you have a letter that I can crib from? (doesn't have to be Black Horse) I look foward to hearing…
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Mis sold critical illness cover
Hi, Can anyone offer advice, in 2004 I bought a small house, when I bought it the estate agent got me to sign up to critical illness cover, I said that I did not need it, he pressurised me saying that if I did not sign up the estate agents would bill me over £500 for their services. I did not want to sign but it seemed…
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PPI Insurance
has anyone used a claims company, can they recommend?
