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PPI reclaim plans for Egg and others
Having looked at the whole PPI reclaiming issue I realise that I am in an odd position. At the time I took out my original egg card I was both employed and self employed. I dont see how the cover offered could have worked for me as loss of employment would have still left me with the self employed issue that your never…
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Clydesdale bank make offer
LOAN:£10000 PPI:£2492 REPAYMENT:60 MONTHS REPAID AT MONTH 28 Hi guys been offered an ex gratia payment of £735 from clydesdale when I paid of loan early I received a rebate of about £800 thay said in letter that this offer is in proportion to what was paid and the rebate I received at the time. Is this right and do I…
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Can you request a cheque refund instead of an account credit?
Just had a PPI refund for my Egg Card - which they've credited straight to my Egg Card account... is this fair?? I.e. i'd prefer a cheque... or am I being cheeky?:rolleyes:
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Firstplus PPI
HELP, Can somebody help me please I have contacted Firstplus with regards to my PPI as per this website I was not informed regards to previous medical problems not being covered.I had a loan with them then after 8 months I asked for a further advance which they used to settle the first loan and PPI. They have today sent me…
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PPI claim help please!
Hi everyone, I used to be on this awhile ago. I need to ask for help cos I haven't got a clue how to go about this. I got a loan last yr off Lloyds Tsb and now I've been advise off an independent advice agency to reclaim back my PPI. The thing is should I go through one of these Internet PPI sites or can someone help me on…
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Lloyds TSB HELP!!!
Evening all, I am hoping that all you kind people can please provide me with some help. Back in June or July I forget when, my OH sent the first of many PPI reclaim letters to LLoyds TSB relating to a loan taken out in 1999. Finally in NOVEMBER!!! They wrote back to say that they are up holding the complaint. They listed…
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Confused
Recently my other half clamied back the ppi on his nationwide loan through Gladstone Brookes, all went fine and he got paid the money back and now the bank are saying he is in arrears? Can they do this :confused:
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Can I claim from Welcome if loan began 2001?
Hi I have already downloaded the template letter and it is pretty much ready to send (after New year of course) but I just wanted to check that it is possible to try and reclaim mis-sold PPI on a secured loan from Welcome Finance. I have searched this forum but I am struggling to find anything concrete about loans dating…
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More mess from Barclays: Where should PPI refunds go?
Hello, I've got another thread here about my PPI complaint: http://forums.moneysavingexpert.com/showthread.html?t=2020069 I've got a query regarding all of these PPI refunds, however. I've just received a 2nd PPI refund from Barclays (I received a refund in 2006 and I've got the remainder last week) which they've credited…
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MBNA - Goodwill gesture, ha!
Hi folks Having sent out various complaints to credit card companies (trying to get PPI payments back) on 31.10.09, I 'm slowly making progress. I received a letter form MBNA today informing me of an immediate refund of premiums. All sounded very promissing, until I read further. I opened the account (and PPI) in Jan 2002…
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HSBC Credit Card PPI Claim - Offer
Having put in a claim to HSBC for a PPI policy I took out with a CC application in 2005, I claimed that I was told it would assist in the application and also that I'd since realised I had alternative cover with my emplyoyer (as per 1st template letter here) I have had a letter back from HSBC regretting that they are…
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Trying to reclaim Ppi from Citi card from '99 to 2004?
Hi there, i was hoping i could please have a little bit of advice? I have my statements from the horrid period when i used a Citicard credit card from the date November 1999 to July 2004 and i see that i was paying for 'Cardholder Repayment Protection', it totals around £105, please can anyone tell me is it far too late to…
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creation finance
just a quick update applied for charges and ppi back about a month a go got a partial refund of charges but got a letter saying i had signed for ppi so no refund was due so wrote back on 15 dec saying i dont agree with this and you did not send my original cca when applied for.This morning received letter saying cant find…
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Nationwide rejection - next steps
Happy Xmas all! I received a rejection letter from Nationwide on Xmas Eve (Bah humbug), and have drafted the following response - they have enclosed a direct dial number which I did try to call but I'm not sure if phone call/ letter or both is the best route to take... I haven't requested an SAR; the first loan was…
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Has Anyone Done This-Advice Please,
I took out a small business loan in 2002 with LTSB, As part of the loan, which 85% was underwritten by the DTI and I paid premiums for, I had to take out their insurance PPI of 9k or they would refuse me the loan. The business has now ceased trading and as such the insurance is no more than useless, as if I became…
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Can anyone advise re: Cardif Pinnacle
I will try to keep this as short as possible... I have had a couple of loans over the past few years mainly with HFC and GE Money. I can to realise this year that the PPI insurance that was sold to me with the loans was effectively useless as I have suffered with a chronic illness for a number of years (and that would most…
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Egg Card PPI
Hiya, Im just wondering initially if i have a case... I got the egg card in 2002 or 2003 I'm not sure and had a limit of 1400 on it i think. not to delve into it too much, but i was fairly irresponsible with it, and it ended up being cleared at the end of 2008, because they demanded instant payment. Luckily i'd managed to…
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Can you cancel PPI first and then claim it?
Hi im thinking of reclaiming my PPI from my Alliance and leicester (now santander) loan and i want to know if its possible to cancel the PPI before actually sending in the template letters to reclaim the money? Thanks Manuel
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Robbed by Tesco Loan Insurance
I was made redundant mid october 09, due to my employer entering into an IVA and the firm ceasing trading. I was only given 24 hours notice and understand that I will have to claim Notice pay, wages ,holiday pay & Redundancy from the goverment. To date his IVA:( has still not been accepted by his creditors. I claimed on my…
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when is enough ENOUGH
I have a question.... everyone with a bit of commonsense knows the new supreme court got it wrong and in my opinion were forced to make their decision by outside influences if not then we should call for this body to be disbanded immediately as it has shown that it does not serve the public or justice. Now what i do not…