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R A Mortgages
Hello Just looking for a little advice if possible please We are about to put our house on the market and buy a new build .. We have been in discusion with a company called R A Mortgages http://www.ramortgages.co.uk/ Has anyone used them before and are they a good company to use.. They have whole of market access and…
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are we being messed about?
My fiance and i put ourselves onto a local shared ownership scheme waiting list some time ago and are now in a house of our own. unfortunately the land registry for the house has had to be sorted because it hadn't been done before they'd let people move in and we are therefore only in our house as tenants rather than being…
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Mis Bought Endowment
about 20yrs ago we started an endowment, 10yrs later we had 25k in it but astill a long time to maturity, I was an engineer and left all financial decisions to my wife, as she worked in a bank...we were approached by a financial advisor who offered to find us a mortgage...we needed a deposit, he suggested we sell the…
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porting mortgage across to new property
Hi I am somewhat confused after a chat with my current lender In the simplest terms we have had an offer on our flat, accepted and now wish to start looking for a new property. As our current mortgage is fixed till July next year and portable our lender suggested we port it over to the new property for the remainder of its…
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mortgage
hi all, does anyone know where to get best deal on a mortgage.mine from abbey and my 2years fixed period is over in december. thanks
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Which part of our Part and Part to pay off?
My head is buzzing from reviewing figures etc, so comments from someone with a clear head would be welcome. Thought/suggestions please: Remaining Mortgage : £23,995.06 (£16,500 Endow £7495.06 Repay) Remaining Term: 8 years 2 months Current Rate: SVR 7.64% (although trying to switch to lower) £9,100 to put into Mortgage A/C…
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consent to lease - advice needed please
My sister is looking to rent out her house (it is her only property) and Halifax have told her that it will cost her £500 to change to a consent to lease mortgage and that she will be tied in for a year. Is this common practice with all mortgage lenders, If this is the case, then I beleive she should shop around for a…
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Mortgage Advice Needed
Hi, I am new to money saving expert, i have been lurking on the forum for a while and was wondering if anybody could give me some advice. We received an agreement in principle from GE Money Home Lending and susbequently had an offer accepted on the property that we wanted. However, since then 8 weeks (during which time we…
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Mortgage Calculation
Hello everyone, Just wondering if anyone knew of a site you can enter your mortgage amount and the number of years the deal is and gives you the balance at the end of the term to work out how much you need for your re-mortgage. Any help would be much appreciated please as seen all the fab advice other people have been…
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Its a mortgage and debt problem??HELP PLEASE
Ok, I admit it - I'm going round in circles, can anybody help me, all (I think)advice very welcome and much appreciated. Oh and if I'm in the wrong place can someone point me in the right direction? thank you and here I go: living in housing association property, want to buy, 2 years ago were valued by HA @ £125K, less £9K…
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Advice regarding moving mortgage
Hi all, I just wondered if any of you very helpful guys could offer me some advice please? Myself and OH took out a mortgage with GE Money 2 and 1/2 years ago (due to OH being self-employed and us having poor credit rating). We are on interest only and are tied in for 4 years so basically we have to give nearly £10k if we…
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Abbey & Nationwide Repayment Mortgages
Two weeks ago in the Sun there was an article about repayment mortgages for Abbey, Nationwide and 1 other bank. It stated that over the last 15 years people had been overcharged and one man had been over charged by £56,000!!! They looked at 30 cases I believe and in EVERY case customers had been overcharged!!! As an Abbey…
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Mortgage Advice Please!
Hi, Not sure if i have posted in the right place but i would really appreciate some advice please. I have recently split with my ex and she wants to buy me out of our home. Having made me a fair offer i'm thinking more towards accepting her offer and moving on. However we are 19 months into a 24 month fixed repayment…
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GE Money - Can someone help?
Hi everyone, Just need some help if possible. Currently have a mortgage with GE Money, we remortaged in April last year and on the Key Facts they have sent us is says... What fee's must you pay? Fee's payable to GEM HL Completion fee £750.00 Redemption fee - Fee payable on full repayment of the mortgage Current fee £200.…
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As flexible as Virgin One Account
Can anyone tell me if there is an offset mortgage as flexible as the Virgin One Account? i.e. * No minimum monthly payment required * Ability to borrow to the maximum facility, at any time, without prior permission from the lender I am not aware of any other account like this and brokers have been most unhelpful. Thanks.
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Where do I start?
At present I live with my Wife and 2 children in a 2 bedroom Council house. I have been here for 2 years, and will need to wait another 3 years before I can buy and another 5 after that, until I can sell without paying back the discount. I recently spotted the following property -…
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Mortgagely miffed
Hi All, I sort of have a grand plan to pay off my 22 year mortgage in around 10 years. I owe 150k. I am self employed and have done fairly well in the last couple of years and managed to save around 25k. I have this money spread amongst an ISA and a couple of high interest accounts. I have no other depts or credit cards.…
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best type of morgage for new build
hi am building four new houses to rent can anyone advise me on the best morgage to apply for or would it be better to take out a personal loan
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mortgage trainee interview
hiya i have an interview soon for a trainee mortgage adviser's position in an high st bank. i would love for any tips and advice as i am extremely nervous thanks in advance
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how to finance purchase of ben insurance from family
hi this is first post on here, partner has gone bankrupt, ben interest in property will be approx 15,000 our son will try to borrow the amount needed not to have to sell home, his credit is very good. Would he have to get a loan or as he will officially own percentage of property would it be a mortgage, thanking you in…
