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Money Moral Dilemma: Should I share my 'free' £50 voucher with my partner?
This week's MoneySaver who wants advice asks... My partner and I are moving house. I look after our household bills to ensure we're always on the best deal, as my partner doesn't have a clue, though we split the costs equally. I've sorted the broadband for our new place - it's the same speed but cheaper, and includes a…
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Burning Bridges
Are they your "friends" if they only contact you when they have no one else around, or when they need something from you? Have a long time friend 11years (high school to now). I'm always the one checking in, asking how he's doing/what he's up to. Months can go by without a text from him. When I offer to go and see him, I…
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Can the care home increase our fees by over 20%?
Hi, does anyone have experience of care home fee increases? The care home my mother-in-law is in has increased our fee this year by 22%. This has been explained by increased staff costs and National Minimum Wage increases. Except that the National Minimum Wage hasn’t increased by anything close to 22%, and the number of…
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Husband had an affair for a year :-(
So this is so awkward I’ve created a separate account to post this. I’ve been married for 15 years, happily so I thought and I find out today that last autumn my husband had an affair with a work colleague. The physical side lasted 3 months, but they continue to send flirty messages until today. He is begging me not to go,…
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finances after dvorce
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Why and how?
I'm baffled and hoping someone can enlighten me. Mr Breaking Free and I spent last weekend in Great Yarmouth (not so great because of the weather, but the Time and Tide museum was excellent!) I'd never been to this seaside town before so I was astonished at the extraordinary number of small convenience stores. I counted 5…
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Moving in together as widows
I have been widowed and have now met a lovely man who also lost his wife. Our plan is for him to rent out his house and move in to mine. I have a mortgage and still work. We both want to protect our children’s inheritance and so want to keep our money separate. Do you have any idea how we should Fairly arrange our…
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Old Divorce and new family laws
Just wondering.... A divorce petition through a court in 1998, the Respondent promised to assign pensions to the Petitioner, quote: "As from the date of the Respondent's retirement under the terms of his pension with the said Company, the Trustees or Managers of the said pension do cause to be paid to the Petitioners on…
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Can't financially help parent & feel guilty
I'm a regular forum member going anonymous for this one... One of my parents is struggling financially overseas. They lost their job last year and opted to go self employed, then Covid hit, and work is very slow to pick back up. They've asked me for financial help twice, and both times I've declined. The first time was…
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Renting pending divorce.
My wife and I are divorcing, and at the point of agreeing how our marital assets will be split. We’ve agreed in principal that I will buy her out of the marital home. We are currently still living under the same roof in our marital home. My wife is looking to get out of our house and rent a flat while the divorce process…
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Care home demanding back pay
Last year my partner's Dad had a stroke, which led to vascular-dementia and he had to move in to a care home. From May 2019 to September 2020, she have been invoiced £204.00 per week. Two weeks ago, my partner received a letter from the home stating that they had made an error with the past invoices and the weekly rate is…
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Divorce: Declaration of trust ending before divorce....am I protected?
Hi, I am in the process of hiring a solicitor but am interested if anyone has been in this situation before. My husband has left me and will be divorcing me in a few months he claims he can not afford it at present. When we brought the house (after getting married) we had a declaration of trust drawn up that entitled me to…
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Torn bank notes
My son cut my £5 note I have both pieces still will post office change this?
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Buying house from ex husband
Divorced for many years (10+). I'm still living in jointly owned house with children. Can't buy ex out of house as I have a poor credit score due to still being financially linked to him through the mortgage. I want to stay in the house. What are my options??? I've remarried. How simple would it be for my new husband to…
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Property after death
My husband is terminally ill. He has a repayment only mortgage for our home and no life insurance. After speaking with the mortgage lender, I am told the house will need to be sold to pay the 266.000 he owes. The current value of the house is 500.000 The estate does not have enough money to pay the mortgage lender, so I…
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Rational/Irrational fear about children
I'm not sure the title is right for this topic but not sure what else to call it. Also not my normal profile as I stupidly feel uncomfortable saying this under my "real name" So as most parents I've always worried about my children, but my eldest is now approaching 17 and at times the fear I feel really seems to dominate…
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Can an executor sell the deceased’s property (house) without approval of the co-executor ?
To cut a very long story short, my wife’s grandmother, whom was like her mother, recently died. She is a co-executor with her estranged mother, who only made an appearance into her grandmothers life a few years ago, after not talking to her for 25 years (she could smell the money, as her grandmother was 90). We maintained…
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Power of Attorney required?
My father has recently passed away and my mother is 91, registered blind, and has suffered a stroke a few years ago but still has all her marbles. Unfortunately due to the stroke she is unable to grip a pen to sign any forms and cannot see what she is signing (even if she could). Should I apply for Power of Attorney? I was…
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Do I, don’t I
I bought an E-gift card and bought an electrical item For £1,000. however the giftcard still has the full amount on.I had lots of issues with the shop and asked them to offer me some compensation with all of the waiting and order changes that happened when I bought the item. They didn’t say they had but now the e-gift card…
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Maintenance payments and inheritance
Hi, I’ve recently inherited some money from my late fathers estate, the amount is under the inheritance tax threshold, will this inheritance be calculated/included with my salary in my child maintenance payments for the next financial year? Thanks