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Can you help clear my warranty thinking please? Economists and Psychologists :) What would you do?
Question: Do I renew manufacturer warranty or not for a quite Expensive Luxury Saloon 2016 model which is basically worth about £25k today. Warranty Option 1: £1316 for one year with £250 excess per claim. Warranty Option 2: £1685 for one year with £100 excess per claim. Warranty Option 2a: A lower grade warranty covering…
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Loss of Driving licence following an accident
Hi all , due to medical issues following a road traffic collision , I have had to surrender my driving licence. Im trying to work out the financial cost of this as part of my claim I cannot find anything to help me work this out Does anybody have any thoughts / Advice Thanks Hobsondog
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Can I renew my car insurance with 0 speeding convictions, before sending back a NIP for speeding?
Hi there, this is my first post on this forum and was wondering if anyone could help me out: I have recently received a Notice of Intended Prosecution & a Section 172 notice for speeding on a dual carriageway on Friday 19th June. Unfortunately, I am unable to attend a speeding awareness course as I did so 2 years ago, so I…
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Car insurance suddenly more expensive than it used to be?
My gf and I are getting a car this week. It’s a fairly modest 2017 1.4 Golf but insurance quotes are coming in a lot more than expected. £800 a year for us both to be insured on it. Admiral and Elephant will do for £600 but only if we pay annually (no option at all to do monthly). We have both been driving 9+ years, the…
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Does Halfords still sell and fit parking sensors?
As per the title really. I have been calling them for last two days and literally no one answers the phone in the shop near to me and I cant find any info on website and google search returns only some articles from 2013. I need front and rear and I have been quoted so far £250 which I find excessive. I believe Halfords…
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Car Finance in Ex-Partners Name
Hi, I'm hoping someone can help me. Before me and my ex-boyfriend separated, he took finance out for a used car for me. When we separated, I tried to have agreement put in my name, but couldn't, however I made all payments, the Logbook is in my name, it's parked on my drive and I see to the upkeep of it. I went to make my…
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Early termination of PCP
Hi there! I'm hoping someone in the know can help me. I have a Range Rover Evoque that I have financed on a 48 month PCP deal, expiring January 2021. We have had two children since purchasing so we are looking to change to a Discovery and I have conditionally agreed a sale on a stock car which is coming in next week. I've…
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Car insurance
Hi , can anyone please help me with a bit of information regarding new car insurance. I hit the rear of another vehicle at low speed . No damage was caused, details were exchanged just in case of any future claim. I informed my insurance company of the accident, however no claims have been made by either party up to now (…
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Advertising whilst on PCP and PCP ownership
I completely understand that I cannot sell a car with finance is still owing, such as on a PCP arrangement. However, am I allowed to advertise the car online for a private sale and then, if I find an interested buyer, pay the settlement figure to the finance company before selling the car on to my private buyer? Or am I…
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Car trouble
Looking for advice, my car recently had work done at a garage, new cam belt kit full service and 2 new tyres, the auxiliary belts were missed and one broke I had it recovered to the garage who corrected the problem free of charge. Picked the car up and drove it 5 miles, engine died, had it recovered for a 2and time to the…
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PCP Mileage & Damages - responsibility?
Hi all, Looking for any assistance really to put my mind at ease, I can't seem to see a straight answer. I am coming to end of a 4 year PCP deal on my current vehicle, and this week took out another finance deal at a new dealership with a different brand. I get my new car sometime in August, just before my current deal…
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Cat N & S Cars - RAC Vehicle Inspection and Background Check
Hi all, I posted this on another thread however; I am not sure how frequently they are checked & I thought posting a new thread would be quicker to receive a response. I am in the market for a new car in the next couple of months & I have seen some cracking looking cars on a dealer's website who appear very reputable &…
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Bought a car cat s but didnt know when purchased
Bought a car 09/2019 and recently decided to sell it and found out it was a cat s. It's a bit different to the normal situation where it was bough with out a hpi check. The car was wrote of 08/2018 and then repaired and the dealer bought the car also unknowingly that it was a cat s because the database that hpi experian…
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What constitutes a car insurance claim?
A while ago my DH returned to his car in a car park to discover it had been badly scratched in various places. He contacted the insurance company but decided not to proceed with a claim and covered the entire cost of repairs himself. Having just changed insurance at renewal to get a better deal, the new company is now…
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Finance (pcp etc. ) Vs. buying with Cash
Hi Everyone, I hope you can help. My wife and I are on our way with starting a small family and we are needing to upgrade our car from a mini to something with a bit more boot space. The dilemma other than choosing the car is how we pay for it. Savings wise we are in a good place we have money set aside for a rainy day,…
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Car Sales During Covid Crisis - who is telling the truth?
On the one hand the SMMT are saying dealers are up a creek without a paddle. On the other, car dealer magazine say sales have marginal interest. There are other media reports that used cars have seen an increase; albeit like 1% or £200 a car (hardly worth reporting). On the street, dealers of one German brand I spoke with…
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Bought a new car - help!
Hello, I have recently agreed to purchase a car through a main dealer. I currently have a car on finance that I will be part exchanging and funding the rest with cash. My car has a settlement figure of £9,499.36 and the dealership has offered me £9,000 in part exchange. The cost of the car was £14,145, therefore taking my…
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Bought a new car - help!
Hello, I have recently agreed to purchase a car through a main dealer. I currently have a car on finance that I will be part exchanging and funding the rest with cash. My car has a settlement figure of £9,499.36 and the dealership has offered me £9,000 in part exchange. The cost of the car was £14,145, therefore taking my…
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E10 petrol in 2021?
Hundreds of thousands of cars could be at risk of damage from new petrol expected to be introduced by next year. Earlier this year the Government launched a consultation into making E10 petrol the standard fuel in the UK from 2021 to cut pollution levels. However, experts are warning that the fuel is not suitable for…
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Poor quality fuel?
I have a drive system fault on my 2019 A4. Audi assist have checked and it is due to poor fuel quality according to the EMI, the car is in the dealers and they want £300 plus fuel and filter to drain/clean and change the fuel (petrol). I filled up last week at an Esso station and have contacted them to register a possible…
