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Has Anyone Dealt With Care 4 Finance
I received an automatic loan agreement from this company at the same time as a loan agreement from Amigo Loans so I presume the invitation is not spam but as a result of my search for a personal loan. Care 4 Finance is offering me an attractive 6.9% over 2 years (and no burdening a guarantor - as PPI is offered)! It seems…
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Outgoings for a loan
When applying for a loan, I'm aware often lenders can look at bank statements to see your outgoings and assess if you can afford a loan. I'm a little concerned as what I do every month is this: 1) Receive pay from job 2) Throughout the month the bills come out 3) Next month's pay comes in, and I put the remainder of last…
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cc or loan costs
Hello, i have a loan currently at 4000 with 30 months left at 12.9% my cc is offering a money transfer at 5% stated per year. Which would be the best action leave as or do the transfer, hoping to clear it in the next 2 years, how much would i save on intrest if any, thanks
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Guarantor Loan
My naive sister stupidly agreed to act as guarantor on our younger brothers loan. She has had to pay last couple of months and he is now ignoring calls. Does anyone have any relevant experience about what options are available to her here? For example court action, refusing to pay herself (does that effect her credit…
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Paying off loan with credit card
Was just wondering if it's wise to be pay off a loan with a credit card. If so which one? I took out a loan with Hitachi Finance which was interest free for the first year. Trouble was they set the direct debit to start AFTER the interest free period. Now I'm paying £52 and only £11 of that is actually paying off the debt.
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Advice for friend
I am in need of some for advice for my friend. She was MARRIED to a MAN and they brought a house together. The HUSBAND took a loan out without CONSENT of wife as he was a CONTROLLING, ABUSIVE MAN and she didn't or wasn't allowed much of a say in things. Apparently the house they was in was the guarantee against this loan.…
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loan declined
I just been declined for a loan of £10,000, requested to consolidate an over draft & credit card & some left to go towards a new vehicle, no reason for given for the decline, just wondering how long I should leave it before applying for a more credit into future?
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Offered 15.9% by Santander (hoping for 3.1%) WWYD?!
Hello moneysaving friends! I've just applied for my first loan of £11,000 to buy a new Car, with my own bank Santander. I've banked with them for over 15 years. I earn £28,000. I own my home outright. Outgoings £1100/month. I was offered 15.9% APR! Owch. Definitely not going to take them up on that offer... Could anyone…
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CFO Lending?
In Administration? What does that mean for anyone who still owes them and/or was waiting for a refund they'd been advised of? Thanks
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Moneyway
I have a moneyway car loan. Taken over 5 years and now past the 4 years mark. I am 1 month in arrears £190 and they sent a company round to repossess the car. I know they can not do that they have to take me to court. They are a nasty company to deal with and why they did this beggars belief. They have now added £260…
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No one will accept my Loan application
Dear Experts, I have recently resigned from a well paying job to take an even better paying one. As it happened in a time where I was also divorcing, I need to settle some aspects of this and combined with the fact that this new paying job is in another country (Switzerland), I find myself in a limbo where no UK lender…
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Releasing money from equity on house
Quick question for my sister who is not a member :money::money However,
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Tesco Bank Loan
Hi there, I have worked tirelessly over the last 2 years of self employment to clear any previous debt. I am now in a much more viable option to consider buying a car and pay my last bit of debt of (an overdraft) to help me with work and decided to opt for a loan with Tesco bank. They agreed the loan in principle with an…
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Don't apply for loan or credit during house move.
Advice to bear in mind if you are moving house. There is a period after you move house where you are taken off the electoral roll of the old house and put on the electoral roll for the new house. This takes about 1 month. During that month you are not on an electoral roll. If you apply for routine credit during this period…
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personal loan consolidate in mortgage
Hi all Having seen something on Martin's programme the other week about consolidating loans into mortgages, i was wondering if someone could give me some advice: I have a personal loan with First direct with £8202 outstanding balance, paying £227.85 each month. Interest rate is 3.6%. I also have a first direct flexible…
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section 75 & car finance loan for a BMW
Hi, i need some sound advice and help, i have a vehicle that i bought as approved used from a bmw authorised garage, my dream purchase , i took a finance loan with barclays who paid the majority of the loan to the bmw garage, ive made all my payments and im upto date, immediatly i started noticing things going wrong, there…
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Business loan to buy
Hi I was wondering if someone could give me a bit of advise. I am looking to buy an existing care business and i'm not sure how i would go about this or what i need. I'm no stranger to loans but i have never missed a payment on anything and i bought my own house last year and got a mortgage easy. Anyway, now i'm looking to…
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HPI early settlement - Moneybarn
Hi, I have had a car on HPI through a company called Moneybarn. I am in the process of buying a house and would need to clear this account to be able to get the required funds for the mortgage. When I first enquired about settling my account on 6th February my settlement balance was £7635, since then I have paid 2 monthly…
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Exciting Opportunity & Massive Risks - Opinions please
Hi Everyone, I've juggled with these potentially life-changing decisions for a few days and I'm still not clear on the best way to approach it. The situation is this: Self and OH want to open a small business. It will take a loan of approx £150k to start up and establish. It should make a profit of about £50k in the first…
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Legit short term loans companies
Hello, could you link me to some legit short term companies? I heard that themoneyshop is pretty good, are there any others? Thanks.
