Reclaim bank & credit card charges

Archives for July 2018

Historic Bank Charges Defaulted Accounts Help
Hi I'm looking for some help regarding reclaiming bank charges dating back to around 2007. I realise the new court case in 2009 has changed things but I wanted to check if there is still any possibility or worth in attempting to claim charges back which had a massive effect on me between 2007 and 2014. At 17 I was living…
Reclaining monthly fees for Halifax Reward Current Account
I am hoping you can help me. I received a phone call from one of the scamming agencies claiming that I could reclaim the £15 monthly fees from my Halifax Reward Current Account as it was "missold" to me. Now, I know that they would grossly exaggerate the definition of "missold", but thinking back to when I was upgraded the…
PPI credit card help
Hi there I’m new to thinking about PPI, as recently remembered I had a nationwide credit card some years ago possibly with PPI. The Nationwide have confirmed that I did have a credit card with PPI but have not given me any dates. I believe I may have had this card as a student which I assume would be a valid reason to…
RBS claim put on hold
Hi Guys, I have made a complaint to RBS about miss sold PPI and the 8 week window that they had ran out on 18/07/18. I received a letter from them on 23/07/18 stating " We are currently unable to provide a final decision as the FCA released a paper on 04/07/18 confirming that it intends to consult on proposed rules and…
Friends Provident loan
Hi we had a loan from Friends Provident raised against our mortgage endowment policies but as they have now been bought out how do we go about finding out if we had PPI on the loan, I'm fairly sure we did but who is now responsible?
I have a successful claim from Barclays (overdraft) using resolver software but is it fair?
Dear Sir /Madam I have received a successful claim for my overdraft with Barclays. I used consumer-refund.org to check if I could make a claim. They replied saying that I could apply and they quoted 1991 as the starting date. However I was not 16 years old until 1993. I used the resolver software to claim. They sent me a…
PPI Claim Made To The Clydesdale Bank
Good Morning, Thank you for taking the time to help me it is very much appreciated. The nature of my query relates to my father who had a mortgage loan agreement from June 1990 with Clydesdale Bank. This mortgage was duly settled in 2000. The paper loan agreement document that my father has in his possession confirms that…
Help with filling out PPI forms
Hi everyone, first post here so sorry about asking this but I have had a good search of the forum and my heads in a spin. I sent out a few letters a couple of weeks ago asking if I had PPI and have had 2 replies back about a Barclaycard and Shop DIrect (Littlewoods catalogue) saying did have PPI with them. I'm looking at…
PPI diy after agency
Hi, sorry if this is a repeat question, I had a look but there is so much in here.....I have filled in and returned an agencies paperwork for investigating if I have a claim for ppi, if it should come back as positive, am I then committed to using that agency or can I proceed and do it all myself? thanks
Success!
My 38 year old son has gone off dancing and singing to the bank with his cheque for £805. He was very sceptical that he had any claim but I insisted on doing a claim via the Money Saving Forum, because, well, I like saving money. I used the link and it was so easy. We only required the name of the bank a very rough date…
PPI claim with Lloyds - request to provide reason for claim??
Hi everyone Recently got round to completing on line claim forms with banks I've had accounts with just to start the ball rolling and Lloyds have written back asking me to complete a long questionnaire, detailing each account and why I believe I was mis-sold PPI. Is this the norm, that you have to prove to the bank why you…
Advice required for a complex claim!
Hello, first time posting but I think it's going to be a long one. It's advice I need regarding a claim that was made and paid out on (sort of) so I'll start at the beginning which is where I was made bankrupt just over 10 years ago. This was due to redundancy and a marriage break-up. Since then I have an exemplary credit…
PPI claim success from IVA Creditors
Hi. I had an IVA that finished in 2011 with all terms met. I complained to all my creditors included in my IVA (5) and basically said that the high cost of primiums and commission rates paid added to my financial downfall. Also the fact that the PPI was not suitable etc etc. Anyway long story short they all paid out direct…
PPI Advice needed - Claiming for deceased (also a company involved)
Hello, so long story short im in the middle of claims for my late father. I originally got a company involved who have quite frankly been rubbish! They closed the case on RBS so I pursued it myself I have today had a letter back offering around 10k over a few loans. I have previously told the company that if anything comes…
PPI: Got £3.5K+ Back But.....
Hi Guys, Chased the credit card issuer for PPI and we got £3.5K+ back but... basically we have to take it on trust that that is all there is. Not complaining but just making the point. There is no independent method of verifying how much is or was owed us, is there? Any and all help appreciated. Best wishes, Jennifur
Store cards
Following the excellent advice from Matin I claimed PPI from the various cards/ loans ive had and received almost 30k. Whilst pondering..I remembered that when my children were young I had a Boots store card and a Debenhams card.. I paid PPI on these. Whilst they are long gone..who do I contact to claim? I’ve noted a…
Credit Card Charges reclaim
Hi, Im going to check if my old credit card had any charges, I will write to them in due course. My query is the time bar (6 years) my account was closed approx 5 years ago but was open 3 or 4 years previous. Can I claim for the duration the account was open or just the 1 year from the 6 year time bar until the account was…
PPI payment query
I've been told by Ombudsman/bank that my complaint on Bank of Scotland credit card will be upheld. When using on-line calculator to see what I'll roughly get back, it says they make "assumptions", one of them being that I haven't used my card for cash withdrawals.... which I foolishly did. Can anyone tell my why this would…
Plevin Case with Aqua
Hi All, I'm hoping to get some advice from you all. I've had a PPI case outstanding with Aqua Credit Card (trading as NewDay Ltd) since 12 May 2017, and it still hasn't been resolved. I've run the case via Resolver, and even escalated it to the Financial Ombudsman Service (FOS), where they have gave their view - which…
Life Insurance
Hi Everyone Many years ago unbeknown to me and without my permission my wife took out a life policy, she had changed all the bank logging on details and so I could never see that this policy was being paid from my account which over the years came to over £12,000 I had paid, this all came to light after she had run off…

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Reclaim bank & credit card charges

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