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Archives for November 2008
Discussion List
Archna's Free Game of the Week: Zahada
This collection of riddles and puzzles needs a lot of patience, or is that brain power :) , to get through. Can you even get past the first level? Click the link to play the game: Zahada Thanks to MoneySaver Ipra for the suggestion. Don't forget if you have a suggestion for a game and want to see it in the Moneysaving tip…
Are you hit by evaporating equity? Poll discussion
Poll between 24 Nov - 01 Dec 2008: Are you hit by evaporating equity? The loan-to-value ratio of your house - the proportion of your house’s value you’re borrowing - is a key factor in getting a mortgage. Yet there’s a double whammy hitting this across the nation, that I call the evaporating equity trap. Problem 1. House…
MMD: Would you get into debt to grant a friend’s dying wish?
Here's this week's hypothetical situation for you to cogitate on: Would you get into debt to grant a friend’s dying wish? Your best friend's/close family member’s final wish on his death bed was for you to sprinkle his ashes over the Grand Canyon. You’d love fulfil his dying wish and fly to the States. Yet you’re already…
MONEY MORAL DILEMMA. Should Lucky Luke give back his hardship grant?
Here's this week's hypothetical situation for you to cogitate on: Should Lucky Luke give back his hardship grant? Lucky Luke is a student and struggling horribly to survive, partly as he doesn't manage his money well. He applied for a hardship grant from the limited Uni fund and has been awarded £1,000. On the day it goes…
'Should Cheap Booze Be Banned?' poll discussion
Poll between 17-24 Nov 2008. Should Cheap Booze Be Banned? There’ve been calls from a Government select committee for price caps on alcohol. This would impact the selling of booze in supermarkets and would hit promotions such as '6 bottles of wine for a tenner'. Pros include... it’ll stop some “pre-loaded” binge drinking,…
MONEY MORAL DILEMMA. Would you dent someone’s car if they blocked you in?
Here's this week's hypothetical situation for you to cogitate on: Would you dent someone’s car if they blocked you in? You park your car sensibly on the side of the road. Yet when you return to the vehicle, two cars are parked either side with only an inch of room, pinning you car in. While they both have enough space to…
'Where will base rates be in six months?' poll discussion
Poll between 10 - 17 Nov 2008 Where will base rates be in six months? Last week the Bank of England cut interest rates by 1.5 percentage points to 3%. The idea is to stimulate the economy, making borrowing cheaper and saving less desirable, to encourage people to spend. Where do you THINK the base rate will be in May 09…
MONEY MORAL DILEMMA: Should you come clean about the extra refund?
Here's this week's hypothetical situation for you to cogitate on: Should you come clean about the extra refund? You've bagged a bargain with a 20% off voucher but decide you don’t like it and take it back to the shop. When the shop assistant gives you a refund she reimburses you the full amount rather than the price you…
How close to the brink are you? poll discussion
Poll between 03-10 November 2008: How close to the brink are you? Recession is coming. On a scale of nought to nine, how near the financial edge are you? Some of the numbers have descriptions to give guidance to the scale 0 No problem. No matter what. 6% (702 votes) [SIZE=+2]1[/SIZE] It’d need to be extreme before we felt…
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