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Loan application approved but not taken - credit score
In error (partly mine and partly a poorly designed bank website) I made a loan application when I was just looking for a quote. The loan application was approved but I don't want to take it as it was very different to the advertised offer on the initial calculator. I am now worried that this will affect my credit score and wonder how it will affect me getting quotes from other companies. Prior to this my credit score was excellent and I have no red flags.
The bank has said they can delete the application but it will leave a footprint on my credit rating. Would I be better off just leaving the application and trying to gets quotes elsewhere or getting the application deleted?
Any advice would be appreciated. TiA
The bank has said they can delete the application but it will leave a footprint on my credit rating. Would I be better off just leaving the application and trying to gets quotes elsewhere or getting the application deleted?
Any advice would be appreciated. TiA
0
Comments
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Good news, you dont have a credit score.
Just do another application as taking it or not wont change anything now.0
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