-
Best 5 Year Fixed Rate
Could somebody please advise what they think is the best 5 year fixed rate mortgage going around at the moment please. I have a £70K mortgage, currently £62K endownment anf £8000 repayment. Expires 2017. I am considering changing to £50K End and £20K repayment as endownment is predicting a shortfall, and also extending the…
-
Moving abroad but buying in UK
I would be grateful for any advice on my situation. I am in the process of buying a flat with a friend. We are about to put in an offer, and are going to apply for a joint mortgage (50:50) with Alliance & Leicester. The problem is that I have just got a new job and will be moving to Africa for two years in November. I…
-
2 year Fixed
Hi I am remortgaging at the moment for a 2 year fixed with Abbey National, now they have sent me the details of this and whilst reading though it read that the fixed period is until 02/02/08...making it 28 months?! :confused: Is this normal for a 2 year fixed (it wasn't when I took the first 2 year fixed so am wondering…
-
endowment bought from solicitor
I Purchased My House In May 1988 Using An Endowment Mortgage. The Solicitor Who Did My Legal Work Also Set Up My Mortgage (nationwide) And Endowment Policy (scottish Amicable Now Prudential). I Have A Large Shortfall But I Am Unable To Claim Compensation Although I Was Advised That There Would Be Enough Money To Pay Off My…
-
Missold Mortgage Calculation choices
I have been informed by my endowment supplier for my mortgage that my endowment will not meet it’s target. The endowment supplier has agreed that I may have been missold. They have asked what method of calculation I wish to be used to calculate any possible payout. I would like any advice as to the best option to select.…
-
Endowment compensation - Who gets the most results
Hi I'm sure someone will tell me off and say this has been asked before but I have been ploughing through loads on this site and I cannot find anything. I took out an endowment in 1986 and tried to get compensation about 2 to 3 years ago I think it was, so I am a little rusty on what went on but still have all the…
-
Endowment confusion
My husband and his sister bought 2 endowment policies in 1999, both for £28500, as they were buying a house together. I was considering bringing a mis-selling claim and have gathered all of the paperwork from husband and sil. One thing stands out - my husband in paying about 15% more a month into his endowment. Therefore,…
-
Brittania mortgage - help
my brittania remortgage is about to complete - on the 27th Sept. The solicitor had asked me last week about other properties and mortgages that we may have - it was a special condiiton of the mortgage that Brittania know about these. We recenty bought a site for £40K (although after our application and after the mortgage…
-
Nationwide Takeawy remortgage £95 admin fee
Does anyone know when this fee was introduced by Nationwide?
-
Urgent help needed please
Hi all, Basically in septermber 2003 i was advised by the alliance and leicester, that because i was on a endownement mortgage which wouldnt meet the final balance i would be better switching to a re-payment mortgage over a longer term, this advice i took and so the mortgage should have been switched to re-payment in 2003,…
-
Get free mortgage advice from Charcol (save £5)
I'm new to this game, and trying to work out how to get my foot on the first rung. Martin's 'Sneakily get top mortgage advice for free' article has been really helpful http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1101649966,86816, But I thought I'd just let others know that rather than registering online…
-
Advice of what i should do?
I am trying to buy a property abroad and would like to borrow more money from a bank or my current mortgage holder. My house has doubled in price and if valuated I think any bank should be able to borrow in excess of 85k. I would like to purchase a property but would like to have to pay back varied amounts back to the…
-
mortgage advisors/companies
Hi, please can someone help me? I have been approached by a company offering me a mortgage and finacial service for the term of my mortgage, they charge a fee for this service, is this the done thing as i am told by others that i should not pay a fee as they receive commision from mort. companies. Thanks, Katie. They were…
-
Euro Mortgage
Please can you help? I am hoping to buy a property in France and would like to get a Euro mortgage. Does anyone know where I can get the best deal? Many thanks Andy
-
Mortgage - legal fees
About to remortgage my house (value 250k) - can anyone tell me what the approx legal fee would be? If it consists of a few components, please could you break this down. Currently friend (he is an IFA) who suggests a firm he uses for conveyancing. They have quoted £495 inc vat. Thanks
-
Endownments-
Hi I'm new to this and so must appolgise if this is a repeat. Has anyone gone through a third party (the type advertised in the papers and on tv) to try and get compensation for being mis-sold an endownment? My shortfall in not a lot and it all seems daunting to try for compensation myself. I would appreciate any advise.…
-
Remortgage, but keep mortgage in 2 pieces?
I have a mortgage with Abbey, that will be coming to the end of its benefits period in December. The mortage is split into three parts as follows: 1) 90,000 IO will be at BOE + 1% from December 2) 20,000 Repayment, rate as above 3) 60,000 Repayment rate as above. We are thinking of downsizing next year, and would want to…
-
Do I need to tell Mortgage co'?
I'm thinking of becoming a mature student next year. I have a joint mortgage with B/F, which he would unable to pay alone, so I will be relying on savings/student loan/part-time work to pay my share. We have a fixed rate for the next 5 years, which should take me past the end of my proposed study. As long as we continue to…
-
First Time Buyer Help
Hi, As above and looking for any help to get a mortgage. I would ideally like an affordable scottish home but do not know how to apply for 1. Who would be best to approach for a mortgage, my own bank, other bank/building society, independant mortgage advisors? I have a good deposit but there are so many suppliers and deals…
-
Unregulated Mortgage
Being retired I can only obtain a Remortgage on a second property I own via a Mortgage Broker. The rate and conditions are acceptable but I am concerned that the Mortgage is unregulated. Could anyone please explain further?
