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PayPal credit question
Hopefully this is the correct board to post this? Never used it before. Recently accepted for PayPal credit. Now wanting to make a purchase. Now I have done a price match with a retailer, but have to phone up to complete purchase. Is it still possible to do PayPal credit over the phone? Do I ask them for a money request…
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Price cap proposed for rent-to-own firms to protect vulnerable consumers - MSE News
The financial regulator has proposed a new price cap on rent-to-own firms to come into place next spring, meaning consumers can't be charged more in interest than they paid for the product...Read the full story: 'Price cap proposed for rent-to-own firms to protect vulnerable consumers' Click reply below to discuss. If you…
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Adverse credit homeowner loan options
Hi First time posting here so apologies if I’m posting in the wrong forum. I have adverse credit history for several reasons and I have just under £10k debt I would ideally like to consolidate. I’m in a very rare and extremely fortunate position where my parents have decided to sign the house I currently live in with my…
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Beware Lloyds loans rip off
Long story... a year ago I left my my I had no loans no bank account or money, my wife had full control over money my wage went In to her accounts , so when I left I set up my own account and soon started spending money I did not have on over draft CC cards, at the time I was trying to make friends show off I wasted money…
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Loans nightmare advice please
Hi all thanks for looking in, it seems our son has got himself into a right mess financially using companies like Satsuma, wageday advance, pounds to pocket and payday, which only came to light beacause we noticed a change in him, upserge in his alcohol and noticing him getting a lot of letters, after talking to him about…
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Loan or credit card help
My partner has a little bit of bet and would like to take out a credit card or loan so it is all in one place and easier to pay off. Our home is currently being built and will be finished in 3 weeks. We won’t be paying our full deposit until the date of completion due to my help to buy isa. Should my partner wait until we…
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daughter became guarantor
Help! really need some advice,my 21 old daughter very stupidly became a guarantor for her friend on a loan,hell knows why,and how because hasn't got a permanent job with the agency mostly,but the thing is her so called friend has defaulted on payments and now its left to my daughter to pay. which she clearly hasn't got the…
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Quickquid Refund Error Delaying My Refund
Hello, Some advice is needed please. I have been fighting a case against QuickQuid to refund me interest on previous loans. They agreed and I accepted an offer. I received emails last night saying a refund had been processed and would be in my account within 1 hour. I noticed the bank account number was incorrect and…
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Guarantor help please
Hey, Can anyone help me, my husband guarentored a loan for my brother who has since started proceedings for debt consolidation. The lender has understandably contacted my husband to take over the loan. Where do we stand on this as the lender has not been told they will not be paid by the borrower they have been told they…
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Currys Credit Agreement issue
Hi, I recently took out a credit agreement with Curry's as they were offering 18months interest free. When processing the application the adviser completed the application through to the point of getting a decision however, their system then failed to allow her to complete the paperwork online. Instead she printed several…
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Rule for paying off loans early
I am borrowing £10,000 to pay for some solar panels I am having installed. I was advised to take out a loan from a well known bank in order to protect myself if the solar panel company went out of business. The advise was a follows. 1. Take out the loan for £10,000.00 over 15 years. 2. After one month I should contact the…
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Consolidating Debt
I’m looking for some advice as I’ve not been great with my debt over the last few years Current debt is: Loans-£8,300 Credit Card- £3,775 Total=£12,075 This is costing me £290 per month to pay back the loan which ends in 2022 and minimum payments on my CC I’ve been accepted for a £13,000 loan at 7% apr which will be £315…
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payday type loans - advice please
assisting a neighbour with mental health and financial problems , the company in question is provident credit reason for claiming back interest is: multiple roll over loans person was on ESA , provident rep filled form in to say in full time work rep wrote down that person had lived in property for 3 yrs + , he had lived…
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Loan for a gifted house deposit
Wondering if anyone can advise, a family member wants to gift us money for a house desposit. They currently already have the money in their bank, but would want to get a loan to replace some of the money to keep for themselves. We’re aware they can’t get a loan out to give to us as a deposit, but they’re looking to a loan…
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Best Company for Loans (Stable Credit)
Hi Money Savers, Just want some advise on loans for someone in my financial position. My credit report is stable at the moment & i pay all my bills on time. My annual income is not great at the moment as working 30 hours while my son is little. I want to consilidate some niggly debts i have.. looking to borrow around…
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Returning Faulty Car
Hi All, Currently going through the process of returning my pcp car due to it being faulty, I am just waiting for a final decision from the dealers. I am just wondering, can a company force you to take another contract on should they decide to accept the car back? A friend of mine said this is a possibility, surely no one…
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Loan for 18 year old
Hello, I am looking for a loan provider. I have been driving a year and would like to get a nicer car as mine isn't so suitable, I have found the exact car that I want in the correct specification(which is hard to come by) and would like to buy it. The car is £6500 and mine is worth an estimated £800-1000 on part-ex. I…
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Debt after seperation
I'll try to keep this brief as I'm new to this and I'm sure this question has been asked before. Me and my ex-wife got into a bit of debt when we were together. We had around £36k of debt which was used for things like wedding, holidays, kids growing up etc etc so all joint expenditure. My wife took out most of the debt in…
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Apr on personal loan
Hey folks, I've been looking into getting a personal loan of £9500 to buy a car from a private seller, I went into the bank and after enquiring I was told that the APR would be 14.9% with natwest. Payments would be 220.90 per month for 5 years. which is high considering that I've paid two loans back early in the past 4…
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Bridging loan for share purchase and immediate Sale?
[FONT="]Hi,[/FONT] [FONT="]I'm in need of some advice ;) [/FONT] [FONT="]I have option shares and want to exercise my holding by purchasing and then immediately selling my shares.[/FONT] [FONT="]My holding is worth £170k at exercise rate and i could sell the entire holding for approx. £270k within a matter…
