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Options for paying for postgraduate training
Hello. My wife is a dentist who has been accepted for a post-graduate course at a really good university in London. The fee is more than 20k per year, and the course lasts 3 years. Besides the government's loan, which only covers 10k, is there any other option for student loans in the UK that would cover that amount? Many…
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Amigo loans
Can you give me any advice please, my friend is guarantor for her daughter for Amigo loans (Sharks) she did not realise how much interest was on this loan, took this out years ago and let her daughter keep topping it up. She is already paying off another debt of her. But this Amigo loan is bloody ridiculous, is there any…
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Early repayment charge
Hi All, Hoping for a quick response today. I took out a £9600 M&S loan over 72 months at 6.9%, a few years ago. It has 19 months to run and my total outstanding debt is £3244, but today I'm in a position to pay it off. I contacted the bank last week and asked for a final settlement amount. The final settlement amount is…
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Re-Financing Car loan at Lower APR?
To cut a long story short my old car died in November last year and was going to cost double what's its worth to fix it. So I traded it in at a garage and I obtained finance for a new car via CarFinance 24/7. Due to a few poor judgements 3 - 4 years ago my credit rating was shot So anyway the lowest APR they could offer me…
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Overdraft Vs Loan? which is best?
Hi all I am looking for some help, hopefully I have posted this in the right place. I am medical student from and studying in Northern Ireland. I like to read MSE for money advice but the student loan section doesn't give much advice for others not from England. This is my situation.... I am going into my third year of…
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Can i cancel loan after "cooling off period"?
Hi all When i was working at my old job, i looked into a electricians/mechanical course as i thought it would help me in my job. I had a salesman from a college come round my house and he offered a electricians course i could do, course looked ok so i said yes and he said i could get a loan from a company who the college…
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Loan Details
Hi Could anyone please tell me how I can find out loan details that I have had in the past, I know the companies I had a loan with but I need to know other details. Do the companies have to let me know my details if I request them or is this something I will have to try and track down. many thanks in advance Jon
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Black horse car PCP
Hey! I made a post yesterday regarding being in the market for a new car. Today I checked on an eligibility checker for PCP, Black Horse and Mann Island, came back with a ‘medium’ approval chance. Has anyone got any idea on their criteria in terms of likelihood? Unsure whether they use a ‘poor, medium, good’ rating chance?…
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Car finance (pcp)
Good afternoon, I’m just looking for some advice on weather I would be accepted for pcp finanace. Little run down of my current situation Earned 23500 last year Private renting ( 5 years ) One default ending In 01/2020 2 credit cards one nearly maxed but keeping up payments + some and another maybe half used again keeping…
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Advice please
Son has taken out short term balance credit cards (Aqua)and has other debts he wants to get a loan to pay them all off but i can not guarantor a loan as going through mortgage application. All the loans are coming up as 49 per cent or ridiculous 199 per cent. Advised him to go to step change to get a DMP but they have said…
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Car Finance Company Help !!!!
Can somebody please help ! i have recently had my car written of and the other party has accepted full responsibility so claim is going through. the issue i have is that my car finance is with a well known car finance company that charges way to much interest and above. i took the car finance out over 60 months and paid a…
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Payday Loan
Looking to take out a payday loan that don’t pay less interest fees. I’m currently unemployed and looking to maybe borrow around £250-£300. Anyone know what the best pay day loan companies are.
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Best way to get money for a car.
Hi all, My car has completely had it, at a really bad time too. I'd been saving so that I could go halves with my ex-wife and buy our 17 year old daughter a car (£900). We've just done that and she is well on her way to learning to drive. Unfortunately, this has used up all my savings (my half of the insurance was pretty…
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Student Loan repayments taken too early after graduation
A little advice from someone who understands student loans better than I please... Rang up student loans Co. (SLC) today after being encouraged by MSE to check if repayments had been taken too early (via salary deductions) after graduation. I graduated in July '07 and the SLC did indeed take repayments too early (about…
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Executor's Loan
I will need to get an executor's bridging loan for approx. £180k to pay my half of my father's Inheritance Tax bill later this year. Can anyone recommend a reputable company or high street bank that provides one. I have asked a couple of banks (incl. Lloyds and TSB) and they could not help. I have at least that much equity…
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Apply for loan and finance at the same time?
I've set my eyes on a motorbike. I was going to get it on finance and put down a 5k deposit, but I've only just got a mortgage a month ago, so most of my savings have now gone! I was thinking of getting a loan (14k total over 18-24 months - 5k for the bike deposit and 9k something else personal and irrelevant to the issue)…
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Car loan deposit not given back
I was accepted for car finance, both the broker and the finance people emailed me and confirmed I had been accepted and both sent electronic agreements for me to sign which I did. I was told to pay the dealer the deposit which I did on the 28th of March. The day after when the dealer was about to be paid out the finance…
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Higher Education - Tuition Fee Loans (SFE)
Hi My daughter is doing a Higher Education course which has 2 days / week contact time (so 40% of an academic year). The college / university is charging, via the Student Finance England (SFE), nearly £9,000pa. This money adds to the student loan. Is there any way to challenge this high level of fees. I presume other…
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pcp car finance HELP
car finance pcp hi i made worst desion ever getting a new car early into my pcp agreement with volkswagen they told me i can sell car to one are dealers but i have to pay surplus. car 35k new and pay 460pm they offerd me around 25m mark so i have to find the 10k would they negotiate so a could pay 200 as cant afford to pay…
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Dissuading father- Equity release
Since my mum passed, my father had been struggling financially. He lives in a 4 bed house close to a London Underground station. The place is a state and in dire need of massive investment for refurbishment, but still given the location and size of the property it’s worth a lot of money still. Hi lives with my sister who…
