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Mortgages Abroad: Holiday/ Retirement Home
We are looking for a bit of advice regarding a Mortgages Abroad: We are looking for a holiday home in Corfu that will later become our retirement home, until this time we want to take a Loan or Mortgage (for between £50k to £100k, and overpay it - hopefully helped by some rental income. I have been offered a Mortgage in…
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Some good news for BTL borrowers
http://www.financemarkets.co.uk/2007/11/22/birmingham-midshires-launches-buy-to-let-tracker/ Looks like a good deal?
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Can I claim my fees back please?
Hi everyone, me and my husband changed our mortgate in June this year. We didn't change lender, but changed our mortgage to a different product. We were charged £399 as a Product Reservation Fee. Although on the paperwork it says not refundable, is it possible to claim this back? Hope someone can help, thanks.
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Britannia Building society in trouble
Platform are one of the bigger sub prime lenders in the UK, it looks like this credt crunch has not run the full distance yet. link Britannia Building Society exposed to credit crunch by Kay Murchie November 20, 2007 Britannia, the second largest mutual lender after Nationwide, is exposed to the credit squeeze because its…
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Assignment of endowment policies following remortgage
Have recently remortgaged with CBS, previous lender was HSBC. The solicitor handling the legal paperwork (paid by CBS) has sent me the original endowment policies recommending that I send a letter to the insurance companies involved giving notice of the release from deposit, mortgage or assignment. Alternatively the…
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mtg broker
has anyone heard of these guys http://www.mortgageproblemhelp.co.uk/index.php?id=1 are they any good?
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bank of england -next time they are meeting?
is when? is a rate cut likely?
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which building society is offering a good interest rate repayment mortgage?
which building society is offering a good interest rate repayment mortgage? thanks.
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interest only or repayment
a few months ago i needed to save some money so i changed my mortgage to interest only for a fee of £75. i'm now back to normal and might as well start paying off capital. should i switch back to repayment and pay the fee again. or just stay on interest only and make an overpayment every so often? is it as simple as that…
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How is intrest calcalated for equity release
If we were to get £20,000 in equity release how would the intrest add up. Is there a calculator somewere we could use. I suspect its (example) 5% 20,000 = 1000 total 21,000 after first year, then 5% on 21,000 for the second year and so on, is this correct, or is it 5% on 20,000 every year. Many thanks Russ
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Mortgage Advice Needed
Hi Guys My current deal with natwest ends 31 Jan 2008, so I need to change mortgages, or stay with them. Myself and my girlfriend (joint application) have both recently started new jobs also. I got a shock the other day when I went through to a mortgage advisor and I was turned down for a remortgage with Britannia because…
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Mortgage with a default?
I had a default registered against me for £550 in 2004, as soon as i realised this was the case I settled it, in Feb 2006. I haven't had any problems since, and have checked my score with experian which is 814 (having been 627). I am looking to buy a house in the next six months with my other half, who has a blemish free…
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Re-Mortage Fees
Can anyone advise me as to whether arrangement fees charged for remortgaging my property (which I have done twice in the last 7 years to fund an extension) are classed as an MEAF? Thanks, Debbie.
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Mortgage advice- offset?
Hi all, My mother is just coming to the end of her fixed period with the Halifax, she has approximately £9,000 left to repay and we have worked out that will take her 2 years. She is 59 and so retirement is imminent. I am not sure what the SVR is for the Halifax (its not obvious on the website and it keeps kicking me out…
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remortgage offset - any good deals?
Looking to remortgage my offset. Would go to a broker but chances are I will stay with my current lender so there would be no commission available. Searching for linked savings offset (rather than current account). 250k mortgage. Excellent credit rating. Low salary multiples and low LTV, so shouldn't be a problem, just…
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Unreasonable Mortgage Fees?
Hi, Please can someone advise me of a good organisation who might provide a mortgage for £350k for 3 months. The loan would be at no risk of not being paid back in full after the 3 months, it's just a cash flow issue. Do you think being charged £5k + 2% above base rate is unreasonable? Thanks, Tom
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What is the best “One Account” or Current account is out there in the market?
I currently have off set mortgage with Intelligent Finance and I want to change my mortgage along with my current account to some better deal as I found their customer service getting worse. Anyone has any recommendation as to the best deal? Failing that, I want to change at least my current account. I need online access…
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Claiming mis-sold endowments - please help!
I'm trying to help my parents claim on their mis-sold endowment which they took out in 1990. We have written to the advisers with a complaint but they have come back saying that without a copy of the original form which the adviser gave them at the time there is nothing they can do. They also said that their files have now…
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V confused re mortgage
hi i saw martin this morning an decided to check out the mortgage info on the board but im so confused can any one please tell me if i can claim back i changed mortgages last year i knew i would be charged a substantial amount in early repayment charged as it said umongs all the info from the mortgage lender early…
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i just dont know what to do
Hey, First post on here, forgive me its gonna be a troublesome one! Currently live at home, mum and dad are now getting separated which means one of two things: the house will be sold or buy my dad out. this is where i am lost! Currently my parents have a Virgin one account that owes £138,000 The value of the house is…
