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Over 50s MoneySaving

Archives for February 2007

living with elderly parent. housing rights?
Hi. never done this before so if it's the wrong place sorry. Scenario: Living at home with parent (who owns the house) and have been since 1985.. Pays equal share of running costs. Paid for improvements to home like double glazing etc. Parent now has dementia is close to needing specialist care. (in my opinion should…
IHT 7-Year Rule Property Split
edit......
warners holiday
anyone got any feedback on warners holidays thanks julie88
Winter fuel allowence plus
There is an article at the bottom of the page regarding 'Winter Fuel Allowance' from the gas board. http://www.helptheaged.org.uk/en-gb/AdviceSupport/HealthAdvice/HealthyAgeing/StayWarmInWinter
Over 67? Claim Winter fuel payment owing to you up to £140.
I've just received £140 with very little effort. Winter fuel payments were first made in 1997 but were only given to people receiving a state pension or certain benefits. Following a European Court of Justice judgment, this restriction was removed in 2000 and all over 60s started to get the payment. What was not well…
Saga lie
I have both my car and home insured with Saga and as my house insurance is up for renewal next week I thought I would shop around to see if Saga were competitive. I tried 3 other firms and Saga came out 3rd, before doing anything I contacted Saga to price challenge as they say they will beat all other like quotes, I asked…
has anyone sworn an Oath and what does it entail
Hi I have been told that I have had a small inheritance due to me from a distante relative who died intestate.I have to go to swear an Oath before a Comissioner on Wednesday.It's not a huge amount for a lot of folk ,but for me as a pensioner it is a tidy sum ,around 9K. My question is what happens when I go on Wednesday,…
Travel Insurance for Elderly
Having arranged a holiday, I had to go through the usual search for a company to provide travel insurance for OH aged 76. Quotes varied widely, but was able to get very reasonable insurance through https://www.staysure.co.uk much cheaper than the 'specialist' elderly companies. Thought this info might be useful.
Pensions Letters Disaster
I recently received the details of a complete stranger's pension, courtesy of the DWP's having issued 26,000 letters incorrectly. At the top of the letter, enclosed with my own, were the bank account number and branch, full postal address and National Insurance number of a pensioner who lives over 500 miles from me. All…
My dad's just hit 60 today. What freebies are on offer??
I would be interesting to see a list of freebies for over 60s (and for over 50s and 65s for example). I'll start the over 60s one off... Free Bus pass - contact your local council or apply online.
Whats the minimum we could expect?
Hi I was wondering if there is anyone there who can work out interest rates for me? If I had £80000 and was willing for it to be tied up for 3 or 5 years, what would be the minimum interest I could expect Thank you so much...maths was never my forte Kathy
Should we sell up and rent?
Hi I just found this 'new' board and am getting quite excited! I posted on the Debt-Free board (under the same title) if anyone wants to take a look) if not here is a brief summary. Basically, my hubbie and I have had a pretty grim time for the last few years and have ended up in quite a lot of debt. I have a…
Rent and council tax at 65
My mother is retiring at 65 later this year. She lives in a part ownership housing association property. She owns 25% of the property and pays rent of about £300 a month on the remaining 75%. She will be receiving a full state pension and about £200 a month civil service pension. Will she be entitled to help with her rent…
friend recently widowed
I'm not sure if i'm posting this on the most appropriate forum, so many apologies if this post would be better suited elsewhere. my friend has recently been widowed. I know that she is getting anxious about how she is going to cope financially without her husbands pension. I've checked and found out that she can claim for…
Folic acid 'improves memory in over-50s'
I have noticed as I have got older that my memory is not as good as it used to be and was very interested to read this article regarding taking a folic acid supplement to help prevent memory loss etc. http://www.dailymail.co.uk/pages/live/articles/health/healthmain.html?in_article_id=429833&in_page_id=1774…
Great Saving if you run a Car
This is an excellent deal for 6 copies of AutoExpress AND Free Autoglym car cleaning kit. All for £1. But if you don't want to go on receiving the magazine, cancel your Direct Debit before the end of the 6 weeks. check it out here: https://secure.widearea.co.uk/dennis/campaigns/4505/Opening.html
BT to charge more if you don't pay by DD
If you are stuck with having to use BT (even if only for line rental) you may not be aware of this but, from May 2007, if you don't pay your BT bill by Direct Debit, they will hit you with a quarterly charge of £4.50 (or a monthly charge of £1.50 if you are billed monthly). It seems notice of this charge was buried in the…
Medical insurance. How much per month?
DH is going to retire in 3 months and we will naturally lose benefits such as private health insurance via ppp. I am going to start our own savings fund specifically for healthcare and such things as might crop up later in life ie maybe mole removal, knee replacement etc Speaking to a doctor on a train one day, she said…
FREE online typing course.
https://www.goodtyping.com enjoy.
Care and repair
Apologies if this has been posted before........... We are attending a retirement course at present (1 day per week over 3 weeks) and getting some really good information. One organisation we had not heard about before is "Care and Repair" who will help all over 60s and disabled persons who need stuff done in their homes.…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Over 50s MoneySaving

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