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Buy to Let Mortgages
Does anyone have any information on the best place to obtain a remortgage for a Buy to Let? Thanks
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mortgage
Hi looking for some advice on remortgage best 5 year fixed deal. I .have 18 years left on the mortgage £85.000 left to pay house is worth £200.000:confused:
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cashing in endowment, moving abroad.
Hi all, We are emigrating to Oz next year, we will be able to pay off the mortgage (£56,000) so don't require an endowment to pay off the shortfall. I know nothing about all this, so could anyone tell me if we should hang on to the endowment until the rates rise again or not? Also, can anyone recommend any sites/companies…
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Help paid in dollars - Which lenders can offer me a mortgage?
Hi I am paid in dollars this is because I work in the middle east and the currency with most companies there is dollars unfortunately. I have an existing mortgage with the failed GMAC :mad: but my fixed rate is up shortly :D , On this mortgage I was able to self certify, but now in this climate that door seems to be closed…
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panic - am i borrowing too much?
I have been house hunting for 8 months. Me and my kids have been staying with family during that time while we relocate. After a failed relationship i am buying on my own again and have just had an offer accepted on a great little house. Only trouble is I have had to go to my absolute limit and now i am worrying that i…
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Questions about lifetime drawdown mortgage/equity release
Last year my mum died and my dad has been left alone in their house which he owns outright (worth approx £180,000 in current market), his only income now is his state pension which is giving him enough to live on but not enough to save or enjoy his life (holidays etc), he has a few thousands in savings (about £12k) He has…
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buying house for cash but need to mortgage asap
Hello, We are buying a repo and to get good traction with the EA and lender I have said I will pay cash, the father in law is able to loan. I thought I could get in the house and then mortgage and pay him back but quickly but the building society said it could take 6 months because of the land registry being slow to…
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Mortgage payment next month - £0
I could not believe our luck, just got a letter from BMS our mortgage payment next month is £0 zero, nada ziltch. Ok, to the cynics out there, I know it will go up like a rocket in Sept, when below base rate tracker comes to an end, but until then yippee. Are there many more out there in the same boat?
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looking to buy???
Hello Is it possible to get a mortgage when you have bad credit?? I know that it sounds silly only just wondered as currently renting property and it feels like a waste of money giving it to someone else when it could be paying 4 a place of our own. Any advice would be good. Thanks
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In what ways is using a Broker an advantage?
Hi All, Other than the obvious (finding a mortgage), in what ways can using a mortgage broker be an advantage? In my situation I have a 25% deposit and believe that the Post Office 4.15% 5 year fixed is the best mortgage I can get. So - now that I have found a mortgage should I go it alone with the Post Office or are there…
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which mortgage
have bought a new house b4 selling ours. sale has now fallen through and fixed rate mortgage is up in may. don't want to be fixed again because still hope to sell house and don't want early repayment penalties. what should i go for?
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First Time Buyer Advice Needed
Hi All, I'd be grateful for any advice anyone could give me concerning a mortgage application that I am seeking to make. I currently earn £45,000 a year and save approximately £1,500 a month. I have just over £25,000 saved as a deposit and am looking to buy a new house for approximately £135,000 in North Wales. I would…
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Which credit agency halifax use
Hi does anyone know answer to this and how long a search takes to appear on file, thanks
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First time to this site & First time buyer advice needed please!!!! :0)
Good afternoon to all! This is my first time on this website and using the forum - I'm overwhelmed by the amount of information which is on here! I am looking to gain any advice in regards to first time buying. :confused: I have been looking into the mortgage options which are available to me, but I would appreciate some…
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2 year fixed mortgage - or longer?
Hello, I am looking for a bit of advice on a mortgage that my OH and I took out in June 2007, with Coventry Building Society (CBS). We initially began searching for mortgages in December 2006 however, did not find and complete on a house until June 2007. We signed up to a 2 year fixed rate mortgage at 5.79%. Common sense…
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Which one?
Hi everyone Which would you consider the best way to go? 5 Yr Fixed at 4.35 over 20 years - £1074 Or as above but over 25 years - £941
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Some very appreciated needed advice
Hello everybody, I am in need of some good advice. I firstly apologise if this is not the correct thread forum for this... My mother in law who is 78 years of age has an interest only mortgage on a loan on £25000. The situation is as follows, my brother in law wants to pay off the 25 grant for the following reason; he says…
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Is there something missing?
I completed my purchase of a right-to-buy property (First Time Buyer) from my council this February. So far, aside from my solicitors bill & all the Mortgage paperwork from the bank. I havent recieved anything to say this property is now mine. Is there any thing else I need to have? Does someone have a checklist etc. of…
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Raise 120k to 150k quickly
Not sure if this is posted in the right section but here goes. I need to raise between 120 and 150k to buy a property/land at auction or to make an offer prior to auction. I have no difficulties whatsoever raising the money on my exisiting property, the problem lies with the availability of the money. All mortgage lenders…
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Can't seem to get a good remortgage rate
Feeling very frustrated. I have had a mortgage for about ten years and have never defaulted. I'm just coming out of a 2 year fixed deal at 5.25% and can't seem to get a better rate. Its really frustrating. My LTV would be about 82% as I had to buy my ex out a couple of years back. Does anyone know where I can find a decent…
