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unaware of ppi on credit card & when it was needed, put on min repayment plan
Hi this is my first post, hopefully it's in the right place. My partner agreed to a company finding out if he had ppi as he didn't think he'd ever had it. Turned out he had ppi on a credit card - he realised during the time he had it he had an accident and wasn't able to work or repay the card, when he informed credit card…
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Bank charges investigation
Hi first post after some advice or guidance in the next step. So after being overdrawn for 14 years on overdrafts I never asked for started when I was 17 with a 50 overdraft then they have me a 150 overdraft then 250 then I got a bank loan an within a couple weeks of that they gave me a 750 overdraft dispite clearly…
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Reclaimed £268 Santander Bank charges......sort of.
Chuffed!!! I made a complaint with regards to the charge cycle I had gotten myself into in October 2014 due to illness from work and a dramatic reduction in income. Got a phone call today from the financial assessment team. Unfortunately they couldn't go back as far as October but did write off the charges due (£95),…
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Lloyds Bank Charges
Hi All, I have recently been trying to sort out my financial life and so far have been quite successful thankfully and to you guys for the help and again I need some more... I have read on here that it is sometimes possible to claim back part of the charges that a bank made on your account if you went overdrawn or missed…
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Category for reclaiming
Hi, I am new to MSE so I hope my post makes sense! My story is that I accrued a substantial amount of debt in my younger years which culminated in a debt repayment plan in 2010. Then in 2013 I inherited an amount of money which enabled me to pay off all of my debts with the help of payplan. During my worst financial times,…
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Aaaaaargh!!!!
Six years ago I went to Lloyds bank three times, explained my worsening financial situation and that I had a DMP so my budget was very tight and their charges weren't helping. The response I got was that they couldn't give me a overdraft until my account was in credit for six months and perhaps Ishould think about reducing…
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Monthly bank charge
Firstly sorry if this has been asked before I was told yesterday that if your bank charge for your account it's possible to claim it back My bank charges me £6.50 a month for my account, as far as I'm aware they've charged from day one. I've had the account 28 years. How do I find out how long they have been charging me ?…
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My bank ruined my life
Hi guys I believe my bank has been systematically ripping me off since I first approaced them for an overdraft when I was about 18 They repeatedly sold me loans I couldn't afford and added ppi. Trapped me in a cycle of debt with extortionate overdraft charges. Miss sold packaged bank accounts. Broke data protection laws on…
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Can I reclaim bank charges in my situation?
I am with lloyds bank, I have a £2000 planned overdraft, every month I pay high charges for this and need to try and get rid of the overdraft ASAP. I also have a premier account which you can't buy anymore, to get the added benefits like phone insurance. I have heard that it's possible to claim bank charges? Would i be…
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Very old PPI
Can anyone advise me please? in 1999 I took out PPI with Cheltenham & Gloucester on a £58,99 interest only mortgage. I was told by the broker that I would not get the loan unless I took out PPI as I was in a new job. The monthly premium was £29.45 per month. I had to claim on the policy as I became ill and unable to work.…
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Apologies, don't know how to delete the thread
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How can I check if I had PPI
I had a number of loans over many years for car purchase I cannot remember who loans where with as we are going back years. Sometimes they were with the Dealership. I have also swopped cards a lot so cannot remember where and when. That is why I am considering a CMC one of my colleagues used one and got quite a bit back. I…
