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Sainsbury's Personal Loans - Be Warned
Be warned their post takes along time to send documents through. They will not let you know that you have a higher rate until document arrive. They're ya go :)
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Unenforceable Loan ?
Just had a letter from debt collection about a QuidMarket loan that frankly I'd forgotten about - had multiple Payday Loans at that time and was taking out new ones to pay old ones. After asking Quid Market they've sent me the loan details showing that I borrowed £200 on 12/04/2012 with the loan being due to be paid on…
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Payday UK final response to irresponsible lending
I complained to Payday UK regarding irresponsible lending of various Payday loans I took out with them between 2011 & 2013. I have had a final response letter & they have not upheld my complaint. I did expect this decision on a couple of the loans due to the FCA 6 year rule. I have copied & pasted their reply below. What I…
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Advice Please - Looking to take a secured loan
Hello, I am hoping I can get some advice here. I am looking to take a secured loan against my property. I am self employed so getting a loan is difficult even though I have excellent - I mean excellent credit rating. I check my credit rating regularly and make sure its in good standing. I have less than 3 months of self…
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Hilly58
Can I end loan agreement with company now no longer exsisting, but other company has taken over? I was mis-sold plan and not informed of final payment details?
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Loan for home repairs?
I know there is a home improvement loan available from banks, but is there one specifically for repairs to the property like having to replace the roof for example?
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Student loan query
Hi,just a query re student loans I borrowed £14,000 in 2000. Since then I have been paying between £100-£250 a month towards the loan. A rough guesstimate I would say I have paid between 25k-30k towards this loan. Called them today to be told I still owe £9.5k. Surely this cannot be right, even payday loans don’t have that…
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secured debt consolidation loan
Looking for some advice please, we have £35,000 in debts due to failed business and having to use credit cards, 2 business loans and a lease on a coffee machine that they said i can't get out of, we are paying our debts and never missed a payment but we are really struggling now. We have been offered a secure loan of…
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Bridging Loans
Are they still available? We are hoping to build on a plot in our garden. We would have to sell the house, though, and live in our caravan unless the bank would give us a bridging loan to cover the cost of the build.
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PCP Loan Help
Hi, I just need a bit of advice as I'm pretty sure that I'm having the wool pulled over my eyes by the dealership that I've just purchased my car from. So here is the situation that I find myself in: I ordered my new car on 28th March direct from the main dealer and signed up to their PCP agreement. The person that was…
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118 Loan
Hello, I took out a 118 Loan two years ago for £3,800 or so. I paid this off and then have since taken another two year loan for a similar amount. The issue I have is that I don't believe they carried out any credit checks on me at all to assess affordability. I sent them my bank statements before my first loan. For the…
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WageDay Advance Loan Email
I have received an email from CURO transatlantic Limited (CTL - formally Wage Day Advance) , informing me that Howard Smith and Ed Boyle were appointed as Joint Administrators of CTL on 25 Feb 2019. And that the Joint Administrators believe that I may have a claim against CTL. The email then goes on to include all my…
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Old Student Loan.. Statute-barred or written off?
I have a Student Loan - old style from SLC, mortgage type - from 1995. It seems it has been sold to Erudio. I have spoken to them and they say they won't pursue me for the loan as it is Statute-Barred - but this means it is not written off. I have some questions: 1) What is the difference between Statute-Barred and…
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CURO or Wage Day Advance
[FONT="]Dear All,[/FONT] [FONT="] [/FONT] [FONT="]My mate has received the below email (personal details removed) about a payday loan he had over 9 years ago.[/FONT] [FONT="] [/FONT] [FONT="]Basically it says CURO have been appointed administrators and that my mate could be awarded redress for the loan…
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Barclays Partner Finance
Hi all, I'm new to the forum and was hoping someone could please give me some advice to help me with Barclays Partner Finance (BPF) I returned a car at the voluntary termination point, as I had repaid 50% of the agreed payments (£328 per month), on 21st February 2019. I received a letter from BPF before this date to…
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Satsuma loans - rearrangement plan
I have a 12 month loan with Satsuma loans. After a few months, I contact them to advise of an unexpected expense I've had and would like a rearrangement plan put in place to reduce the total I pay per month. Satsuma agreed and monthly payments were reduced from £160 to £100. I have been paying the £100 per month on time…
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help please
I wonder if you can help please? My mother and father in law moved home roughly 25 years ago, they wanted new windows and doors and took out a loan for this purpose so we thought, The loan was in fact a type of loan secure on the house they have but didn't offer any pay back terms until death. Since then the term has gone…
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Payday loan overdue despite email saying full and final payment received.
I stupidly took out a pay day loan with lending stream back in 2014. Unfortunately at the time I was struggling financially, and the loan ended up being transferred to a debt collection agency. I can’t remeber what agency this was sent to. I have recently looked at my credit file and I can see there is still a lending…
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Guarantor loan paid off
I have been having problems with a Trust Two Loan. I was a guarantor for my daughters now ex partner and when they split up he stopped paying. Eventually I decided to just pay it off as I was getting fed up with all the hassling phone calls. They gave me a settlement figure which I agreed to and paid 4 weeks ago. They have…
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Loan offered and unsure to accept
I need some help please I'm not sure if I should go for this loan. I feel like it would help me clear most of my high interest debts I currently have but I can't figure out if it's actually saving me money or not in the long run My current debts are Drafty £1776 80% APR Aqua £3600 39% APR Capital one £800 interest free 8…
