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Buying first car
Hi guys, I will be buying my first car as my job relocated and Im now facing a long commute to work. In my previous job I had a company car, which I enjoyed driving and it seemed to be reliable for the 4 years that I had it. I have saved up £2000, hopefully by the time the lockdown is over I will have closer to £3000…
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Car been in a garage for 17 weeks
Hi Guy's, im really hoping that someone can advise me on the next reasonable practice for this as it's making me bad. I changed a simple sensor on my car as im a competent mechanic and something went wrong with the electrics, so I rang a local garage who said that he'd have it recovered to his garage and repair it for me.…
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Insuring Cat N Cars
Hi there When doing a search to insure a Cat N car using the usual comparison sites, do they know that it has been written off? If not, is it then your responsibility to tell them before you take out the insurance with one of the companies from the results of the search? Thanks
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Can someone explain these PCP figures to newb?
Hi all, I've never PCP or financed a car before so can someone explain these figures to me as I don't seem to understand them. These are just figures I came across on autotrader. The car value is £15,995.00 (2015 m135i) 1,000 deposit + £159.13 monthly payments for 36 months. that totals £6,728.68 so £2,242.00 P/A which i'd…
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New Licence and Insurance
Hi Money Savers! I've got a few questions I need to ask as I'm unsure about them. I got my first got my driving licence in Jan 2017 at age 19, completed a Pass Plus Certificate in the September of 2017 but then I done something stupid and ended up with a 23 month ban in the October of the same year. Due to me not being…
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Starting a car insurance claim but didn't complete it
Hello, Last year my wife took our car to a concert. The car was parked in the official event car park but someone managed to break a rear passenger window and steal a bag off the back seat. The next day I went on my car insurance website and wanted to see what my claim options were in the event the window replacement was…
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Euro car parts bank hol sale
Euro car parts bank hol sale yup , upto 40% off bank hol sale so I thought as they are local and click and collect , a nice new osram nightracer h4 bulb (Product Code: 48177319N) euros selling price is not the cheapest , but what the hell there is "upto" 40% off after entering code "bank70" selling price is £18.99 , guess…
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Buying a Car - Finance Question
I don't quite understand how car finance works and whether it's worth it. Saw a car that says this: So £168 x 48 is about £8,065. Added to the 1000 deposit, it's about £9065. Not sure why it's not £9400. But then it says this: So really, I'd be paying £168 a month for 48 months, then have to make a final payment of £3060?…
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Car insurance coronavirus
my daughter Currently has her 1st yr insurance with a black box and we took out an 8000 mile policy. Due to the virus my daughter hasn’t used her car and clearly not going to use all her miles. There was a lesser policy for 6000 miles which was considerably cheaper. Now 6 months into her policy is there any recourse or…
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Vauxhall corsa engine
Hi I don’t know much about cars but recently I had to get my engine replaced due to a big cloud of white smoke coming out the engine. This is my fault as I hadn’t changed the oil since buying the car (2 years ago) and apparently the engine was fully dead. So I’ve just got my car back with a new engine however my car is…
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can my son insure a car if he is not the registered keeper
At the beginning of lockdown my Dad had just bought a new car and not sold the old one. My son who had to return home from abroad needed a car but is hoping when possible to return abroad. Dad said that son can use the old car for as long as he needs it and son was going to look for insurance. However Dad has now said that…
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PCP Voluntary Termination
I have just contacted my Car company to voluntary Terminate my contract. They have stated that they cant collect it at the moment with the corona virus issue. They have stated that they will calculate any excess mileage from the date of my termination letter till the date they collect it. Am I legally obliged to pay the…
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Coronavirus travel restrictions
My diesel engined car is only being used for short town journeys at present. Manufacturers advice is to run the car regularly for 20 minutes at 50 mph. If I do this say once a month am I contravening lockdown rules and if so what is the alternative
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v62 and road tax
If I take a v62 form to a post office and tax it at the same time is there still the option to pay monthly?
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Should I be pying tax on a leased car via a perk at work
Hi all, I took the offer of a perk through my employer to get a lease car last year, for which I am wholly responsible, not my employer. Since then my tax code has changed a couple of times and at one point last year it was 750L and now reads 555L/0. What I would like to know is the following:- Why has my code changed as…
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Car insurance claim changed after 11 months
Back in June 2019 I was involved in an accident where a car drove into the side of my car and then drove off leaving my car with £600 worth of damage. I have dashcam footage and submitted it to both the police and my insurance company. Originally I was not going to claim until I was told by my insurer that it was a third…
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Garage diagnosing my car wrong, charging for works and parts and still not repaired...
A year ago i had a problem with my car when driving up north, 1.4l vauxhall corsa, went limp and white smoke was coming out the back. warranty with finance company and manufacturers warranty just ran out. Took it to garage for diagnostic, i beleive it was gasket on turbo which caused the leak of oil into the turbo, had it…
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Parking Ticket Vagueness- Newham London
I recieved a parking ticket even though I was displaying a visitors permit which I thought is valid, however after appeal I was told that it was valid only in Zone U and not all the zones mentioned. I have many visitors permits, each shows only one zone, this replacement permit however showed many zones. I will later add…
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How to fix scratches not to a perfect fix
Hi all - got a black Toyota RAV4, bought for £5k and might be moving out of the country so looked at selling it. I have banged it on all four corners - I asked a body shop repair how much they would charge and they said it wasn't worth it, probably 2k to fix. before selling it I'd like to at least make it a bit better.…
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EGR Valve on a VW Golf needs fixing
Hello, I have a 2011 VW Golf. A few weeks ago the little light flashed up on my dashboard saying there was a problem with the engine management system and the car went into safe mode. I drove the car for a few minutes then turned it off. When I restarted the car the light had gone and for the rest of the drive (30+…
