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18 Y/o Car fiance please help
IF UR GOING TO JUST SAY DON'T DO IT UR STUPID BLAH BLAH PLEASE DON'T. Okay my names jack and I'm 18 in january.I I've in the middle of no where and can't reply on busses or parents. I need a car to get to work or even the nearest town bottom line is need a reliable car. I can't afford new cars left right and center when…
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Aqua loans?? Good or bad??
I currently owe £4000 on my Aqua card and the APR is 39.9%. I have been repaying as much as I can monthly which has been reducing my balance. Today I have received a pre-approval loan letter from Aqua for up to 7,500 at a rate of 12.5% My credit score is currently poor so I have no hope to get a loan elsewhere...... I am…
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Refused loan - need advice please
I recently applied for a personal loan with Sainsbury's bank to buy a car as my lease car is due to go back in January. I applied over the phone as I wanted to explain my circumstances to someone in person. I have an excellent credit rating and have never missed a payment on anything in my life so thought I wouldn't have a…
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Loan Money Back
Hi Guys, I really need help here, i have been dealing with a company called accessloans. They have asked me to pay money in order to retrive my loan. I have paid over £1000 to them and they have come back to say I need to pay a remaining £580 to get my loan. Every time I pay them they ask me for more money. I have…
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MSE Loan Eligibility Calculator
Hello all, I was looking to consolidate my debts and had a look on the loan calculator today. I did a few apps (too many it seemed) around September time I think, and MSE advise my credit score went down to "fair". It is now breaking back into the "Good" area. It does still tell me that I have made a lot of apps in recent…
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Sainsburys Loan
Hi, I applied for a Sainsburys Loan on Sunday and had a pop up to say that they needed to ask more questions. I had a call from them on Monday to confirm details and Just after I got an email saying the following: "Your Loan agreement is on its way Thanks for applying for a Sainsbury's Bank Personal Loan. We're posting…
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Caravan finance
Our son took out finance on buying a caravan for 18 grand just over a year ago. He has become seriously ill stage 4 cancer and his wife phoned the finance company and explained that they were selling the van back to the site and wanted to end the 250 a month they are paying but they are saying to voluntarily terminate the…
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Psa finanace troubles - refusing to have the car back
Hello I am looking for a bit of advice, please bare with as this is quite long winded. Basically 3 years ago I got a peugeot 108 in finance from our local peugeot dealership on a just add fuel policy (tax, insurance, services and gap insurance all included for the 3 year contract) and was told by the sales man this was a…
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Working Tax Credit tied to bad loan help
Hello everyone, I am really hoping that someone can help me with this issue. I will keep it as short as possible. Basically up to 2008 my wife and I owned a few properties in the UK, however we had so many rent arrears with our tenants and damages at the time that we had no choice but to agree with the mortgage company to…
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Loan application approved but not taken - credit score
In error (partly mine and partly a poorly designed bank website) I made a loan application when I was just looking for a quote. The loan application was approved but I don't want to take it as it was very different to the advertised offer on the initial calculator. I am now worried that this will affect my credit score and…
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Unpaid personal loan
Hello. I am so stressed and I need some infos please. Can you be stopped by customs airport for unpaid personal loan? Thank you
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Student Loan
My sons student loan interest is 6% how can I help him reduce that?
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Financing a new car...just before getting a mortgage!
Hi, I am looking at my options for financing a new car. Unfortunately my old car has seen better days and is no longer reliable enough for work. I have looked at the different options available too me, although I don't have enough cash savings to buy a new car outright I do have a fairly healthy deposit. My concern is that…
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Loan Advice
Hi folks, I'm wondering if anyone could help clear something up. My situation is - I own my home fully paid with no mortgage, I have spent the last few months doing some studying and traveling and now getting back into work mode again so wont have any pay slips etc for a couple months. I'm looking to buy a second property…
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Typical Loan APR
What is a competitive APR to borrow £15k over 2 or 3 years, for excellent credit rating. Secured or unsecured is possible. For balance on a 25K car, Is 5.5% high or about normal ?
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Sainsbury loan
I am a newbie here and would be grateful if someone could help me about Sainsbury loan timeline. I applied for a loan last week,letter of agreement received on Tuesday and was returned same day. though interest on application has been massively jerked up from the advertised rate i am worried about the delay.i have a fair…
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118118 Loans - Legal
Hi all, I've just applied for a 118 118 loan and after going through the application have realised that the interest will be too high, I've cancelled it but have been told they reserve the right to retain my account number and sort code for 12 months. Surely this can't be legal??? If I don't have a loan agreement with…
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Westcot
Im a newbie here and just after some advise, first off what a night mare this site is to start up! Its not user friendly at all! I had a brilliant credit score until last year when something happened to my partner, i was unable to pay some of my bills. i choose which ones i thought would be easy to deal with not repaying.…
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Creation Fiance Loan Timeframe
I was approved for a loan with creation Fiance on Wednesday, account all set up online agreement signed and shows my first direct debit date etc. However I still dont have the funds , it says 5 working days on their site , but how can they have set up and have first payment date and have you wait 5 days for the money to be…
