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Reclaim PPI & other insurance

Archives for September 2009

Help Please!!!
Hi back in may I started proceedings to claim back PPI on a loan I was missold. Since then my finances detoriated to the point I was forced to go for an IVA which was accepted. Since then However I had heard back from Halifax about the PPI and was told that I could expect £545.81 back. I had a letter back today saying the…
how can you find out if youwee sold ppi
i have had numerous credit cards and loans over the last few years, how do i find out if i was misold ppi
FOS PPI complaint questionnaire
Excuse the formatting as it was pulled from an article just released by money marketing...... The Financial Ombudsman Service is developing a PPI complaint questionnaire for firms to administer to complainants. The questionnaire, to be developed during the FSA’s consultation period into the assessment and redress of PPI…
PPI Question
Hi there, I was hoping someone could help me. I recently bought a car from Arnold Clark last october. Now when getting the finance for the car i was offered PPI even though i explained to the salesman that i was a supply teacher and was not on a permanent contract. He says that didn't matter and to sign up as it would give…
mbna ppi claim cheek!!
well I finally got round to phoning mbna and cancelling the payment protection (long story problems with phone and family have delayed this) anyway the guy tried to explain the benefits of the insurance and why I didnt want it to which I said I wouldnt benefit from it and was already protected anyway. He then went to on…
Credit Card & Loan PPI Reclaim
Hi, I am going to request the PPI for my Egg Credit Card. I assume that my PPI with Egg is covered by Egg? The account number, is this my credit card number that I should use? Thanks.
total morgage protection question
hi there i have read with interest the information about missold insurance on loans and credit cards, i was wondering if this would apply to morgage protection insurance... i got a hbos morgage 4 and a half years and was told at the time that i had to take their total morgage protection plan(tmpp). i was first time buyer…
Mis-selling of Endowments
I am sending a letter of complaint about mis-selling but i don,t know who to send the letter to. Is it the company who sold me the Endowment Mortgage (Halifax), or the company who i have the endowment with (Standard Life). Any advice would be appreciated.
Offered a "backdated cancellation" of Protection Insurance
I'm afraid I'm not 100% clear as to how this whole claim process works so apologies if this has been covered previously. I'm helping a relative of mine who has taken a horrendous loan with Lloyds including Protection Insurance. She isn't particularly confident with writing letters etc so I've offered to help. Situation as…
Questionaire
I am trying to claim back PPi from a couple of places and both have sent me questionaires to fill out , one of them is asking for proof i had other cover which i don't have anymore . What should i do ? :confused:
PPI Questionaire
I have sent a letter to my bank to claim back PPI, however they have sent back a questionaire asking us to fill in details of my salary at the time of the loan, how many children I have, retirement age, if we had PPI before the loan or previously... there asking for a copy of the paperwork we have on the loan. An account…
Even if you have previously claimed on a Policy???
In the FSA publication here on what it expects of firms and REDRESS it states http://www.fsa.gov.uk/pubs/cp/cp09_23.pdf Claims and their impact on redress 3.11 Where the firm finds that the consumer would not have bought any PPI policy, but the firm has previously paid out on one or more claims on the policy, the firm may…
HSBC again pushing their luck :(
Having recieved their initial response, I sent them another letter. I was under the impression that had 14 days to respond to this. Well today is the 15th day So I called them .... the guy told me theres currently another 8 week waiting list. My question is can they take another 8 weeks or do they have to reply within 14…
PPI News
:TThe Financial Services Authority has unveiled a range of measures to protect payment protection insurance customers. The FSA's measures, which have are also supported by the Financial Ombudman Service, will ensure that all PPI complaints are properly handled and will require firms to re-open around 185,000 previously…
mbna ppi
hi, i am currently in a debt managent plan with various companies and i had a credit card with mbna.I remember being "persuaded" to take out the payment protection insurance at the time and this was ongoing for a period of about 6-8 years until i was unable to meet my credit obligations due to a substantial change in…
How can you tell if PPI has been added to the interest of the loan?
Hi, Just a quick one how can you tell if PPI has been added to the interest of the loan? Cheers.
40 days have passed and no information back
Hi, I'll introduce myself first. There's me and my partner, 2 kids and an amount of debt.. Now I am on the case of claiming money back and sorting out repayment plans. The first thing I have done is tackle the PPI a loan, credit card, catalogue and the mortgage. Now, the catalogue and the credit card, I sent them letters…
MSE News: FSA to re-open 185,000 rejected debt insurance claims
This is the discussion thread for the following MSE News Story: "The City regulator will reopen 185,000 rejected debt insurance misselling complaints as part of a crackdown to ensure firms selling cover do not unfairly dismiss consumer gripes ..." Read the full story: FSA to re-open 185,000 rejected debt insurance claims
Gap insurance question ....
Hi all, I have a "car" finance agreement with Welcome. Firstly in 2005 I asked to voluntary surrender my old car and get another as this was in my contract. I have recently found out that my old finance was not written off and my "new" car is under a personal loan agreement and not a HP agreement. My own fault for not…
NatWest Charges were last straw - Now the Camel fights back.
Long story cut short.... Natwest charged my current account despite phonecalls etc.......it was one charge too far.The straw that broke the Camels back. Now the Camels back has got steel rods fitted and ready for action, so to dispell the aggresion He studied the Moneysavingexpert website and rapidly checked my statements.…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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