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Reclaim bank & credit card charges

Archives for July 2020

Credit card reclaim
I booked a trip to a concert in September and was due to go the week of the lockdown March 25. It was cancelled and they said they would try to rearrange unfortunately a month later they went bust. I tried to claim on my credit card either under chargeback or section 75 and my claim has been rejected. They say it is just…
Refund
Hi can anyone help? Recently I purchased 2 tickets for an animal experience for me and my wife's 30th anniversary. The website let me choose a date and time for the event. Now they have emailed me with a voucher cancelling the event under government advice. They refuse to refund my money, so I can rearrange an alternative.…
Bank charges
I was just wondering if it was worth contacting my bank in re to claiming back bank charges, I would say up until 2010 I received 150 per month in bank charges for going over drawn this could have been anything from £5-£15, these bank charges were taken from income support benefits (im not sure if that's allowed when…
Overdraft
I wonder if anyone can advise, I currently bank with Nationwide, I have an overdraft of £850 I get paid monthly which is more than the overdraft amount, my Internet banking does not allow or give me the option to reduce my overdraft, so I went to the branch they don't have the option either and advised me to ring…
Bank transfer refunds
Made a bank transfer to a scammer, bank refusing to refund is there anything I can do?
packaged bank account fee refund
Hi, Just tried getting my packaged bank account fees back with halifax which was miss-sold in order to get a mortgage. Followed the resolver template. They havent said that they disagree with the miss-selling but im out of time as I should have cancelled within 6 years of taking out the account. Also they say they sent an…
HMRC one claim or three
I have been lucky enough to have 3 ppi claims upheld. Not big amounts but great to get something back. I want to try to claim tax back from HMRC but not sure whether to add them together or do a separate claim for each. They are all in the same tax year. Thanks for any help
tax on reclaim offer
hello i am new to this. can any one help with PPI reclaim. I have received an offer from my bank, they have taken off a tax payment. Can anyone tell me if benefits are taxable. i receive Carers allowance and income support and my husband gets PIP we have no other income at all, so can i claim tax back from HMRC and if so…
Claims management company
so i feel like I'm in a really bad situation right now and I don't know what to do. I used a claims management company to claim pack on payday loans it was all going great until I wasn't happy in the way they were dealing with one particular complaint I did quite alot of the leg work and was asked to make phone calls. I…
Ryanair cancellation.
Ryanair cancelled our flight for the 21 May due to the pandemic and have not as yet refunded. I now am paying interest in the flights as my parties flights were all out on my card. It equates to around £60/70 interest a month! I called Tesco they said they couldn’t freeze the interest until this was paid. We have applied…
Reclaim bank transfer
Hi, just a quick question. My company has made a bank payment to a different bank and have found the bank account number and sort code which is great. But the person who made the payment can't find the necessary paperwork to back up the payment. If the bank goes to recall the payment and hopefully it's accepted, does my…
Returned transfer fee
Hi. I have an account with Fineco Bank UK, that I use for buying shares. I transferred some money from this account to my Santander 123 lite account. It never arrived. Three days later it arrived back in my Fineco account, less £25. I spoke with Santander and they said they do not charge a fee for returned or rejected…
Moorcroft
Hi All, I've had the dreaded letter from Moorcroft about a debt I owe to Barclays. Its from a domant current account from 12 years ago. I lost my job and house during the financial crisis of 2008 and this account which was overdrawn by £30 dropped off the radar. Barclays have been sending letters to the old address for the…
PBA with Lloyd’s from 2010!
Hello, I’m hoping that somebody May be able to give me advice on what steps to take next regarding my complaint to Lloyd’s regarding a package bank account that was miss sold to me in 2010. To explain briefly, I was 19 at the time I wanted some quick cash so made an appointment with Lloyd’s to request a overdraft account..…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim bank & credit card charges

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