Outgoings for a loan

[Deleted User]

When applying for a loan, I'm aware often lenders can look at bank statements to see your outgoings and assess if you can afford a loan. I'm a little concerned as what I do every month is this:

1) Receive pay from job
2) Throughout the month the bills come out
3) Next month's pay comes in, and I put the remainder of last month's pay into my savings account which is at another bank

* I don't have an overdraft, and have never at any point had less than £80 in my account

I'm worried they will see me sending on average £600 a month into another account (I have referenced it as 'savings' but not sure this would even make a difference) and so committed financially to something. Is there any way in which I can show the bank statements of my second account to prove this is a savings bank account where I send my spare cash over to?

Thank you

[Deleted User]

It's very unlikely they will be interested in seeing your statements.

Gambler101

Show them a statement of the nice savings pot you have built up as well as your current account statement.